0000717538-21-000221.txt : 20211021
0000717538-21-000221.hdr.sgml : 20211021
20211021104140
ACCESSION NUMBER: 0000717538-21-000221
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20210930
FILED AS OF DATE: 20211021
DATE AS OF CHANGE: 20211021
EFFECTIVENESS DATE: 20211021
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: ARROW FINANCIAL CORP
CENTRAL INDEX KEY: 0000717538
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 222448962
STATE OF INCORPORATION: NY
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-12533
FILM NUMBER: 211336038
BUSINESS ADDRESS:
STREET 1: 250 GLEN ST
CITY: GLENS FALLS
STATE: NY
ZIP: 12801
BUSINESS PHONE: 5184154299
MAIL ADDRESS:
STREET 1: 250 GLEN STREET
CITY: GLENS FALLS
STATE: NY
ZIP: 12801
FORMER COMPANY:
FORMER CONFORMED NAME: ARROW BANK CORP
DATE OF NAME CHANGE: 19900710
13F-HR
1
primary_doc.xml
13F-HR
LIVE
false
false
false
0000717538
XXXXXXXX
09-30-2021
09-30-2021
ARROW FINANCIAL CORP
250 GLEN STREET
GLENS FALLS
NY
12801
13F HOLDINGS REPORT
028-12533
N
Edward J. Campanella
SVP, Treasurer & CFO
518-415-4512
/s/ Edward J. Campanella
Glens Falls
NY
10-21-2021
2
718
774983
false
2
0000902882
GLENS FALLS NATIONAL BANK & TRUST CO /NY
3
0001401342
North Country Investment Advisers, Inc.
INFORMATION TABLE
2
information_table.xml
INFORMATION TABLE
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COMMON STOCK
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1451
12280
SH
DFND
2
12280
0
0
ABBVIE INC
COMMON STOCK
00287Y109
659
6113
SH
DFND
2
6113
0
0
ACTIVISION BLIZZARD INC
COMMON STOCK
00507V109
10
135
SH
DFND
2
135
0
0
ADOBE INC
COMMON STOCK
00724F101
3099
5383
SH
DFND
2
5383
0
0
AIR PRODUCTS & CHEMICALS INC
COMMON STOCK
009158106
71
278
SH
DFND
2
278
0
0
ALPHABET INC CL A
COMMON STOCK
02079K305
9480
3546
SH
DFND
2
3546
0
0
ALPHABET INC CL C
COMMON STOCK
02079K107
2625
985
SH
DFND
2
985
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
256
5631
SH
DFND
2
5631
0
0
AMAZON.COM INC
COMMON STOCK
023135106
7605
2315
SH
DFND
2
2315
0
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
76
940
SH
DFND
2
940
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
313
1870
SH
DFND
2
1870
0
0
AMERICAN INTERNATIONAL GROUP
COMMON STOCK
026874784
18
320
SH
DFND
2
320
0
0
AMERICAN WATER WORKS CO INC
COMMON STOCK
030420103
731
4325
SH
DFND
2
4325
0
0
AMGEN INC
COMMON STOCK
031162100
1538
7234
SH
DFND
2
7234
0
0
ANALOG DEVICES INC
COMMON STOCK
032654105
10
60
SH
DFND
2
60
0
0
ANTARES PHARMA INC
COMMON STOCK
036642106
51
14000
SH
DFND
2
14000
0
0
APPLE INC
COMMON STOCK
037833100
10293
72744
SH
DFND
2
72744
0
0
APPLIED MATERIALS INC
COMMON STOCK
038222105
299
2325
SH
DFND
2
2325
0
0
ARCHER DANIELS MIDLAND CO
COMMON STOCK
039483102
12
200
SH
DFND
2
200
0
0
ASHLAND GLOBAL HOLDINGS INC
COMMON STOCK
044186104
74
827
SH
DFND
2
827
0
0
AT&T INC
COMMON STOCK
00206R102
999
36991
SH
DFND
2
36991
0
0
AUTODESK INC
COMMON STOCK
052769106
23
80
SH
DFND
2
80
0
0
AUTOMATIC DATA PROCESSING INC
COMMON STOCK
053015103
268
1340
SH
DFND
2
1340
0
0
BANK OF AMERICA CORP
COMMON STOCK
060505104
2286
53861
SH
DFND
2
53861
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
66
1280
SH
DFND
2
1280
0
0
BAXTER INTL INC
COMMON STOCK
071813109
35
430
SH
DFND
2
430
0
0
BECTON DICKINSON
COMMON STOCK
075887109
47
190
SH
DFND
2
190
0
0
BERKSHIRE HATHAWAY INC-CL B
COMMON STOCK
084670702
3045
11155
SH
DFND
2
11155
0
0
BEST BUY CO INC
COMMON STOCK
086516101
78
735
SH
DFND
2
735
0
0
BLACKROCK INC CL A
COMMON STOCK
09247X101
3179
3791
SH
DFND
2
3791
0
0
BLACKSTONE INC.
COMMON STOCK
09260D107
117
1008
SH
DFND
2
1008
0
0
BOEING CO
COMMON STOCK
097023105
45
205
SH
DFND
2
205
0
0
BOOKING HOLDINGS INC
COMMON STOCK
09857L108
316
133
SH
DFND
2
133
0
0
BOSTON SCIENTIFIC CORP
COMMON STOCK
101137107
34
795
SH
DFND
2
795
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
1747
29520
SH
DFND
2
29520
0
0
CAPITAL ONE FINANCIAL CORP
COMMON STOCK
14040H105
57
355
SH
DFND
2
355
0
0
CARDINAL HEALTH INC
COMMON STOCK
14149Y108
10
200
SH
DFND
2
200
0
0
CARLOTZ INC CL A
COMMON STOCK
142552108
3
750
SH
DFND
2
750
0
0
CARRIER GLOBAL CORP
COMMON STOCK
14448C104
61
1177
SH
DFND
2
1177
0
0
CATERPILLAR INC
COMMON STOCK
149123101
833
4339
SH
DFND
2
4339
0
0
CERNER CORP
COMMON STOCK
156782104
21
295
SH
DFND
2
295
0
0
CHARLES SCHWAB CORP
COMMON STOCK
808513105
46
625
SH
DFND
2
625
0
0
CHEVRON CORPORATION
COMMON STOCK
166764100
906
8933
SH
DFND
2
8933
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
2559
47019
SH
DFND
2
47019
0
0
CLOROX COMPANY
COMMON STOCK
189054109
98
589
SH
DFND
2
589
0
0
CME GROUP INC
COMMON STOCK
12572Q105
73
378
SH
DFND
2
378
0
0
CMS ENERGY CORP
COMMON STOCK
125896100
7
121
SH
DFND
2
121
0
0
COCA COLA CO
COMMON STOCK
191216100
1439
27423
SH
DFND
2
27423
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
265
3511
SH
DFND
2
3511
0
0
COMCAST CORP-CL A
COMMON STOCK
20030N101
170
3048
SH
DFND
2
3048
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
670
9888
SH
DFND
2
9888
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
54
739
SH
DFND
2
739
0
0
CONSTELLATION BRANDS INC
COMMON STOCK
21036P108
1210
5744
SH
DFND
2
5744
0
0
CORNING INC
COMMON STOCK
219350105
80
2184
SH
DFND
2
2184
0
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
2045
4552
SH
DFND
2
4552
0
0
CSX CORP
COMMON STOCK
126408103
13
450
SH
DFND
2
450
0
0
CUMMINS INC
COMMON STOCK
231021106
1305
5811
SH
DFND
2
5811
0
0
CVS HEALTH CORP
COMMON STOCK
126650100
22
254
SH
DFND
2
254
0
0
DANAHER CORP
COMMON STOCK
235851102
267
876
SH
DFND
2
876
0
0
DEERE & CO
COMMON STOCK
244199105
359
1070
SH
DFND
2
1070
0
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
3888
22984
SH
DFND
2
22984
0
0
DOLLAR GENERAL CORP
COMMON STOCK
256677105
26
122
SH
DFND
2
122
0
0
DOLLAR TREE INC
COMMON STOCK
256746108
1450
15145
SH
DFND
2
15145
0
0
DOMINION ENERGY INC
COMMON STOCK
25746U109
224
3070
SH
DFND
2
3070
0
0
DOW INC
COMMON STOCK
260557103
71
1233
SH
DFND
2
1233
0
0
DUKE ENERGY CORP
COMMON STOCK
26441C204
100
1029
SH
DFND
2
1029
0
0
DUPONT DE NEMOURS INC
COMMON STOCK
26614N102
82
1213
SH
DFND
2
1213
0
0
EBAY INC
COMMON STOCK
278642103
28
