XML 59 R49.htm IDEA: XBRL DOCUMENT v3.23.2
Loans - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year $ 328,019 $ 522,561 $ 328,019 $ 522,561 $ 899,034
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 856,952 707,129 856,952 707,129 628,578
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 568,230 644,355 568,230 644,355 429,480
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 381,352 258,131 381,352 258,131 224,846
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 192,867 185,281 192,867 185,281 191,012
Prior 626,542 397,669 626,542 397,669 483,884
Revolving Loans Amortized Cost Basis 115,935 129,676 115,935 129,676 126,373
Revolving Loan Converted to Term 0 0 0 0 0
Total 3,069,897 2,844,802 3,069,897 2,844,802 2,983,207
Total Loans 3,038,727 2,816,712 3,038,727 2,816,712 2,953,255
Current-period gross charge-offs          
Total 1,280 907 2,608 1,736  
Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 15,063 26,461 15,063 26,461 42,038
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 38,012 34,927 38,012 34,927 28,718
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 25,715 28,980 25,715 28,980 17,125
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 11,792 9,004 11,792 9,004 8,335
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 5,823 9,473 5,823 9,473 8,129
Prior 38,861 15,235 38,861 15,235 23,873
Revolving Loans Amortized Cost Basis 12,252 14,595 12,252 14,595 12,075
Revolving Loan Converted to Term 0 0 0 0 0
Total 147,518 138,675 147,518 138,675 140,293
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     0    
Prior     0    
Revolving Loans Amortized Cost Basis        
Revolving Loan Converted to Term        
Total     0    
Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 32,681 74,941 32,681 74,941 163,143
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 172,008 139,573 172,008 139,573 115,111
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 107,485 281,305 107,485 281,305 127,618
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 125,730 45,982 125,730 45,982 44,459
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 43,199 36,640 43,199 36,640 69,073
Prior 239,849 81,500 239,849 81,500 185,794
Revolving Loans Amortized Cost Basis 2,996 3,293 2,996 3,293 1,824
Revolving Loan Converted to Term 0 0 0 0 0
Total 723,948 663,234 723,948 663,234 707,022
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     0    
Prior     0    
Revolving Loans Amortized Cost Basis        
Revolving Loan Converted to Term        
Total     0    
Consumer          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 217,721 301,629 217,721 301,629 483,288
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 415,103 338,269 415,103 338,269 286,299
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 238,782 193,272 238,782 193,272 155,426
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 122,385 117,140 122,385 117,140 88,490
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 64,441 58,208 64,441 58,208 39,009
Prior 28,860 22,139 28,860 22,139 12,119
Revolving Loans Amortized Cost Basis 473 454 473 454 504
Revolving Loan Converted to Term 0 0 0 0 0
Total 1,087,765 1,031,111 1,087,765 1,031,111 1,065,135
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     95    
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     705    
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     1,034    
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     324    
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     246    
Prior     198    
Revolving Loans Amortized Cost Basis        
Revolving Loan Converted to Term        
Total 1,274 903 2,602 1,702  
Residential          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 62,554 119,530 62,554 119,530 210,565
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 231,829 194,360 231,829 194,360 198,450
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 196,248 140,798 196,248 140,798 129,311
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 121,445 86,005 121,445 86,005 83,562
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 79,404 80,960 79,404 80,960 74,801
Prior 318,972 278,795 318,972 278,795 262,098
Revolving Loans Amortized Cost Basis 100,214 111,334 100,214 111,334 111,970
Revolving Loan Converted to Term 0 0 0 0 0
Total 1,110,666 1,011,782 1,110,666 1,011,782 1,070,757
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     0    
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     0    
Prior     6    
Revolving Loans Amortized Cost Basis        
Revolving Loan Converted to Term        
Total 6 0 6 30  
Satisfactory | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 15,063 26,461 15,063 26,461 42,038
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 38,012 31,578 38,012 31,578 28,718
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 25,715 25,469 25,715 25,469 16,870
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 11,653 8,527 11,653 8,527 7,857
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 5,763 9,473 5,763 9,473 8,129
Prior 35,571 15,179 35,571 15,179 20,379
Revolving Loans Amortized Cost Basis 9,487 8,674 9,487 8,674 8,909
Revolving Loan Converted to Term 0 0 0 0 0
Total 141,264 125,361 141,264 125,361 132,900
