Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
ASSETS
Cash and Due From Banks	$ 51,549	$ 26,978	$ 44,760
Interest-Bearing Deposits at Banks	165,705	430,718	433,468
Investment Securities:
Available-for-Sale at Fair Value	582,741	559,316	437,868
Held-to-Maturity (Fair Value of $180,511 at June 30, 2022; $201,292 at December 31, 2021; and $210,916 at June 30, 2021)	182,096	196,566	204,490
Equity Securities	2,031	1,747	1,992
FHLB and Federal Reserve Bank Stock	4,718	5,380	5,380
Loans	2,844,802	2,667,941	2,644,082
Allowance for Credit Losses	(28,090)	(27,281)	(27,010)
Net Loans	2,816,712	2,640,660	2,617,072
Premises and Equipment, Net	50,141	46,217	43,268
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,710	1,918	2,082
Other Assets	111,929	96,579	83,938
Total Assets	3,991,205	4,027,952	3,896,191
LIABILITIES
Noninterest-Bearing Deposits	824,842	810,274	761,991
Interest-Bearing Checking Accounts	1,046,570	994,391	977,955
Savings Deposits	1,504,791	1,531,287	1,471,591
Time Deposits over $250,000	40,021	82,811	84,357
Other Time Deposits	129,436	131,734	142,139
Total Deposits	3,545,660	3,550,497	3,438,033
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	0	0	3,092
Federal Home Loan Bank Term Advances	25,000	45,000	45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,144	5,169	5,193
Other Liabilities	38,903	36,100	31,840
Total Liabilities	3,634,707	3,656,766	3,543,158
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at June 30, 2022, December 31, 2021 and June 30, 2021	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (20,800,144 Shares Issued at June 30, 2022 and December 31, 2021 and 20,194,474 at June 30, 2021)	20,800	20,800	20,194
Additional Paid-in Capital	379,423	377,996	355,195
Retained Earnings	69,980	54,078	60,494
Accumulated Other Comprehensive (Loss) Income	(29,564)	347	(2,658)
Treasury Stock, at Cost (4,777,605 Shares at June 30, 2022; 4,759,414 Shares at December 31, 2021 and 4,622,797 Shares at June 30, 2021)	(84,141)	(82,035)	(80,192)
Total Stockholders’ Equity	356,498	371,186	353,033
Total Liabilities and Stockholders’ Equity	$ 3,991,205	$ 4,027,952	$ 3,896,191