400
SH
DFND
2
400
0
0
ECOLAB INC
COMMON STOCK
278865100
586
2810
SH
DFND
2
2810
0
0
EDISON INTERNATIONAL
COMMON STOCK
281020107
19
350
SH
DFND
2
350
0
0
ELECTRONIC ARTS INC
COMMON STOCK
285512109
4
25
SH
DFND
2
25
0
0
EMERSON ELEC CO
COMMON STOCK
291011104
156
1655
SH
DFND
2
1655
0
0
EOG RES INC
COMMON STOCK
26875P101
114
1423
SH
DFND
2
1423
0
0
ESSENTIAL UTILITIES INC
COMMON STOCK
29670G102
50
1082
SH
DFND
2
1082
0
0
EXELIXIS INC
COMMON STOCK
30161Q104
11
510
SH
DFND
2
510
0
0
EXXON MOBIL CORP
COMMON STOCK
30231G102
1983
33710
SH
DFND
2
33710
0
0
FACEBOOK INC-A
COMMON STOCK
30303M102
1182
3483
SH
DFND
2
3483
0
0
FACTSET RESEARCH SYSTEM INC
COMMON STOCK
303075105
24
60
SH
DFND
2
60
0
0
FEDEX CORPORATION
COMMON STOCK
31428X106
435
1982
SH
DFND
2
1982
0
0
FIRSTENERGY CORP
COMMON STOCK
337932107
29
801
SH
DFND
2
801
0
0
FISERV INC
COMMON STOCK
337738108
269
2475
SH
DFND
2
2475
0
0
FORD MOTOR CO DEL
COMMON STOCK
345370860
132
9300
SH
DFND
2
9300
0
0
FORTIVE CORP
COMMON STOCK
34959J108
99
1407
SH
DFND
2
1407
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
1611
8220
SH
DFND
2
8220
0
0
GENERAL ELECTRIC CO
COMMON STOCK
369604301
244
2373
SH
DFND
2
2373
0
0
GENERAL MLS INC
COMMON STOCK
370334104
209
3490
SH
DFND
2
3490
0
0
GENUINE PARTS CO
COMMON STOCK
372460105
25
210
SH
DFND
2
210
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
819
11720
SH
DFND
2
11720
0
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
781
2067
SH
DFND
2
2067
0
0
GRAINGER W W INC
COMMON STOCK
384802104
35
89
SH
DFND
2
89
0
0
GREENLANE HOLDINGS INC CL A
COMMON STOCK
395330103
5
2217
SH
DFND
2
2217
0
0
HAWAIIAN ELECTRIC INDUSTRIES I
COMMON STOCK
419870100
69
1702
SH
DFND
2
1702
0
0
HOME DEPOT INC
COMMON STOCK
437076102
4691
14291
SH
DFND
2
14291
0
0
HONEYWELL INTERNATIONAL INC
COMMON STOCK
438516106
2766
13030
SH
DFND
2
13030
0
0
IDACORP INC
COMMON STOCK
451107106
24
232
SH
DFND
2
232
0
0
ILLINOIS TOOL WKS INC
COMMON STOCK
452308109
91
440
SH
DFND
2
440
0
0
INFINERA CORP
COMMON STOCK
45667G103
4
500
SH
DFND
2
500
0
0
INGERSOLL-RAND INC
COMMON STOCK
45687V106
3
63
SH
DFND
2
63
0
0
INTEL CORP
COMMON STOCK
458140100
2122
39825
SH
DFND
2
39825
0
0
INTERCONTINENTAL EXCHANGE GROU
COMMON STOCK
45866F104
2682
23354
SH
DFND
2
23354
0
0
INTERNATIONAL FLAVORS & FRAGRA
COMMON STOCK
459506101
329
2459
SH
DFND
2
2459
0
0
INTL. BUSINESS MACHINES CORP
COMMON STOCK
459200101
308
2218
SH
DFND
2
2218
0
0
JABIL INC
COMMON STOCK
466313103
6
100
SH
DFND
2
100
0
0
JACK HENRY & ASSOC INC
COMMON STOCK
426281101
20
120
SH
DFND
2
120
0
0
JACOBS ENGINEERING GROUP INC
COMMON STOCK
469814107
251
1894
SH
DFND
2
1894
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
3732
23108
SH
DFND
2
23108
0
0
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
4864
29716
SH
DFND
2
29716
0
0
KADANT INC
COMMON STOCK
48282T104
165
809
SH
DFND
2
809
0
0
KELLOGG CO
COMMON STOCK
487836108
6
100
SH
DFND
2
100
0
0
KEMPER CORP
COMMON STOCK
488401100
13
200
SH
DFND
2
200
0
0
KEYCORP
COMMON STOCK
493267108
18
812
SH
DFND
2
812
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
21
155
SH
DFND
2
155
0
0
KKR & CO INC CL A
COMMON STOCK
48251W104
102
1670
SH
DFND
2
1670
0
0
LABORATORY CORP OF AMERICA HOL
COMMON STOCK
50540R409
14
50
SH
DFND
2
50
0
0
LILLY ELI & CO
COMMON STOCK
532457108
251
1085
SH
DFND
2
1085
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
1264
3663
SH
DFND
2
3663
0
0
LOWES COS INC
COMMON STOCK
548661107
1657
8168
SH
DFND
2
8168
0
0
MARRIOTT INTERNATIONAL INC
COMMON STOCK
571903202
11
72
SH
DFND
2
72
0
0
MASCO CORP
COMMON STOCK
574599106
879
15821
SH
DFND
2
15821
0
0
MASTERCARD INC CL A
COMMON STOCK
57636Q104
1993
5731
SH
DFND
2
5731
0
0
MCCORMICK & CO INC
COMMON STOCK
579780206
92
1131
SH
DFND
2
1131
0
0
MCDONALDS CORP
COMMON STOCK
580135101
1308
5425
SH
DFND
2
5425
0
0
MDU RESOURCES GROUP INC
COMMON STOCK
552690109
18
600
SH
DFND
2
600
0
0
MERCK & CO INC
COMMON STOCK
58933Y105
941
12524
SH
DFND
2
12524
0
0
METLIFE INC
COMMON STOCK
59156R108
41
659
SH
DFND
2
659
0
0
MICROSOFT CORP
COMMON STOCK
594918104
10056
35670
SH
DFND
2
35670
0
0
MODERNA INC
COMMON STOCK
60770K107
96
250
SH
DFND
2
250
0
0
MONDELEZ INTERNATIONAL INC
COMMON STOCK
609207105
4
73
SH
DFND
2
73
0
0
MONSTER BEVERAGE CORP
COMMON STOCK
61174X109
42
475
SH
DFND
2
475
0
0
MORGAN STANLEY
COMMON STOCK
617446448
1062
10912
SH
DFND
2
10912
0
0
NBT BANCORP INC COM
COMMON STOCK
628778102
24
665
SH
DFND
2
665
0
0
NETFLIX INC
COMMON STOCK
64110L106
4693
7689
SH
DFND
2
7689
0
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
919
11703
SH
DFND
2
11703
0
0
NIKE INC-CLASS B
COMMON STOCK
654106103
761
5241
SH
DFND
2
5241
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
67
280
SH
DFND
2
280
0
0
NORTHROP GRUMMAN CORPORATION
COMMON STOCK
666807102
30
82
SH
DFND
2
82
0
0
NOVAVAX INC
COMMON STOCK
670002401
21
100
SH
DFND
2
100
0
0
NUCOR CORP
COMMON STOCK
670346105
3
35
SH
DFND
2
35
0
0
NVIDIA CORP
COMMON STOCK
67066G104
1030
4971
SH
DFND
2
4971
0
0
ORACLE CORPORATION
COMMON STOCK
68389X105
3184
36540
SH
DFND
2
36540
0
0
OTIS WORLDWIDE CORP
COMMON STOCK
68902V107
31
379
SH
DFND
2
379
0
0
PACKAGING CORP OF AMERICA
COMMON STOCK
695156109
12
85
SH
DFND
2
85
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
27
95
SH
DFND
2
95
0
0
PAYCHEX INC
COMMON STOCK
704326107
1904
16932
SH
DFND
2
16932
0
0
PAYPAL HOLDINGS INC
COMMON STOCK
70450Y103
5909
22707
SH
DFND
2
22707
0
0
PENN NATIONAL GAMING INC
COMMON STOCK
707569109
111
1535
SH
DFND
2
1535
0
0
PEPSICO INC
COMMON STOCK
713448108
2048
13615
SH
DFND
2
13615
0
0
PFIZER INC
COMMON STOCK
717081103
2468
57379
SH
DFND
2
57379
0
0
PHILIP MORRIS INTERNATIONAL
COMMON STOCK
718172109
448
4731
SH
DFND
2
4731
0
0
PHILLIPS 66
COMMON STOCK
718546104
59
849
SH
DFND
2
849
0
0
PLUG POWER INC
COMMON STOCK
72919P202
5
200
SH
DFND
2
200
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
2969
21241
SH
DFND
2
21241
0
0
PRUDENTIAL FINL INC
COMMON STOCK
744320102
38
365
SH
DFND
2
365
0
0
QUALCOMM INC
COMMON STOCK
747525103
1347
10444
SH
DFND
2
10444
0
0
RAYTHEON TECHNOLOGIES CORP
COMMON STOCK
75513E101
270
3136
SH
DFND
2
3136
0
0
REMARK HOLDINGS INC
