Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
ASSETS
Cash and Due From Banks	$ 38,964	$ 26,978	$ 45,602
Interest-Bearing Deposits at Banks	448,614	430,718	406,605
Investment Securities:
Available-for-Sale at Fair Value	582,428	559,316	464,089
Held-to-Maturity (Approximate Fair Value of $195,862 at March 31, 2022; $201,292 at December 31, 2021; and $221,360 at March 31, 2021)	196,661	196,566	214,561
Equity Securities	1,877	1,747	1,796
FHLB and Federal Reserve Bank Stock	4,491	5,380	5,360
Total	2,737,267	2,667,941	2,639,243
Allowance for Credit Losses	(27,661)	(27,281)	(26,840)
Net Loans	2,709,606	2,640,660	2,612,403
Premises and Equipment, Net	48,481	46,217	43,057
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,818	1,918	2,049
Other Assets	101,589	96,579	86,316
Total Assets	4,156,402	4,027,952	3,903,711
LIABILITIES
Noninterest-Bearing Deposits	813,066	810,274	751,884
Interest-Bearing Checking Accounts	1,154,068	994,391	992,486
Savings Deposits	1,571,274	1,531,287	1,463,229
Time Deposits over $250,000	48,288	82,811	100,212
Other Time Deposits	128,677	131,734	145,777
Total Deposits	3,715,373	3,550,497	3,453,588
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	0	0	6,795
Federal Home Loan Bank Term Advances	25,000	45,000	45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,156	5,169	5,205
Other Liabilities	33,630	36,100	30,710
Total Liabilities	3,799,159	3,656,766	3,561,298
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at March 31, 2022, December 31, 2021 and March 31, 2021	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (20,800,144 Shares Issued at March 31, 2022 and December 31, 2021 and 20,194,474 at March 31, 2021)	20,800	20,800	20,194
Additional Paid-in Capital	378,758	377,996	354,358
Retained Earnings	62,328	54,078	51,263
Accumulated Other Comprehensive Loss	(20,797)	347	(3,096)
Treasury Stock, at Cost (4,787,183 Shares at March 31, 2022; 4,759,414 Shares at December 31, 2021 and 4,651,719 Shares at March 31, 2021)	(83,846)	(82,035)	(80,306)
Total Stockholders’ Equity	357,243	371,186	342,413
Total Liabilities and Stockholders’ Equity	$ 4,156,402	$ 4,027,952	$ 3,903,711