Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and Due From Banks	$ 26,978	$ 42,116
Interest-Bearing Deposits at Banks	430,718	338,875
Investments, Debt and Equity Securities [Abstract]
Available-for-Sale	559,316	365,287
Held-to-Maturity (Approximate Fair Value of $201,292 at December 31, 2021, and $226,576 at December 31, 2020)	196,566	218,405
Equity Securities	1,747	1,636
Other Investments	5,380	5,349
Loans	2,667,941	2,595,030
Allowance for Credit Losses	(27,281)	(29,232)
Net Loans	2,640,660	2,565,798
Premises and Equipment, Net	46,217	42,612
Goodwill	21,873	21,873
Other Intangible Assets, Net	1,918	1,950
Other Assets	96,579	84,735
Total Assets	4,027,952	3,688,636
LIABILITIES
Noninterest-Bearing Deposits	810,274	701,341
Interest-Bearing Checking Accounts	994,391	832,434
Savings Deposits	1,531,287	1,423,358
Time Deposits over $250,000	82,811	123,622
Other Time Deposits	131,734	153,971
Total Deposits	3,550,497	3,234,726
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	0	17,486
Federal Home Loan Bank Term Advances	45,000	45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Finance Leases	5,169	5,217
Other Liabilities	36,100	31,815
Total Liabilities	3,656,766	3,354,244
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value, 1,000,000 Shares Authorized	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (20,800,144 Shares Issued at December 31, 2021, and 20,194,474 Shares Issued at December 31, 2020)	20,800	20,194
Additional Paid-in Capital	377,996	353,662
Retained Earnings	54,078	41,899
Accumulated Other Comprehensive Loss	347	(816)
Treasury Stock, at Cost (4,759,414 Shares at December 31, 2021, and 4,678,736 Shares at December 31, 2020)	(82,035)	(80,547)
Total Stockholders’ Equity	371,186	334,392
Total Liabilities and Stockholders’ Equity	$ 4,027,952	$ 3,688,636