COMMON STOCK
75955K102
14
13453
SH
DFND
2
13453
0
0
ROKU INC
COMMON STOCK
77543R102
31
100
SH
DFND
2
100
0
0
ROPER TECHNOLOGIES INC
COMMON STOCK
776696106
47
105
SH
DFND
2
105
0
0
ROSS STORES INC
COMMON STOCK
778296103
27
249
SH
DFND
2
249
0
0
SALESFORCE.COM
COMMON STOCK
79466L302
1490
5493
SH
DFND
2
5493
0
0
SEMPRA
COMMON STOCK
816851109
6
50
SH
DFND
2
50
0
0
SERVICENOW INC
COMMON STOCK
81762P102
6
10
SH
DFND
2
10
0
0
SHERWIN WILLIAMS CO
COMMON STOCK
824348106
176
630
SH
DFND
2
630
0
0
SIMON PROPERTY GROUP INC REIT
COMMON STOCK
828806109
25
195
SH
DFND
2
195
0
0
SMITH A O CORPORATION
COMMON STOCK
831865209
24
390
SH
DFND
2
390
0
0
SOUTHERN COMPANY
COMMON STOCK
842587107
54
866
SH
DFND
2
866
0
0
SOUTHWEST AIRLINES CO
COMMON STOCK
844741108
32
625
SH
DFND
2
625
0
0
SQUARE INC CL A
COMMON STOCK
852234103
192
799
SH
DFND
2
799
0
0
STARBUCKS CORP
COMMON STOCK
855244109
2373
21516
SH
DFND
2
21516
0
0
STRYKER CORPORATION
COMMON STOCK
863667101
2789
10575
SH
DFND
2
10575
0
0
SYSCO CORP
COMMON STOCK
871829107
719
9163
SH
DFND
2
9163
0
0
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
425
2162
SH
DFND
2
2162
0
0
TARGET CORP
COMMON STOCK
87612E106
485
2119
SH
DFND
2
2119
0
0
TESLA INC
COMMON STOCK
88160R101
326
420
SH
DFND
2
420
0
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
1890
9835
SH
DFND
2
9835
0
0
THE HERSHEY COMPANY
COMMON STOCK
427866108
195
1150
SH
DFND
2
1150
0
0
THERMO FISHER SCIENTIFIC INC
COMMON STOCK
883556102
3531
6181
SH
DFND
2
6181
0
0
TJX COS INC
COMMON STOCK
872540109
1552
23515
SH
DFND
2
23515
0
0
TOMPKINS FINANCIAL CORPORATION
COMMON STOCK
890110109
19
240
SH
DFND
2
240
0
0
TRAVELERS COMPANIES INC
COMMON STOCK
89417E109
919
6047
SH
DFND
2
6047
0
0
TRUIST FINANCIAL CORP
COMMON STOCK
89832Q109
129
2202
SH
DFND
2
2202
0
0
TRUSTCO BANK CORP NY
COMMON STOCK
898349204
1
43
SH
DFND
2
43
0
0
TWITTER INC
COMMON STOCK
90184L102
1
15
SH
DFND
2
15
0
0
UNION PAC CORP
COMMON STOCK
907818108
2567
13098
SH
DFND
2
13098
0
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
342
1877
SH
DFND
2
1877
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
1859
4757
SH
DFND
2
4757
0
0
US BANCORP NEW
COMMON STOCK
902973304
1363
22930
SH
DFND
2
22930
0
0
VALERO ENERGY CORP
COMMON STOCK
91913Y100
47
662
SH
DFND
2
662
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
1904
35252
SH
DFND
2
35252
0
0
VERTEX PHARMACEUTICALS INC
COMMON STOCK
92532F100
3
15
SH
DFND
2
15
0
0
VIRGIN GALACTIC HOLDINGS INC
COMMON STOCK
92766K106
27
1057
SH
DFND
2
1057
0
0
VISA INC CL A
COMMON STOCK
92826C839
4974
22332
SH
DFND
2
22332
0
0
VONTIER CORP
COMMON STOCK
928881101
6
176
SH
DFND
2
176
0
0
VULCAN MATERIALS CO
COMMON STOCK
929160109
393
2325
SH
DFND
2
2325
0
0
WABTEC CORP
COMMON STOCK
929740108
13
150
SH
DFND
2
150
0
0
WALMART INC
COMMON STOCK
931142103
1070
7676
SH
DFND
2
7676
0
0
WASTE MANAGEMENT INC
COMMON STOCK
94106L109
36
244
SH
DFND
2
244
0
0
WEC ENERGY GROUP INC
COMMON STOCK
92939U106
35
400
SH
DFND
2
400
0
0
WELLS FARGO & CO
COMMON STOCK
949746101
252
5435
SH
DFND
2
5435
0
0
WILLIAMS COS INC
COMMON STOCK
969457100
884
34093
SH
DFND
2
34093
0
0
XYLEM INC
COMMON STOCK
98419M100
9
73
SH
DFND
2
73
0
0
YUM CHINA HOLDINGS INC
COMMON STOCK
98850P109
29
500
SH
DFND
2
500
0
0
YUM! BRANDS INC
COMMON STOCK
988498101
894
7310
SH
DFND
2
7310
0
0
ZIMMER BIOMET HOLDINGS INC
COMMON STOCK
98956P102
143
980
SH
DFND
2
980
0
0
3M CO
COMMON STOCK
88579Y101
422
2405
SH
DFND
2
2405
0
0
BIONTECH SE SPONS ADR
COMMON STOCK
09075V102
14
50
SH
DFND
2
50
0
0
BP PLC SPONS ADR
COMMON STOCK
055622104
58
2122
SH
DFND
2
2122
0
0
RIO TINTO PLC SPONS ADR
COMMON STOCK
767204100
40
600
SH
DFND
2
600
0
0
ALEXANDRIA REAL ESTATE EQUITIE
COMMON STOCK
015271109
30
155
SH
DFND
2
155
0
0
AMERICAN TOWER CORP REIT
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03027X100
115
435
SH
DFND
2
435
0
0
LEXINGTON REALTY TRUST REIT
COMMON STOCK
529043101
19
1500
SH
DFND
2
1500
0
0
TWO HARBORS INVESTMENT CORP RE
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90187B408
6
936
SH
DFND
2
936
0
0
ARROW FINANCIAL CORPORATION
COMMON STOCK
042744102
49721
1447072
SH
DFND
2
1447072
0
0
ACCENTURE PLC CL A
COMMON STOCK
G1151C101
72
225
SH
DFND
2
225
0
0
BARRICK GOLD CORP
COMMON STOCK
067901108
9
500
SH
DFND
2
500
0
0
BROOKFIELD ASSET MANAGEMENT IN
COMMON STOCK
112585104
1
20
SH
DFND
2
20
0
0
CARNIVAL CORP
COMMON STOCK
143658300
18
700
SH
DFND
2
700
0
0
CHECK POINT SOFTWARE TECH LTD
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M22465104
34
300
SH
DFND
2
300
0
0
EATON CORP PLC
COMMON STOCK
G29183103
26
174
SH
DFND
2
174
0
0
ENBRIDGE INCORPORATED
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29250N105
60
1500
SH
DFND
2
1500
0
0
LYONDELLBASELL INDUSTRIES NV
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N53745100
420
4479
SH
DFND
2
4479
0
0
MANULIFE FINANCIAL CORP
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56501R106
5
236
SH
DFND
2
236
0
0
MEDTRONIC PLC
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G5960L103
168
1341
SH
DFND
2
1341
0
0
MIND MEDICINE MINDMED INC
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60255C109
2
1000
SH
DFND
2
1000
0
0
ROYAL BANK OF CANADA
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780087102
10
100
SH
DFND
2
100
0
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
19
650
SH
DFND
2
650
0
0
SHOPIFY INC CL A
COMMON STOCK
82509L107
49
36
SH
DFND
2
36
0
0
THOMSON REUTERS CORP
COMMON STOCK
884903709
10
90
SH
DFND
2
90
0
0
TORONTO DOMINION BANK
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891160509
125
1890
SH
DFND
2
1890
0
0
TRANE TECHNOLOGIES PLC
COMMON STOCK
G8994E103
17
100
SH
DFND
2
100
0
0
COMM. SERV. SELECT SECTOR SPDR
OTHER
81369Y852
18
220
SH
DFND
2
220
0
0
CONS DISC SELECT SECTOR SPDR F
OTHER
81369Y407
329
1833
SH
DFND
2
1833
0
0
CONS STAPLES SELECT SECT SPDR
OTHER
81369Y308
91
1320
SH
DFND
2
1320
0
0
ENERGY SELECT SECTOR SPDR FUND
OTHER
81369Y506
90
1735
SH
DFND
2
1735
0
0
FINANCIAL SELECT SECTOR SPDR F
OTHER
81369Y605
500
13316
SH
DFND
2
13316
0
0
GABELLI DIVIDEND & INCOME TRUS
OTHER
36242H104
38
1485
SH
DFND
2
1485
0
0
HEALTH CARE SELECT SECTOR SPDR