Satisfactory | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 32,681 72,102 32,681 72,102 152,858
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 162,581 134,785 162,581 134,785 115,111
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 105,800 260,080 105,800 260,080 121,811
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 123,336 40,965 123,336 40,965 43,647
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 42,397 36,546 42,397 36,546 63,913
Prior 191,641 73,592 191,641 73,592 159,876
Revolving Loans Amortized Cost Basis 2,971 3,269 2,971 3,269 1,603
Revolving Loan Converted to Term 0 0 0 0 0
Total 661,407 621,339 661,407 621,339 658,819
Special Mention | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 139 0 139 0 0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0 0 0 0 0
Prior 0 50 0 50 30
Revolving Loans Amortized Cost Basis 0 0 0 0 30
Revolving Loan Converted to Term 0 0 0 0 0
Total 139 50 139 50 60
Special Mention | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0 0 0 0 9,678
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 0 5,445 0 5,445 0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 0 1,176 0 1,176 0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0 0 0 0 789
Prior 4,987 76 4,987 76 241
Revolving Loans Amortized Cost Basis 0 0 0 0 0
Revolving Loan Converted to Term 0 0 0 0 0
Total 4,987 6,697 4,987 6,697 10,708
Substandard | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0 3,349 0 3,349 0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 0 3,511 0 3,511 255
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 0 477 0 477 478
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 60 0 60 0 0
Prior 3,290 6 3,290 6 3,464
Revolving Loans Amortized Cost Basis 2,765 5,921 2,765 5,921 3,136
Revolving Loan Converted to Term 0 0 0 0 0
Total 6,115 13,264 6,115 13,264 7,333
Substandard | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0 2,839 0 2,839 607
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 9,427 4,788 9,427 4,788 0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 1,685 15,780 1,685 15,780 5,807
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 2,394 3,841 2,394 3,841 812
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 802 94 802 94 4,371
Prior 43,221 7,832 43,221 7,832 25,677
Revolving Loans Amortized Cost Basis 25 24 25 24 221
Revolving Loan Converted to Term 0 0 0 0 0
Total 57,554 35,198 57,554 35,198 37,495
Doubtful | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0 0 0 0 0
Prior 0 0 0 0 0
Revolving Loans Amortized Cost Basis 0 0 0 0 0
Revolving Loan Converted to Term 0 0 0 0 0
Total 0 0 0 0 0
Doubtful | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0 0 0 0 0
Prior 0 0 0 0 0
Revolving Loans Amortized Cost Basis 0 0 0 0 0
Revolving Loan Converted to Term 0 0 0 0 0
Total 0 0 0 0 0
Performing | Consumer          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 217,691 301,351 217,691 301,351 482,530
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 414,437 337,325 414,437 337,325 284,831
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 238,016 192,857 238,016 192,857 154,819
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 122,156 116,855 122,156 116,855 88,165
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 64,295 58,065 64,295 58,065 38,852
Prior 28,740 22,057 28,740 22,057 12,032
Revolving Loans Amortized Cost Basis 0 453 0 453 504
Revolving Loan Converted to Term 0 0 0 0 0
Total 1,085,335 1,028,963 1,085,335 1,028,963 1,061,733
Performing | Residential          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 62,554 119,530 62,554 119,530 210,565
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 231,714 194,360 231,714 194,360 198,195
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 195,831 139,857 195,831 139,857 128,372
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 120,506 85,977 120,506 85,977 82,965
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 78,455 80,850 78,455 80,850 74,281
Prior 316,683 276,354 316,683 276,354 259,787
Revolving Loans Amortized Cost Basis 99,788 111,080 99,788 111,080 111,563
Revolving Loan Converted to Term 0 0 0 0 0
Total 1,105,531 1,008,008 1,105,531 1,008,008 1,065,728
Nonperforming | Consumer          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 30 278 30 278 758
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 666 944 666 944 1,468
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 766 415 766 415 607
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 229 285 229 285 325
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 146 143 146 143 157
Prior 120 82 120 82 87
Revolving Loans Amortized Cost Basis 473 1 473 1 0
Revolving Loan Converted to Term 0 0 0 0 0
Total 2,430 2,148 2,430 2,148 3,402
Nonperforming | Residential          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0 0 0 0 0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 115 0 115 0 255
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 417 941 417 941 939
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 939 28 939 28 597
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 949 110 949 110 520
Prior 2,289 2,441 2,289 2,441 2,311
Revolving Loans Amortized Cost Basis 426 254 426 254 407
Revolving Loan Converted to Term 0 0 0 0 0
Total $ 5,135 $ 3,774 $ 5,135 $ 3,774 $ 5,029