Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022
ASSETS
Cash and Due From Banks	$ 33,803	$ 31,886	$ 51,549
Interest-Bearing Deposits at Banks	139,798	32,774	165,705
Investment Securities:
Available-for-Sale at Fair Value	543,708	573,495	582,741
Held-to-Maturity (Fair Value of $139,143 at June 30, 2023; $171,623 at December 31, 2022; and $180,511 at June 30, 2022)	143,460	175,364	182,096
Equity Securities	1,889	2,174	2,031
FHLB and Federal Reserve Bank Stock	4,932	6,064	4,718
Loans	3,069,897	2,983,207	2,844,802
Allowance for Credit Losses	(31,170)	(29,952)	(28,090)
Net Loans	3,038,727	2,953,255	2,816,712
Premises and Equipment, Net	59,773	56,491	50,141
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,302	1,500	1,710
Other Assets	114,388	114,633	111,929
Total Assets	4,103,653	3,969,509	3,991,205
LIABILITIES
Noninterest-Bearing Deposits	759,495	836,871	824,842
Interest-Bearing Checking Accounts	856,016	997,694	1,046,570
Savings Deposits	1,517,937	1,454,364	1,504,791
Time Deposits over $250,000	140,694	76,224	40,021
Other Time Deposits	228,082	133,211	129,436
Total Deposits	3,502,224	3,498,364	3,545,660
Borrowings	171,800	54,800	25,000
Finance Leases	5,093	5,119	5,144
Other Liabilities	43,093	37,688	38,903
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Total Liabilities	3,742,210	3,615,971	3,634,707
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at June 30, 2023, December 31, 2022 and June 30, 2022	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (21,423,992 Shares Issued at June 30, 2023 and December 31, 2022 and 20,800,144 at June 30, 2022)	21,424	21,424	20,800
Additional Paid-in Capital	401,069	400,270	379,423
Retained Earnings	71,076	65,401	69,980
Accumulated Other Comprehensive Loss	(47,613)	(49,655)	(29,564)
Treasury Stock, at Cost (4,870,934 Shares at June 30, 2023; 4,872,355 Shares at December 31, 2022 and 4,777,605 Shares at June 30, 2022)	(84,513)	(83,902)	(84,141)
Total Stockholders’ Equity	361,443	353,538	356,498
Total Liabilities and Stockholders’ Equity	$ 4,103,653	$ 3,969,509	$ 3,991,205