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Debt (Tables)
 9 Months Ended
Sep. 30, 2024
Debt Disclosure [Abstract]  
Schedule of Debt
Schedule of Borrowings:
September 30, 2024December 31, 2023September 30, 2023
Balance:
BTFP Advances$95,000 $— 150,000 
FHLBNY Overnight Advances— 20,000 10,000 
FHLBNY Term Advances8,600 6,500 14,300 
Total Borrowings$103,600 $26,500 $174,300 
Maximum Borrowing Capacity:
Federal Funds Purchased$28,000 $28,000 $52,000 
Federal Home Loan Bank of New York595,234 576,602 607,596 
Federal Reserve Bank of New York868,693 738,511 722,493 
Available Borrowing Capacity:
Federal Funds Purchased$28,000 $28,000 $52,000 
Federal Home Loan Bank of New York556,634 550,102 449,296 
Federal Reserve Bank of New York773,693 738,511 722,493 
Schedule of Maturities of Short-Term Debt
Maturity Schedule of FHLBNY Term Advances:
Balances
Weighted Average Rate 1
Final Maturity9/30/202412/31/20239/30/20239/30/202412/31/20239/30/2023
First Year$— $4,250 $7,800 — %5.80 %5.14 %
Second Year6,900 2,250 6,500 5.33 %5.38 %5.59 %
Third Year— — — — %— %— %
Fourth Year1,700 — — 4.85 %— %— %
Total$8,600 $6,500 $14,300 5.24 %5.66 %5.38 %
1. The effective rate on the FHLBNY Advances is 0% due to subsidized funding in the form of interest rate credits.
Schedule of Long-Term Debt Instruments
Schedule of Guaranteed Preferred Beneficial Interests in Corporation's Junior Subordinated Debentures

September 30, 2024December 31, 2023September 30, 2023
ACST II
Balance $10,000 $10,000 $10,000 
Period End:
     Variable Interest Rate 8.02 %8.74 %8.81 %
     Fixed Interest Rate resulting from cash flow hedge agreement 4.00 %4.00 %4.00 %
ACST III
Balance $10,000 $10,000 $10,000 
Period End:
     Variable Interest Rate6.87 %7.59 %7.66 %
     Fixed Interest Rate resulting from cash flow hedge agreement2.86 %2.86 %2.86 %