Debt (Tables)

12 Months Ended

Dec. 31, 2024

Debt Disclosure [Abstract]

Schedule of Short-term Debt

Schedule of Borrowings:

	2024		2023
Balances at December 31:
FHLBNY Overnight Advances	—		20,000
FHLBNY Term Advances	8,600		6,500
Total Borrowings	$	8,600	$	26,500
Maximum Borrowing Capacity at December 31:
Federal Funds Purchased	$	23,000	$	28,000
Federal Home Loan Bank of New York	654,890		576,602
Federal Reserve Bank of New York	571,107		738,511
Available Borrowing Capacity at December 31:
Federal Funds Purchased	$	23,000	$	28,000
Federal Home Loan Bank of New York	616,290		550,102
Federal Reserve Bank of New York	571,107		738,511

Schedule of Maturities of Long-term Debt

Maturity Schedule of FHLBNY Term Advances:

	Balances				Weighted Average Rate
Final Maturity	2024		2023		2024		2023
First Year	$	6,900	$	4,250	5.34	%	5.80	%
Second Year	—		2,250		—	%	5.38	%
Third Year	1,700		—		4.85	%	—	%
Total	$	8,600	$	6,500	5.24	%	5.66	%

Schedule of Long-term Debt Instruments

Schedule of Guaranteed Preferred Beneficial Interests in Corporation's Junior Subordinated Debentures

	2024			2023
ACST II
Balance at December 31,	$	10,000		$	10,000
Period End:
Variable Interest Rate	7.74		%	8.74		%
Fixed Interest Rate resulting from cash flow hedge agreement	4.00		%	4.00		%
ACST III
Balance at December 31,	$	10,000		$	10,000
Period End:
Variable Interest Rate	6.59		%	7.59		%
Fixed Interest Rate resulting from cash flow hedge agreement	2.86		%	2.86		%