Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
ASSETS
Cash and Due From Banks	$ 25,107	$ 31,886	$ 38,964
Interest Bearing Deposits at Banks	178,365	32,774	448,614
Investment Securities:
Available-for-Sale at Fair Value	565,693	573,495	582,428
Held-to-Maturity (Fair Value of $164,439 at March 31, 2023; $171,623 at December 31, 2022; and $195,862 at March 31, 2022)	167,347	175,364	196,661
Equity Securities	2,070	2,174	1,877
FHLB and Federal Reserve Bank Stock	10,027	6,064	4,491
Loans	3,005,352	2,983,207	2,737,267
Allowance for Credit Losses	(30,784)	(29,952)	(27,661)
Net Loans	2,974,568	2,953,255	2,709,606
Premises and Equipment, Net	58,233	56,491	48,481
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,400	1,500	1,818
Other Assets	109,947	114,633	101,589
Total Assets	4,114,630	3,969,509	4,156,402
LIABILITIES
Non-interest Bearing Deposits	788,690	836,871	813,066
Interest Bearing Checking Accounts	958,490	997,694	1,154,068
Savings Deposits	1,497,326	1,454,364	1,571,274
Time Deposits over $250,000	122,827	76,224	48,288
Other Time Deposits	179,016	133,211	128,677
Total Deposits	3,546,349	3,498,364	3,715,373
Federal Home Loan Bank Overnight Advances	35,000	27,000	0
Federal Home Loan Bank Term Advances	107,800	27,800	25,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,106	5,119	5,156
Other Liabilities	37,004	37,688	33,630
Total Liabilities	3,751,259	3,615,971	3,799,159
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at March 31, 2023, December 31, 2022 and March 31, 2022	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (21,423,992 Shares Issued at March 31, 2023 and December 31, 2022 and 20,800,144 at March 31, 2022)	21,424	21,424	20,800
Additional Paid-in Capital	400,944	400,270	378,758
Retained Earnings	69,499	65,401	62,328
Accumulated Other Comprehensive Loss	(43,983)	(49,655)	(20,797)
Treasury Stock, at Cost (4,870,935 Shares at March 31, 2023; 4,872,355 Shares at December 31, 2022 and 4,787,183 Shares at March 31, 2022)	(84,513)	(83,902)	(83,846)
Total Stockholders’ Equity	363,371	353,538	357,243
Total Liabilities and Stockholders’ Equity	$ 4,114,630	$ 3,969,509	$ 4,156,402