Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and Due From Banks	$ 45,925	$ 27,422
Interest-Earning Deposits at Banks	351,512	127,124
Investment Securities:
Available-for-Sale at Fair Value	485,583	463,111
Held-to-Maturity (Fair Value of $62,251 at September 30, 2025 and $96,586 at December 31, 2024)	62,744	98,261
Equity Securities	5,724	5,055
Other Investments	4,369	4,353
Loans	3,442,009	3,394,541
Allowance for Credit Losses	(34,176)	(33,598)
Net Loans	3,407,833	3,360,943
Premises and Equipment, Net	60,002	59,717
Goodwill	23,789	23,789
Other Intangible Assets, Net	1,805	2,058
Other Assets	137,829	134,515
Total Assets	4,587,115	4,306,348
LIABILITIES
Noninterest-Bearing Deposits	771,014	702,978
Interest-Bearing Checking Accounts	977,871	810,834
Savings Deposits	1,526,055	1,520,024
Time Deposits over $250,000	178,843	191,962
Other Time Deposits	646,268	602,132
Total Deposits	4,100,051	3,827,930
Borrowings	4,265	8,600
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Finance Leases	4,928	5,005
Other Liabilities	40,184	43,912
Total Liabilities	4,169,428	3,905,447
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value; 1,000,000 Shares Authorized at September 30, 2025 and December 31, 2024	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at September 30, 2025 and December 31, 2024)	22,067	22,067
Additional Paid-in Capital	414,133	413,476
Retained Earnings	93,027	77,215
Accumulated Other Comprehensive Loss	(8,640)	(18,453)
Treasury Stock, at Cost (5,628,864 Shares at September 30, 2025 and 5,323,638 Shares at December 31, 2024)	(102,900)	(93,404)
Total Stockholders’ Equity	417,687	400,901
Total Liabilities and Stockholders’ Equity	$ 4,587,115	$ 4,306,348