OTHER
81369Y209
452
3548
SH
DFND
2
3548
0
0
INDUSTRIAL SELECT SECTOR SPDR
OTHER
81369Y704
246
2510
SH
DFND
2
2510
0
0
INVESCO KBW HIGH DIVIDEND YIEL
OTHER
46138E610
36
1780
SH
DFND
2
1780
0
0
INVESCO QQQ TRUST SERIES 1
OTHER
46090E103
4927
13765
SH
DFND
2
13765
0
0
ISHARES CORE MSCI EAFE ETF
OTHER
46432F842
72
974
SH
DFND
2
974
0
0
ISHARES CORE MSCI EMERGING MKT
OTHER
46434G103
6
90
SH
DFND
2
90
0
0
ISHARES CORE S&P MID-CAP ETF
OTHER
464287507
13578
51615
SH
DFND
2
51615
0
0
ISHARES CORE S&P SMALL-CAP ETF
OTHER
464287804
15779
144507
SH
DFND
2
144507
0
0
ISHARES CORE S&P U.S. GROWTH E
OTHER
464287671
7
72
SH
DFND
2
72
0
0
ISHARES MSCI ALL COUNTRY ASIA
OTHER
464288182
122
1432
SH
DFND
2
1432
0
0
ISHARES MSCI EAFE ETF
OTHER
464287465
18
235
SH
DFND
2
235
0
0
ISHARES MSCI EMERGING MKT ETF
OTHER
464287234
5
93
SH
DFND
2
93
0
0
ISHARES MSCI USA QUALITY FACTO
OTHER
46432F339
5
38
SH
DFND
2
38
0
0
ISHARES RUSSELL MIDCAP ETF
OTHER
464287499
464
5935
SH
DFND
2
5935
0
0
ISHARES RUSSELL 2000 ETF
OTHER
464287655
7
34
SH
DFND
2
34
0
0
ISHARES US REGIONAL BANKS ETF
OTHER
464288778
45
735
SH
DFND
2
735
0
0
MATERIALS SELECT SECTOR SPDR F
OTHER
81369Y100
1529
19332
SH
DFND
2
19332
0
0
REAL ESTATE SELECT SECTOR SPDR
OTHER
81369Y860
3
59
SH
DFND
2
59
0
0
SPDR GOLD TRUST
OTHER
78463V107
250
1525
SH
DFND
2
1525
0
0
SPDR PORTFOLIO S&P 500 GROWTH
OTHER
78464A409
399
6237
SH
DFND
2
6237
0
0
SPDR PORTFOLIO S&P 500 VALUE E
OTHER
78464A508
609
15624
SH
DFND
2
15624
0
0
SPDR S&P BIOTECH ETF
OTHER
78464A870
181
1440
SH
DFND
2
1440
0
0
SPDR S&P INSURANCE ETF
OTHER
78464A789
48
1260
SH
DFND
2
1260
0
0
SPDR S&P MIDCAP 400 ETF TRUST
OTHER
78467Y107
22
45
SH
DFND
2
45
0
0
SPDR S&P TELECOM ETF
OTHER
78464A540
67
700
SH
DFND
2
700
0
0
SPDR S&P 500 ETF TRUST
OTHER
78462F103
8608
20058
SH
DFND
2
20058
0
0
TECHNOLOGY SELECT SECTOR SPDR
OTHER
81369Y803
602
4029
SH
DFND
2
4029
0
0
UTILITIES SELECT SECTOR SPDR F
OTHER
81369Y886
518
8113
SH
DFND
2
8113
0
0
VANECK BIOTECH ETF
OTHER
92189F726
51
250
SH
DFND
2
250
0
0
VANECK GOLD MINERS ETF
OTHER
92189F106
54
1818
SH
DFND
2
1818
0
0
VANECK SEMICONDUCTOR ETF
OTHER
92189F676
111
432
SH
DFND
2
432
0
0
VANECK SOCIAL SENTIMENT ETF
OTHER
92189H839
43
1750
SH
DFND
2
1750
0
0
VANGUARD FTSE EMERGING MARKETS
OTHER
922042858
6
124
SH
DFND
2
124
0
0
VANGUARD GROWTH ETF
OTHER
922908736
161
556
SH
DFND
2
556
0
0
VANGUARD HEALTH CARE ETF
OTHER
92204A504
13
52
SH
DFND
2
52
0
0
VANGUARD INFO TECH ETF
OTHER
92204A702
42
104
SH
DFND
2
104
0
0
VANGUARD MID-CAP ETF
OTHER
922908629
61759
260852
SH
DFND
2
260852
0
0
VANGUARD REAL ESTATE ETF
OTHER
922908553
197
1935
SH
DFND
2
1935
0
0
VANGUARD S&P 500 ETF
OTHER
922908363
95179
241325
SH
DFND
2
241325
0
0
VANGUARD SMALL-CAP ETF
OTHER
922908751
24486
111978
SH
DFND
2
111978
0
0
VANGUARD TOTAL STOCK MARKET ET
OTHER
922908769
5
23
SH
DFND
2
23
0
0
ISHARES BARCLAYS TIPS BOND ETF
OTHER
464287176
13
100
SH
DFND
2
100
0
0
ISHARES BARCLAYS 1-3 YEAR TR E
OTHER
464287457
412
4787
SH
DFND
2
4787
0
0
ISHARES CORE U.S. AGGREGATE
OTHER
464287226
13203
114975
SH
DFND
2
114975
0
0
ISHARES ESG AWARE 1-5 YEAR USD
OTHER
46435G243
200
7700
SH
DFND
2
7700
0
0
ISHARES IBONDS DEC 2021 TERM C
OTHER
46434VBK5
1051
42489
SH
DFND
2
42489
0
0
ISHARES IBONDS DEC 2022 TERM C
OTHER
46434VBA7
1025
40465
SH
DFND
2
40465
0
0
ISHARES IBONDS DEC 2023 TERM C
OTHER
46434VAX8
1011
38886
SH
DFND
2
38886
0
0
ISHARES IBONDS DEC 2024 TERM
OTHER
46434VBG4
548
20855
SH
DFND
2
20855
0
0
ISHARES IBONDS DEC 2025 TERM C
OTHER
46434VBD1
650
24201
SH
DFND
2
24201
0
0
ISHARES IBONDS DEC 2026 TERM
OTHER
46435GAA0
499
18824
SH
DFND
2
18824
0
0
ISHARES IBONDS DEC 2028 ETF
OTHER
46435U515
282
9858
SH
DFND
2
9858
0
0
ISHARES IBONDS DEC 2029 TERM
OTHER
46436E205
439
16502
SH
DFND
2
16502
0
0
ISHARES IBONDS DEC 2030 CORP E
OTHER
46436E726
140
5543
SH
DFND
2
5543
0
0
ISHARES IBONDS MAR 2023 TERM C
OTHER
46432FAZ0
5
185
SH
DFND
2
185
0
0
ISHARES IBONDS 2022 H/Y INC
OTHER
46435U176
25
1020
SH
DFND
2
1020
0
0
ISHARES IBONDS 2023 H/Y INC
OTHER
46435U150
543
21992
SH
DFND
2
21992
0
0
ISHARES 1-5Y INV GRADE CORP ET
OTHER
464288646
5366
98198
SH
DFND
2
98198
0
0
ISHRS IBNDS DEC 27 CORP ETF
OTHER
46435UAA9
392
14516
SH
DFND
2
14516
0
0
VANGUARD SHORT TERM CORP BOND
OTHER
92206C409
29535
358388
SH
DFND
2
358388
0
0
VANGUARD TOTAL BOND MARKET ETF
OTHER
921937835
4259
49837
SH
DFND
2
49837
0
0
ISHARES NATIONAL MUNI BOND ETF
OTHER
464288414
1006
8659
SH
DFND
2
8659
0
0
ISHARES NEW YORK MUNI BOND ETF
OTHER
464288323
4083
70563
SH
DFND
2
70563
0
0
ABBOTT LABS
COMMON STOCK
002824100
126
1070
SH
OTR
2
0
1070
0
ABBVIE INC
COMMON STOCK
00287Y109
218
2025
SH
OTR
2
0
2025
0
ADOBE INC
COMMON STOCK
00724F101
193
335
SH
OTR
2
0
335
0
ALPHABET INC CL A
COMMON STOCK
02079K305
837
313
SH
OTR
2
0
313
0
ALPHABET INC CL C
COMMON STOCK
02079K107
285
107
SH
OTR
2
0
107
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
7
150
SH
OTR
2
0
150
0
AMAZON.COM INC
COMMON STOCK
023135106
440
134
SH
OTR
2
0
134
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
218
1300
SH
OTR
2
0
1300
0
AMERICAN WATER WORKS CO INC
COMMON STOCK
030420103
52
305
SH
OTR
2
0
305
0
AMGEN INC
COMMON STOCK
031162100
53
250
SH
OTR
2
0
250
0
APPLE INC
COMMON STOCK
037833100
1582
11182
SH
OTR
2
0
11182
0
AT&T INC
COMMON STOCK
00206R102
131
4857
SH
OTR
2
0
4857
0
AUTOMATIC DATA PROCESSING INC
COMMON STOCK
053015103
665
3325
SH
OTR
2
0
3325
0
BANK OF AMERICA CORP
COMMON STOCK
060505104
209
4920
SH
OTR
2
0
4920
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
76
1475
SH
OTR
2
0
1475
0
BAXTER INTL INC
COMMON STOCK
071813109
153
1900
SH
OTR
2
0
1900
0
BECTON DICKINSON
COMMON STOCK
075887109
36
145
SH
OTR
2
0
145
0
BERKSHIRE HATHAWAY INC-CL B
COMMON STOCK
084670702
337
1235
SH
OTR
2
0
1235
0
BLACKROCK INC CL A
COMMON STOCK
09247X101
231
275
SH
OTR
2
0
275
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
143
2420
SH
OTR
2
0
2420
0
CARDINAL HEALTH INC
COMMON STOCK
14149Y108
10
200
SH
OTR
2
0
200
0
CARRIER GLOBAL CORP
COMMON STOCK
14448C104
247
4770
SH
OTR
2
0
4770
0
CATERPILLAR INC
COMMON STOCK
149123101
197
1025
SH
OTR
2
0
1025
0
CHEVRON CORPORATION
COMMON STOCK
