Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
ASSETS
Cash and Due From Banks	$ 53,969	$ 36,755	$ 39,778
Interest-Bearing Deposits at Banks	286,119	105,781	254,961
Investment Securities:
Available-for-Sale at Fair Value	437,067	497,769	519,240
Held-to-Maturity (Fair Value of $101,929 at September 30, 2024; $128,837 at December 31, 2023; and $134,811 at September 30, 2023)	103,337	131,395	140,577
Equity Securities	5,089	1,925	1,960
Other Investments	4,352	5,049	5,110
Loans	3,339,937	3,212,908	3,138,617
Allowance for Credit Losses	(31,262)	(31,265)	(31,112)
Net Loans	3,308,675	3,181,643	3,107,505
Premises and Equipment, Net	59,932	59,642	60,311
Goodwill	23,789	21,873	21,873
Other Intangible Assets, Net	2,190	1,110	1,205
Other Assets	126,930	126,926	120,391
Total Assets	4,411,449	4,169,868	4,272,911
LIABILITIES
Noninterest-Bearing Deposits	740,170	758,425	798,392
Interest-Bearing Checking Accounts	875,365	799,785	920,250
Savings Deposits	1,544,868	1,466,280	1,496,193
Time Deposits over $250,000	177,990	179,301	167,614
Other Time Deposits	499,064	483,775	284,036
Total Deposits	3,837,457	3,687,566	3,666,485
Borrowings	103,600	26,500	174,300
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,022	5,066	5,080
Other Liabilities	52,059	50,964	47,032
Total Liabilities	4,018,138	3,790,096	3,912,897
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at September 30, 2024, December 31, 2023 and September 30, 2023	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at September 30, 2024, December 31, 2023 and September 30, 2023)	22,067	22,067	22,067
Additional Paid-in Capital	413,065	412,551	412,397
Retained Earnings	77,429	65,792	62,647
Accumulated Other Comprehensive Loss	(25,968)	(33,416)	(52,584)
Treasury Stock, at Cost (5,332,907 Shares at September 30, 2024; 5,124,073 Shares at December 31, 2023 and 5,017,063 Shares at September 30, 2023)	(93,282)	(87,222)	(84,513)
Total Stockholders’ Equity	393,311	379,772	360,014
Total Liabilities and Stockholders’ Equity	$ 4,411,449	$ 4,169,868	$ 4,272,911