Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
ASSETS
Cash and Due From Banks	$ 44,872	$ 26,978	$ 49,430
Interest-Bearing Deposits at Banks	328,557	430,718	548,936
Investment Securities:
Available-for-Sale at Fair Value	575,054	559,316	486,900
Held-to-Maturity (Fair Value of $175,800 at September 30, 2022; $201,292 at December 31, 2021; and $203,936 at September 30, 2021)	182,178	196,566	198,337
Equity Securities	2,126	1,747	1,886
FHLB and Federal Reserve Bank Stock	4,720	5,380	5,380
Loans	2,924,794	2,667,941	2,654,751
Allowance for Credit Losses	(29,232)	(27,281)	(26,956)
Net Loans	2,895,562	2,640,660	2,627,795
Premises and Equipment, Net	54,015	46,217	44,003
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,604	1,918	2,006
Other Assets	122,217	96,579	84,558
Total Assets	4,232,778	4,027,952	4,071,104
LIABILITIES
Noninterest-Bearing Deposits	910,221	810,274	841,910
Interest-Bearing Checking Accounts	1,113,850	994,391	1,035,358
Savings Deposits	1,584,373	1,531,287	1,515,692
Time Deposits over $250,000	59,059	82,811	73,889
Other Time Deposits	127,602	131,734	138,714
Total Deposits	3,795,105	3,550,497	3,605,563
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	0	0	2,426
Federal Home Loan Bank Term Advances	25,000	45,000	45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,131	5,169	5,181
Other Liabilities	41,992	36,100	32,763
Total Liabilities	3,887,228	3,656,766	3,710,933
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at September 30, 2022, December 31, 2021 and September 30, 2021	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (21,423,992 Shares Issued at September 30, 2022 and 20,800,144 at December 31, 2021 and September 30, 2021)	21,424	20,800	20,800
Additional Paid-in Capital	399,461	377,996	377,349
Retained Earnings	57,778	54,078	47,936
Accumulated Other Comprehensive (Loss) Income	(49,070)	347	(3,719)
Treasury Stock, at Cost (4,900,975 Shares at September 30, 2022; 4,759,414 Shares at December 31, 2021 and 4,780,496 Shares at September 30, 2021)	(84,043)	(82,035)	(82,195)
Total Stockholders’ Equity	345,550	371,186	360,171
Total Liabilities and Stockholders’ Equity	$ 4,232,778	$ 4,027,952	$ 4,071,104