166764100
267
2634
SH
OTR
2
0
2634
0
CIGNA CORP
COMMON STOCK
125523100
9
44
SH
OTR
2
0
44
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
78
1430
SH
OTR
2
0
1430
0
CLOROX COMPANY
COMMON STOCK
189054109
17
100
SH
OTR
2
0
100
0
COCA COLA CO
COMMON STOCK
191216100
107
2030
SH
OTR
2
0
2030
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
431
5700
SH
OTR
2
0
5700
0
COMCAST CORP-CL A
COMMON STOCK
20030N101
17
300
SH
OTR
2
0
300
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
91
1346
SH
OTR
2
0
1346
0
CONSTELLATION BRANDS INC
COMMON STOCK
21036P108
169
802
SH
OTR
2
0
802
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
54
120
SH
OTR
2
0
120
0
CUMMINS INC
COMMON STOCK
231021106
42
185
SH
OTR
2
0
185
0
CVS HEALTH CORP
COMMON STOCK
126650100
33
390
SH
OTR
2
0
390
0
DANAHER CORP
COMMON STOCK
235851102
46
151
SH
OTR
2
0
151
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
315
1862
SH
OTR
2
0
1862
0
DOCUSIGN INC
COMMON STOCK
256163106
44
170
SH
OTR
2
0
170
0
DOLLAR TREE INC
COMMON STOCK
256746108
17
175
SH
OTR
2
0
175
0
DOMINION ENERGY INC
COMMON STOCK
25746U109
42
575
SH
OTR
2
0
575
0
DOW INC
COMMON STOCK
260557103
2
33
SH
OTR
2
0
33
0
DT MIDSTREAM INC
COMMON STOCK
23345M107
7
142
SH
OTR
2
0
142
0
DTE ENERGY CO
COMMON STOCK
233331107
32
285
SH
OTR
2
0
285
0
DUKE ENERGY CORP
COMMON STOCK
26441C204
62
634
SH
OTR
2
0
634
0
ECOLAB INC
COMMON STOCK
278865100
209
1000
SH
OTR
2
0
1000
0
EMERSON ELEC CO
COMMON STOCK
291011104
299
3170
SH
OTR
2
0
3170
0
EOG RES INC
COMMON STOCK
26875P101
3
35
SH
OTR
2
0
35
0
EXXON MOBIL CORP
COMMON STOCK
30231G102
531
9035
SH
OTR
2
0
9035
0
FACEBOOK INC-A
COMMON STOCK
30303M102
56
165
SH
OTR
2
0
165
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
46
235
SH
OTR
2
0
235
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
21
295
SH
OTR
2
0
295
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
9
25
SH
OTR
2
0
25
0
HOME DEPOT INC
COMMON STOCK
437076102
588
1790
SH
OTR
2
0
1790
0
HONEYWELL INTERNATIONAL INC
COMMON STOCK
438516106
162
765
SH
OTR
2
0
765
0
INTEL CORP
COMMON STOCK
458140100
415
7785
SH
OTR
2
0
7785
0
INTERCONTINENTAL EXCHANGE GROU
COMMON STOCK
45866F104
118
1025
SH
OTR
2
0
1025
0
INTL. BUSINESS MACHINES CORP
COMMON STOCK
459200101
721
5188
SH
OTR
2
0
5188
0
INTUIT INC
COMMON STOCK
461202103
437
810
SH
OTR
2
0
810
0
JACOBS ENGINEERING GROUP INC
COMMON STOCK
469814107
74
562
SH
OTR
2
0
562
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
1094
6772
SH
OTR
2
0
6772
0
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
1224
7475
SH
OTR
2
0
7475
0
KELLOGG CO
COMMON STOCK
487836108
58
900
SH
OTR
2
0
900
0
KRAFT HEINZ CO
COMMON STOCK
500754106
1
33
SH
OTR
2
0
33
0
LILLY ELI & CO
COMMON STOCK
532457108
416
1800
SH
OTR
2
0
1800
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
17
50
SH
OTR
2
0
50
0
LOWES COS INC
COMMON STOCK
548661107
214
1055
SH
OTR
2
0
1055
0
MARRIOTT INTERNATIONAL INC
COMMON STOCK
571903202
10
65
SH
OTR
2
0
65
0
MASCO CORP
COMMON STOCK
574599106
12
225
SH
OTR
2
0
225
0
MASTERCARD INC CL A
COMMON STOCK
57636Q104
31
90
SH
OTR
2
0
90
0
MCDONALDS CORP
COMMON STOCK
580135101
102
425
SH
OTR
2
0
425
0
MERCK & CO INC
COMMON STOCK
58933Y105
267
3555
SH
OTR
2
0
3555
0
METLIFE INC
COMMON STOCK
59156R108
15
235
SH
OTR
2
0
235
0
MICROSOFT CORP
COMMON STOCK
594918104
2262
8024
SH
OTR
2
0
8024
0
MONDELEZ INTERNATIONAL INC
COMMON STOCK
609207105
12
207
SH
OTR
2
0
207
0
MORGAN STANLEY
COMMON STOCK
617446448
195
2000
SH
OTR
2
0
2000
0
NETFLIX INC
COMMON STOCK
64110L106
70
115
SH
OTR
2
0
115
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
194
2470
SH
OTR
2
0
2470
0
NIKE INC-CLASS B
COMMON STOCK
654106103
431
2970
SH
OTR
2
0
2970
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
161
675
SH
OTR
2
0
675
0
NVIDIA CORP
COMMON STOCK
67066G104
215
1040
SH
OTR
2
0
1040
0
OCCIDENTAL PETE CORP
COMMON STOCK
674599105
3
100
SH
OTR
2
0
100
0
ORACLE CORPORATION
COMMON STOCK
68389X105
550
6315
SH
OTR
2
0
6315
0
ORGANON & CO
COMMON STOCK
68622V106
8
255
SH
OTR
2
0
255
0
OTIS WORLDWIDE CORP
COMMON STOCK
68902V107
174
2109
SH
OTR
2
0
2109
0
PAYCHEX INC
COMMON STOCK
704326107
173
1535
SH
OTR
2
0
1535
0
PAYPAL HOLDINGS INC
COMMON STOCK
70450Y103
245
940
SH
OTR
2
0
940
0
PEPSICO INC
COMMON STOCK
713448108
727
4835
SH
OTR
2
0
4835
0
PFIZER INC
COMMON STOCK
717081103
500
11630
SH
OTR
2
0
11630
0
PHILIP MORRIS INTERNATIONAL
COMMON STOCK
718172109
9
100
SH
OTR
2
0
100
0
PHILLIPS 66
COMMON STOCK
718546104
11
157
SH
OTR
2
0
157
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
721
5155
SH
OTR
2
0
5155
0
QUALCOMM INC
COMMON STOCK
747525103
38
295
SH
OTR
2
0
295
0
QUEST DIAGNOSTICS INC
COMMON STOCK
74834L100
73
500
SH
OTR
2
0
500
0
RAYTHEON TECHNOLOGIES CORP
COMMON STOCK
75513E101
498
5798
SH
OTR
2
0
5798
0
SOUTHERN COMPANY
COMMON STOCK
842587107
37
600
SH
OTR
2
0
600
0
SQUARE INC CL A
COMMON STOCK
852234103
44
185
SH
OTR
2
0
185
0
STARBUCKS CORP
COMMON STOCK
855244109
238
2160
SH
OTR
2
0
2160
0
STRYKER CORPORATION
COMMON STOCK
863667101
394
1495
SH
OTR
2
0
1495
0
SYSCO CORP
COMMON STOCK
871829107
25
315
SH
OTR
2
0
315
0
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
342
1740
SH
OTR
2
0
1740
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
40
210
SH
OTR
2
0
210
0
THERMO FISHER SCIENTIFIC INC
COMMON STOCK
883556102
234
410
SH
OTR
2
0
410
0
TJX COS INC
COMMON STOCK
872540109
148
2245
SH
OTR
2
0
2245
0
TRAVELERS COMPANIES INC
COMMON STOCK
89417E109
18
120
SH
OTR
2
0
120
0
TRUIST FINANCIAL CORP
COMMON STOCK
89832Q109
6
100
SH
OTR
2
0
100
0
UNION PAC CORP
COMMON STOCK
907818108
89
455
SH
OTR
2
0
455
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
127
700
SH
OTR
2
0
700
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
131
335
SH
OTR
2
0
335
0
US BANCORP NEW
COMMON STOCK
902973304
179
3015
SH
OTR
2
0
3015
0
VALERO ENERGY CORP
COMMON STOCK
91913Y100
11
150
SH
OTR
2
0
150
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
241
4467
SH
OTR
2
0
4467
0
VERTEX PHARMACEUTICALS INC
COMMON STOCK
92532F100
54
300
SH
OTR
2
0
300
0
VIACOMCBS INC CL B
COMMON STOCK
92556H206
31
776
SH
OTR
2
0
776
0
VIATRIS INC
COMMON STOCK
