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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INTEREST AND DIVIDEND INCOME      
Interest and Fees on Loans $ 184,069 $ 171,342 $ 142,016
Interest on Deposits at Banks 8,086 9,615 5,831
Interest and Dividends on Investment Securities:      
Fully Taxable 15,964 11,579 11,764
Exempt from Federal Taxes 2,028 2,457 2,953
Total Interest and Dividend Income 210,147 194,993 162,564
INTEREST EXPENSE      
Interest-Bearing Checking Accounts 8,021 7,442 3,663
Savings Deposits 38,106 42,850 34,343
Time Deposits over $250,000 6,794 7,460 4,966
Other Time Deposits 23,027 20,997 7,127
Borrowings 167 3,637 6,756
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 686 686 686
Interest on Financing Leases 182 189 191
Total Interest Expense 76,983 83,261 57,732
NET INTEREST INCOME 133,164 111,732 104,832
Provision for Credit Losses 7,274 5,180 3,381
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 125,890 106,552 101,451
NONINTEREST INCOME      
Insurance Commissions 7,666 7,147 6,498
Net Gain (Loss) on Securities 542 (2,907) (92)
Net Gain on Sales of Loans 819 209 32
Other Operating Income 2,003 2,781 2,437
Total Noninterest Income 32,432 28,074 29,117
NONINTEREST EXPENSE      
Salaries and Employee Benefits 56,289 52,707 47,667
Occupancy Expenses, Net 7,762 7,169 6,554
Technology and Equipment Expense 20,791 19,365 17,608
FDIC Assessments 2,516 2,775 2,050
Other Operating Expense 15,576 15,252 19,169
Total Noninterest Expense 102,934 97,268 93,048
Total before tax 55,388 37,358 37,520
Provision for Income Taxes 11,435 7,649 7,445
NET INCOME $ 43,953 $ 29,709 $ 30,075
Average Shares Outstanding:      
Basic (in shares) 16,502,724 16,739,182 17,037,331
Diluted (in shares) 16,505,470 16,745,222 17,037,331
Per Common Share:      
Basic Earnings (in dollars per share) $ 2.65 $ 1.77 $ 1.77
Diluted Earnings (in dollars per share) $ 2.65 $ 1.77 $ 1.77
Income From Fiduciary Activities      
NONINTEREST INCOME      
Revenue from contract with customer $ 10,304 $ 9,952 $ 9,444
Fees for Other Services to Customers      
NONINTEREST INCOME      
Revenue from contract with customer $ 11,098 $ 10,892 $ 10,798