Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and Due From Banks	$ 36,755	$ 31,886
Interest-Bearing Deposits at Banks	105,781	32,774
Investment Securities:
Available-for-Sale	497,769	573,495
Held-to-Maturity (Approximate Fair Value of $128,837 at December 31, 2023, and $171,623 at December 31, 2022)	131,395	175,364
Equity Securities	1,925	2,174
Other Investments	5,049	6,064
Total	3,212,908	2,983,207
Allowance for Credit Losses	(31,265)	(29,952)
Net Loans	3,181,643	2,953,255
Premises and Equipment, Net	59,642	56,491
Goodwill	21,873	21,873
Other Intangible Assets, Net	1,110	1,500
Other Assets	126,926	114,633
Total Assets	4,169,868	3,969,509
LIABILITIES
Noninterest-Bearing Deposits	758,425	836,871
Interest-Bearing Checking Accounts	799,785	997,694
Savings Deposits	1,466,280	1,454,364
Time Deposits over $250,000	179,301	76,224
Other Time Deposits	483,775	133,211
Total Deposits	3,687,566	3,498,364
Borrowings	26,500	54,800
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Finance Leases	5,066	5,119
Other Liabilities	50,964	37,688
Total Liabilities	3,790,096	3,615,971
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value, 1,000,000 Shares Authorized	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at December 31, 2023, and 21,423,992 Shares Issued at December 31, 2022)	22,067	21,424
Additional Paid-in Capital	412,551	400,270
Retained Earnings	65,792	65,401
Accumulated Other Comprehensive Loss	(33,416)	(49,655)
Treasury Stock, at Cost (5,124,073 Shares at December 31, 2023, and 4,872,355 Shares at December 31, 2022)	(87,222)	(83,902)
Total Stockholders’ Equity	379,772	353,538
Total Liabilities and Stockholders’ Equity	$ 4,169,868	$ 3,969,509