Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
ASSETS
Cash and Due From Banks	$ 30,372	$ 36,755	$ 33,803
Interest-Bearing Deposits at Banks	169,826	105,781	139,798
Investment Securities:
Available-for-Sale at Fair Value	450,786	497,769	543,708
Held-to-Maturity (Fair Value of $96,454 at June 30, 2024; $128,837 at December 31, 2023; and $139,143 at June 30, 2023)	99,348	131,395	143,460
Equity Securities	1,996	1,925	1,889
Other Investments	4,274	5,049	4,932
Loans	3,315,523	3,212,908	3,069,897
Allowance for Credit Losses	(31,009)	(31,265)	(31,170)
Net Loans	3,284,514	3,181,643	3,038,727
Premises and Equipment, Net	59,243	59,642	59,773
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	927	1,110	1,302
Other Assets	121,248	126,926	114,388
Total Assets	4,244,407	4,169,868	4,103,653
LIABILITIES
Noninterest-Bearing Deposits	704,707	758,425	759,495
Interest-Bearing Checking Accounts	856,788	799,785	856,016
Savings Deposits	1,446,821	1,466,280	1,517,937
Time Deposits over $250,000	173,526	179,301	140,694
Other Time Deposits	501,797	483,775	228,082
Total Deposits	3,683,639	3,687,566	3,502,224
Borrowings	106,500	26,500	171,800
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,038	5,066	5,093
Other Liabilities	46,212	50,964	43,093
Total Liabilities	3,861,389	3,790,096	3,742,210
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at June 30, 2024, December 31, 2023 and June 30, 2023	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at June 30, 2024 and December 31, 2023 and 21,423,992 Shares Issued at June 30, 2023)	22,067	22,067	21,424
Additional Paid-in Capital	412,917	412,551	401,069
Retained Earnings	72,980	65,792	71,076
Accumulated Other Comprehensive Loss	(31,632)	(33,416)	(47,613)
Treasury Stock, at Cost (5,343,295 Shares at June 30, 2024; 5,124,073 Shares at December 31, 2023 and 4,870,934 Shares at June 30, 2023)	(93,314)	(87,222)	(84,513)
Total Stockholders’ Equity	383,018	379,772	361,443
Total Liabilities and Stockholders’ Equity	$ 4,244,407	$ 4,169,868	$ 4,103,653