Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and Due From Banks	$ 27,422	$ 36,755
Interest-Bearing Deposits at Banks	127,124	105,781
Investment Securities:
Available-for-Sale	463,111	497,769
Held-to-Maturity (Approximate Fair Value of $96,586 at December 31, 2024, and $128,837 at December 31, 2023)	98,261	131,395
Equity Securities	5,055	1,925
Other Investments	4,353	5,049
Total	3,394,541	3,212,908
Allowance for Credit Losses	(33,598)	(31,265)
Net Loans	3,360,943	3,181,643
Premises and Equipment, Net	59,717	59,642
Goodwill	23,789	21,873
Other Intangible Assets, Net	2,058	1,110
Other Assets	134,515	126,926
Total Assets	4,306,348	4,169,868
LIABILITIES
Noninterest-Bearing Deposits	702,978	758,425
Interest-Bearing Checking Accounts	810,834	799,785
Savings Deposits	1,520,024	1,466,280
Time Deposits over $250,000	191,962	179,301
Other Time Deposits	602,132	483,775
Total Deposits	3,827,930	3,687,566
Borrowings	8,600	26,500
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Finance Leases	5,005	5,066
Other Liabilities	43,912	50,964
Total Liabilities	3,905,447	3,790,096
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value, 1,000,000 Shares Authorized	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at December 31, 2024 and December 31, 2023)	22,067	22,067
Additional Paid-in Capital	413,476	412,551
Retained Earnings	77,215	65,792
Accumulated Other Comprehensive Loss	(18,453)	(33,416)
Treasury Stock, at Cost (5,323,638 Shares at December 31, 2024, and 5,124,073 Shares at December 31, 2023)	(93,404)	(87,222)
Total Stockholders’ Equity	400,901	379,772
Total Liabilities and Stockholders’ Equity	$ 4,306,348	$ 4,169,868