Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023
ASSETS
Cash and Due From Banks	$ 27,356	$ 36,755	$ 25,107
Interest-Bearing Deposits at Banks	255,109	105,781	178,365
Investment Securities:
Available-for-Sale at Fair Value	485,833	497,769	565,693
Held-to-Maturity (Fair Value of $124,861 at March 31, 2024; $128,837 at December 31, 2023; and $164,439 at March 31, 2023)	128,051	131,395	167,347
Equity Securities	1,942	1,925	2,070
Other Investments	4,208	5,049	10,027
Loans	3,258,758	3,212,908	3,005,352
Allowance for Credit Losses	(31,561)	(31,265)	(30,784)
Net Loans	3,227,197	3,181,643	2,974,568
Premises and Equipment, Net	59,494	59,642	58,233
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,018	1,110	1,400
Other Assets	121,542	126,926	109,947
Total Assets	4,333,623	4,169,868	4,114,630
LIABILITIES
Noninterest-Bearing Deposits	696,519	758,425	788,690
Interest-Bearing Checking Accounts	908,453	799,785	958,490
Savings Deposits	1,497,466	1,466,280	1,497,326
Time Deposits over $250,000	173,976	179,301	122,827
Other Time Deposits	502,607	483,775	179,016
Total Deposits	3,779,021	3,687,566	3,546,349
Borrowings	106,500	26,500	142,800
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,053	5,066	5,106
Other Liabilities	45,063	50,964	37,004
Total Liabilities	3,955,637	3,790,096	3,751,259
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at March 31, 2024, December 31, 2023 and March 31, 2023	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at March 31, 2024 and December 31, 2023 and 21,423,992 Shares Issued at March 31, 2023)	22,067	22,067	21,424
Additional Paid-in Capital	412,823	412,551	400,944
Retained Earnings	68,887	65,792	69,499
Accumulated Other Comprehensive Loss	(32,714)	(33,416)	(43,983)
Treasury Stock, at Cost (5,356,335 Shares at March 31, 2024; 5,124,073 Shares at December 31, 2023 and 4,870,935 Shares at March 31, 2023)	(93,077)	(87,222)	(84,513)
Total Stockholders’ Equity	377,986	379,772	363,371
Total Liabilities and Stockholders’ Equity	$ 4,333,623	$ 4,169,868	$ 4,114,630