Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022
ASSETS
Cash and Due From Banks	$ 39,778	$ 31,886	$ 44,872
Interest-Bearing Deposits at Banks	254,961	32,774	328,557
Investment Securities:
Available-for-Sale at Fair Value	519,240	573,495	575,054
Held-to-Maturity (Fair Value of $134,811 at September 30, 2023; $171,623 at December 31, 2022; and $175,800 at September 30, 2022)	140,577	175,364	182,178
Equity Securities	1,960	2,174	2,126
FHLB and Federal Reserve Bank Stock	5,110	6,064	4,720
Loans	3,138,617	2,983,207	2,924,794
Allowance for Credit Losses	(31,112)	(29,952)	(29,232)
Net Loans	3,107,505	2,953,255	2,895,562
Premises and Equipment, Net	60,311	56,491	54,015
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,205	1,500	1,604
Other Assets	120,391	114,633	122,217
Total Assets	4,272,911	3,969,509	4,232,778
LIABILITIES
Noninterest-Bearing Deposits	798,392	836,871	910,221
Interest-Bearing Checking Accounts	920,250	997,694	1,113,850
Savings Deposits	1,496,193	1,454,364	1,584,373
Time Deposits over $250,000	167,614	76,224	59,059
Other Time Deposits	284,036	133,211	127,602
Total Deposits	3,666,485	3,498,364	3,795,105
Borrowings	174,300	54,800	25,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,080	5,119	5,131
Other Liabilities	47,032	37,688	41,992
Total Liabilities	3,912,897	3,615,971	3,887,228
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at September 30, 2023, December 31, 2022 and September 30, 2022	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at September 30, 2023 and 21,423,992 Shares Issued at December 31, 2022 and September 30, 2022)	22,067	21,424	21,424
Additional Paid-in Capital	412,397	400,270	399,461
Retained Earnings	62,647	65,401	57,778
Accumulated Other Comprehensive Loss	(52,584)	(49,655)	(49,070)
Treasury Stock, at Cost (5,017,063 Shares at September 30, 2023; 4,872,355 Shares at December 31, 2022 and 4,900,975 Shares at September 30, 2022)	(84,513)	(83,902)	(84,043)
Total Stockholders’ Equity	360,014	353,538	345,550
Total Liabilities and Stockholders’ Equity	$ 4,272,911	$ 3,969,509	$ 4,232,778
Common Stock, shares issued (in shares)	22,066,559	21,423,992	21,423,992