92556V106
15
1086
SH
OTR
2
0
1086
0
VISA INC CL A
COMMON STOCK
92826C839
285
1280
SH
OTR
2
0
1280
0
WALMART INC
COMMON STOCK
931142103
74
530
SH
OTR
2
0
530
0
WELLS FARGO & CO
COMMON STOCK
949746101
71
1525
SH
OTR
2
0
1525
0
WILLIAMS COS INC
COMMON STOCK
969457100
36
1380
SH
OTR
2
0
1380
0
YUM! BRANDS INC
COMMON STOCK
988498101
12
100
SH
OTR
2
0
100
0
ZIMMER BIOMET HOLDINGS INC
COMMON STOCK
98956P102
55
375
SH
OTR
2
0
375
0
3M CO
COMMON STOCK
88579Y101
379
2160
SH
OTR
2
0
2160
0
AMERICAN TOWER CORP REIT
COMMON STOCK
03027X100
45
170
SH
OTR
2
0
170
0
ARROW FINANCIAL CORPORATION
COMMON STOCK
042744102
724
21077
SH
OTR
2
0
21077
0
EATON CORP PLC
COMMON STOCK
G29183103
75
500
SH
OTR
2
0
500
0
LINDE PLC
COMMON STOCK
G5494J103
81
275
SH
OTR
2
0
275
0
MEDTRONIC PLC
COMMON STOCK
G5960L103
113
900
SH
OTR
2
0
900
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
7
225
SH
OTR
2
0
225
0
TORONTO DOMINION BANK
COMMON STOCK
891160509
138
2084
SH
OTR
2
0
2084
0
COMM. SERV. SELECT SECTOR SPDR
OTHER
81369Y852
674
8411
SH
OTR
2
0
8411
0
CONS DISC SELECT SECTOR SPDR F
OTHER
81369Y407
917
5110
SH
OTR
2
0
5110
0
CONS STAPLES SELECT SECT SPDR
OTHER
81369Y308
359
5216
SH
OTR
2
0
5216
0
ENERGY SELECT SECTOR SPDR FUND
OTHER
81369Y506
165
3161
SH
OTR
2
0
3161
0
FINANCIAL SELECT SECTOR SPDR F
OTHER
81369Y605
709
18884
SH
OTR
2
0
18884
0
HEALTH CARE SELECT SECTOR SPDR
OTHER
81369Y209
792
6224
SH
OTR
2
0
6224
0
INDUSTRIAL SELECT SECTOR SPDR
OTHER
81369Y704
556
5682
SH
OTR
2
0
5682
0
INVESCO QQQ TRUST SERIES 1
OTHER
46090E103
30
85
SH
OTR
2
0
85
0
ISHARES CORE S&P MID-CAP ETF
OTHER
464287507
87
330
SH
OTR
2
0
330
0
ISHARES CORE S&P SMALL-CAP ETF
OTHER
464287804
358
3280
SH
OTR
2
0
3280
0
ISHARES MSCI ALL COUNTRY ASIA
OTHER
464288182
4
46
SH
OTR
2
0
46
0
ISHARES MSCI EMERGING MKT ETF
OTHER
464287234
20
396
SH
OTR
2
0
396
0
ISHARES RUSSELL MIDCAP ETF
OTHER
464287499
39
500
SH
OTR
2
0
500
0
MATERIALS SELECT SECTOR SPDR F
OTHER
81369Y100
265
3348
SH
OTR
2
0
3348
0
SPDR S&P BIOTECH ETF
OTHER
78464A870
13
100
SH
OTR
2
0
100
0
SPDR S&P TELECOM ETF
OTHER
78464A540
7
70
SH
OTR
2
0
70
0
SPDR S&P 500 ETF TRUST
OTHER
78462F103
167
390
SH
OTR
2
0
390
0
TECHNOLOGY SELECT SECTOR SPDR
OTHER
81369Y803
1743
11670
SH
OTR
2
0
11670
0
UTILITIES SELECT SECTOR SPDR F
OTHER
81369Y886
116
1823
SH
OTR
2
0
1823
0
VANGUARD MID-CAP ETF
OTHER
922908629
3876
16372
SH
OTR
2
0
16372
0
VANGUARD REAL ESTATE ETF
OTHER
922908553
391
3840
SH
OTR
2
0
3840
0
VANGUARD S&P 500 ETF
OTHER
922908363
1582
4010
SH
OTR
2
0
4010
0
VANGUARD SMALL-CAP ETF
OTHER
922908751
1578
7215
SH
OTR
2
0
7215
0
ISHARES BARCLAYS 1-3 YEAR TR E
OTHER
464287457
43
500
SH
OTR
2
0
500
0
ISHARES CORE U.S. AGGREGATE
OTHER
464287226
307
2671
SH
OTR
2
0
2671
0
ISHARES IBONDS DEC 2024 TERM
OTHER
46434VBG4
50
1888
SH
OTR
2
0
1888
0
ISHARES IBONDS DEC 2028 ETF
OTHER
46435U515
49
1708
SH
OTR
2
0
1708
0
ISHARES IBONDS DEC 2030 CORP E
OTHER
46436E726
48
1912
SH
OTR
2
0
1912
0
ISHARES 1-5Y INV GRADE CORP ET
OTHER
464288646
187
3427
SH
OTR
2
0
3427
0
ISHRS IBNDS DEC 27 CORP ETF
OTHER
46435UAA9
50
1836
SH
OTR
2
0
1836
0
VANGUARD SHORT TERM CORP BOND
OTHER
92206C409
1003
12176
SH
OTR
2
0
12176
0
ISHARES NATIONAL MUNI BOND ETF
OTHER
464288414
49
425
SH
OTR
2
0
425
0
ABBOTT LABS
COMMON STOCK
002824100
24
200
SH
OTR
0
200
0
ABBVIE INC
COMMON STOCK
00287Y109
22
200
SH
OTR
0
200
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
50
300
SH
OTR
0
300
0
AMGEN INC
COMMON STOCK
031162100
32
150
SH
OTR
0
150
0
ANALOG DEVICES INC
COMMON STOCK
032654105
29
175
SH
OTR
0
175
0
APPLE INC
COMMON STOCK
037833100
59
420
SH
OTR
0
420
0
AT&T INC
COMMON STOCK
00206R102
8
300
SH
OTR
0
300
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
15
250
SH
OTR
0
250
0
CHEVRON CORPORATION
COMMON STOCK
166764100
19
190
SH
OTR
0
190
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
22
400
SH
OTR
0
400
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
15
200
SH
OTR
0
200
0
DANAHER CORP
COMMON STOCK
235851102
31
101
SH
OTR
0
101
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
34
200
SH
OTR
0
200
0
DOMINION ENERGY INC
COMMON STOCK
25746U109
15
200
SH
OTR
0
200
0
DOW INC
COMMON STOCK
260557103
4
66
SH
OTR
0
66
0
DUPONT DE NEMOURS INC
COMMON STOCK
26614N102
4
66
SH
OTR
0
66
0
EXXON MOBIL CORP
COMMON STOCK
30231G102
13
220
SH
OTR
0
220
0
GENERAL MLS INC
COMMON STOCK
370334104
6
100
SH
OTR
0
100
0
HOME DEPOT INC
COMMON STOCK
437076102
33
100
SH
OTR
0
100
0
INTEL CORP
COMMON STOCK
458140100
21
400
SH
OTR
0
400
0
INTL. BUSINESS MACHINES CORP
COMMON STOCK
459200101
14
100
SH
OTR
0
100
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
24
150
SH
OTR
0
150
0
MARRIOTT INTERNATIONAL INC
COMMON STOCK
571903202
7
48
SH
OTR
0
48
0
MCDONALDS CORP
COMMON STOCK
580135101
24
100
SH
OTR
0
100
0
MICROSOFT CORP
COMMON STOCK
594918104
113
400
SH
OTR
0
400
0
ORACLE CORPORATION
COMMON STOCK
68389X105
26
300
SH
OTR
0
300
0
PEPSICO INC
COMMON STOCK
713448108
23
150
SH
OTR
0
150
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
21
150
SH
OTR
0
150
0
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
49
250
SH
OTR
0
250
0
TJX COS INC
COMMON STOCK
872540109
26
400
SH
OTR
0
400
0
VISA INC CL A
COMMON STOCK
92826C839
16
70
SH
OTR
0
70
0
WELLS FARGO & CO
COMMON STOCK
949746101
28
600
SH
OTR
0
600
0
VANGUARD MID-CAP ETF
OTHER
922908629
105
443
SH
OTR
0
443
0
VANGUARD SMALL-CAP ETF
OTHER
922908751
35
158
SH
OTR
0
158
0
ABBOTT LABS
COMMON STOCK
002824100
77
653
SH
SOLE
653
0
0
ABBVIE INC
COMMON STOCK
00287Y109
5
43
SH
SOLE
43
0
0
ADOBE INC
COMMON STOCK
00724F101
192
333
SH
SOLE
333
0
0
ALPHABET INC CL A
COMMON STOCK
02079K305
356
133
SH
SOLE
133
0
0
ALPHABET INC CL C
COMMON STOCK
02079K107
99
37
SH
SOLE
37
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
20
450
SH
SOLE
450
0
0
AMAZON.COM INC
COMMON STOCK
023135106
407
124
SH
SOLE
124
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
25
150
SH
SOLE
150
0
0
AMERICAN WATER WORKS CO INC
COMMON STOCK
030420103
54
321
SH
SOLE
321
0
0
AMGEN INC
COMMON STOCK
031162100
17
79
SH
SOLE
79
0
0
APPLE INC
COMMON STOCK
037833100
1147
8109
SH
SOLE
8109
0
0
AT&T INC
COMMON STOCK
