Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
ASSETS
Cash and Due From Banks	$ 49,430	$ 42,116	$ 54,286
Interest-Bearing Deposits at Banks	548,936	338,875	396,380
Investment Securities:
Available-for-Sale at Fair Value	486,900	365,287	374,928
Held-to-Maturity (Approximate Fair Value of $203,936 at September 30, 2021; $226,576 at December 31, 2020; and $233,501 at September 30, 2020)	198,337	218,405	224,799
Equity Securities	1,886	1,636	1,511
FHLB and Federal Reserve Bank Stock	5,380	5,349	5,574
Total	2,654,751	2,595,030	2,592,455
Allowance for Credit Losses	(26,956)	(29,232)	(28,446)
Net Loans	2,627,795	2,565,798	2,564,009
Premises and Equipment, Net	44,003	42,612	42,075
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	2,006	1,950	1,789
Other Assets	84,558	84,735	90,460
Total Assets	4,071,104	3,688,636	3,777,684
LIABILITIES
Noninterest-Bearing Deposits	841,910	701,341	690,232
Interest-Bearing Checking Accounts	1,035,358	832,434	912,980
Savings Deposits	1,515,692	1,423,358	1,354,956
Time Deposits over $250,000	73,889	123,622	112,555
Other Time Deposits	138,714	153,971	194,135
Total Deposits	3,605,563	3,234,726	3,264,858
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	2,426	17,486	73,949
Federal Home Loan Bank Term Advances	45,000	45,000	50,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,181	5,217	5,228
Other Liabilities	32,763	31,815	37,989
Total Liabilities	3,710,933	3,354,244	3,452,024
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at September 30, 2021, December 31, 2020 and September 30, 2020	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (20,800,144 Shares Issued at September 30, 2021 and 20,194,474 at December 31, 2020 and September 30, 2020)	20,800	20,194	20,194
Additional Paid-in Capital	377,349	353,662	353,062
Retained Earnings	47,936	41,899	33,434
Accumulated Other Comprehensive Loss	(3,719)	(816)	(253)
Treasury Stock, at Cost (4,780,496 Shares at September 30, 2021; 4,678,736 Shares at December 31, 2020 and 4,705,102 Shares at September 30, 2020)	(82,195)	(80,547)	(80,777)
Total Stockholders’ Equity	360,171	334,392	325,660
Total Liabilities and Stockholders’ Equity	$ 4,071,104	$ 3,688,636	$ 3,777,684
Common Stock, shares issued (in shares)	20,800,144	20,194,474	20,194,474