00206R102
125
4620
SH
SOLE
4620
0
0
AUTOMATIC DATA PROCESSING INC
COMMON STOCK
053015103
40
200
SH
SOLE
200
0
0
BANK OF AMERICA CORP
COMMON STOCK
060505104
150
3522
SH
SOLE
3522
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
8
150
SH
SOLE
150
0
0
BERKSHIRE HATHAWAY INC-CL B
COMMON STOCK
084670702
140
513
SH
SOLE
513
0
0
BEST BUY CO INC
COMMON STOCK
086516101
2
20
SH
SOLE
20
0
0
BLACKROCK INC CL A
COMMON STOCK
09247X101
163
194
SH
SOLE
194
0
0
BOEING CO
COMMON STOCK
097023105
5
25
SH
SOLE
25
0
0
BOOKING HOLDINGS INC
COMMON STOCK
09857L108
7
3
SH
SOLE
3
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
119
2013
SH
SOLE
2013
0
0
CATERPILLAR INC
COMMON STOCK
149123101
46
240
SH
SOLE
240
0
0
CHEVRON CORPORATION
COMMON STOCK
166764100
79
774
SH
SOLE
774
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
140
2572
SH
SOLE
2572
0
0
CLOROX COMPANY
COMMON STOCK
189054109
12
75
SH
SOLE
75
0
0
COCA COLA CO
COMMON STOCK
191216100
103
1971
SH
SOLE
1971
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
22
290
SH
SOLE
290
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
41
608
SH
SOLE
608
0
0
CONSTELLATION BRANDS INC
COMMON STOCK
21036P108
70
333
SH
SOLE
333
0
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
117
260
SH
SOLE
260
0
0
CUMMINS INC
COMMON STOCK
231021106
76
340
SH
SOLE
340
0
0
CVS HEALTH CORP
COMMON STOCK
126650100
6
75
SH
SOLE
75
0
0
DANAHER CORP
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235851102
10
34
SH
SOLE
34
0
0
DEERE & CO
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244199105
5
15
SH
SOLE
15
0
0
DELL TECHNOLOGIES INC CL C
COMMON STOCK
24703L202
3
33
SH
SOLE
33
0
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
255
1510
SH
SOLE
1510
0
0
DOLLAR TREE INC
COMMON STOCK
256746108
71
740
SH
SOLE
740
0
0
DOMINION ENERGY INC
COMMON STOCK
25746U109
15
200
SH
SOLE
200
0
0
DOW INC
COMMON STOCK
260557103
3
45
SH
SOLE
45
0
0
DUPONT DE NEMOURS INC
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26614N102
3
45
SH
SOLE
45
0
0
ECOLAB INC
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278865100
18
85
SH
SOLE
85
0
0
ENTERPRISE PRODS PARTNERS LP
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293792107
3
150
SH
SOLE
150
0
0
EXXON MOBIL CORP
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30231G102
140
2372
SH
SOLE
2372
0
0
FACEBOOK INC-A
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30303M102
112
330
SH
SOLE
330
0
0
FEDEX CORPORATION
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31428X106
22
100
SH
SOLE
100
0
0
GENERAL DYNAMICS CORP
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369550108
119
609
SH
SOLE
609
0
0
GENERAL ELECTRIC CO
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369604301
74
723
SH
SOLE
723
0
0
GENERAL MLS INC
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370334104
21
350
SH
SOLE
350
0
0
GILEAD SCIENCES INC
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375558103
69
988
SH
SOLE
988
0
0
GOLDMAN SACHS GROUP INC
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38141G104
28
75
SH
SOLE
75
0
0
HOME DEPOT INC
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437076102
287
875
SH
SOLE
875
0
0
HONEYWELL INTERNATIONAL INC
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438516106
183
860
SH
SOLE
860
0
0
ILLINOIS TOOL WKS INC
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452308109
37
177
SH
SOLE
177
0
0
INTEL CORP
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458140100
118
2219
SH
SOLE
2219
0
0
INTERCONTINENTAL EXCHANGE GROU
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45866F104
158
1373
SH
SOLE
1373
0
0
INTERNATIONAL FLAVORS & FRAGRA
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459506101
4
33
SH
SOLE
33
0
0
INTL. BUSINESS MACHINES CORP
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459200101
57
407
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SOLE
407
0
0
JACOBS ENGINEERING GROUP INC
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469814107
38
285
SH
SOLE
285
0
0
JOHNSON & JOHNSON
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478160104
287
1777
SH
SOLE
1777
0
0
JP MORGAN CHASE & CO
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46625H100
283
1730
SH
SOLE
1730
0
0
KIMBERLY CLARK CORP
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494368103
7
50
SH
SOLE
50
0
0
KINDER MORGAN INC
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49456B101
1
50
SH
SOLE
50
0
0
KRAFT HEINZ CO
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500754106
2
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SH
SOLE
50
0
0
LOCKHEED MARTIN CORP
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539830109
66
191
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191
0
0
LOWES COS INC
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548661107
137
677
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677
0
0
MARRIOTT INTERNATIONAL INC
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571903202
11
75
SH
SOLE
75
0
0
MASCO CORP
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574599106
8
150
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150
0
0
MASTERCARD INC CL A
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57636Q104
130
374
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374
0
0
MCDONALDS CORP
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580135101
95
393
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393
0
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MERCK & CO INC
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58933Y105
94
1254
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1254
0
0
MICROCHIP TECHNOLOGY INC
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595017104
56
365
SH
SOLE
365
0
0
MICROSOFT CORP
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594918104
516
1830
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SOLE
1830
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0
MONDELEZ INTERNATIONAL INC
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609207105
17
300
SH
SOLE
300
0
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MORGAN STANLEY
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617446448
29
300
SH
SOLE
300
0
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NETFLIX INC
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64110L106
225
369
SH
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369
0
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NEXTERA ENERGY INC
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65339F101
28
360
SH
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360
0
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NIKE INC-CLASS B
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654106103
91
625
SH
SOLE
625
0
0
ORACLE CORPORATION
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68389X105
219
2519
SH
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2519
0
0
ORGANON & CO
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68622V106
1
37
SH
SOLE
37
0
0
PAYCHEX INC
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704326107
178
1580
SH
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1580
0
0
PAYPAL HOLDINGS INC
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70450Y103
328
1262
SH
SOLE
1262
0
0
PEPSICO INC
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713448108
112
742
SH
SOLE
742
0
0
PFIZER INC
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717081103
158
3663
SH
SOLE
3663
0
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PHILLIPS 66
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718546104
11
156
SH
SOLE
156
0
0
PROCTER & GAMBLE CO
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742718109
142
1013
SH
SOLE
1013
0
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PRUDENTIAL FINL INC
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744320102
13
125
SH
SOLE
125
0
0
QUALCOMM INC
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747525103
120
928
SH
SOLE
928
0
0
RAYTHEON TECHNOLOGIES CORP
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75513E101
21
245
SH
SOLE
245
0
0
SALESFORCE.COM
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79466L302
92
340
SH
SOLE
340
0
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SOUTHWEST AIRLINES CO
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844741108
5
100
SH
SOLE
100
0
0
SQUARE INC CL A
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852234103
25
105
SH
SOLE
105
0
0
STARBUCKS CORP
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855244109
140
1268
SH
SOLE
1268
0
0
STRYKER CORPORATION
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863667101
206
781
SH
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781
0
0
SYSCO CORP
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871829107
51
653
SH
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653
0
0
T ROWE PRICE GROUP INC
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74144T108
49
247
SH
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247
0
0
TEXAS INSTRUMENTS INC
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882508104
140
727
SH
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727
0
0
THERMO FISHER SCIENTIFIC INC
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883556102
157
274
SH
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274
0
0
TJX COS INC
COMMON STOCK
872540109
126
1903
SH
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1903
0
0
TRAVELERS COMPANIES INC
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89417E109
73
482
SH
SOLE
482
0
0
UNION PAC CORP
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907818108
135
691
SH
SOLE
691
0
0
UNITED PARCEL SERVICE CL B
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911312106
7
36
SH
SOLE
36
0
0
UNITEDHEALTH GROUP INC
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91324P102
125
320
SH
SOLE
320
0
0
US BANCORP NEW
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902973304
110
1852
SH
SOLE
1852
0
0
VALERO ENERGY CORP
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91913Y100
18
252
SH
SOLE
252
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
157
2914
SH
SOLE
2914
0
0
VISA INC CL A
COMMON STOCK
92826C839
295
1325
SH
SOLE
1325
0
0
WALMART INC
COMMON STOCK
931142103
61
436
SH
SOLE
436
0
0
WELLS FARGO & CO
COMMON STOCK
949746101
7
150
SH
SOLE
150
0
0
WILLIAMS COS INC
COMMON STOCK
969457100
50
1936
SH
SOLE
1936
0
0
YUM! BRANDS INC
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988498101
70
575
SH
SOLE
575
0
0
3M CO
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88579Y101
13
75
SH
SOLE
75
0
0
BP PLC SPONS ADR
COMMON STOCK
055622104
5
200
SH
SOLE
200
0
0
JD.COM INC CL A SPONS ADR
COMMON STOCK
47215P106
7
99
SH
SOLE
99
0
0
VODAFONE GROUP SPONS ADR
COMMON STOCK
92857W308
0
18
SH
SOLE
18
0
0
ARROW FINANCIAL CORPORATION
COMMON STOCK
042744102
687
20007
SH
SOLE
20007
0
0
LYONDELLBASELL INDUSTRIES NV
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N53745100
20
210
SH
SOLE
210
0
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
15
500
SH
SOLE
500
0
0
COHEN & STEERS INFRASTRUCTURE
OTHER
19248A109
5
200
SH
SOLE
200
0
0
COMM. SERV. SELECT SECTOR SPDR
OTHER
81369Y852
56
700
SH
SOLE
700
0
0
CONS DISC SELECT SECTOR SPDR F
OTHER
81369Y407
90
500
SH
SOLE
500
0
0
CONS STAPLES SELECT SECT SPDR
OTHER
81369Y308
32
470
SH
SOLE
470
0
0
ENERGY SELECT SECTOR SPDR FUND
OTHER
81369Y506
29
549
SH
SOLE
549
0
0
HEALTH CARE SELECT SECTOR SPDR
OTHER
81369Y209
102
800
SH
SOLE
800
0
0
INDUSTRIAL SELECT SECTOR SPDR
OTHER
81369Y704
65
660
SH
SOLE
660
0
0
INVESCO QQQ TRUST SERIES 1
OTHER
46090E103
655
1829
SH
SOLE
1829
0
0
ISHARES CORE S&P MID-CAP ETF
OTHER
464287507
702
2669
SH
SOLE
2669
0
0
ISHARES CORE S&P SMALL-CAP ETF
OTHER
464287804
1172
10737
SH
SOLE
10737
0
0
ISHARES CORE S&P 500 ETF
OTHER
464287200
5
12
SH
SOLE
12
0
0
ISHARES RUSSELL MIDCAP ETF
OTHER
464287499
63
800
SH
SOLE
800
0
0
ISHARES RUSSELL 2000 ETF
OTHER
464287655
11
50
SH
SOLE
50
0
0
ISHARES U.S. INFRASTRUCTURE ET
OTHER
46435U713
7
200
SH
SOLE
200
0
0
MATERIALS SELECT SECTOR SPDR F
OTHER
81369Y100
158
1991
SH
SOLE
1991
0
0
NUVEEN ESG SMALL-CAP ETF
OTHER
67092P607
136
3133
SH
SOLE
3133
0
0
SPDR S&P 500 ETF TRUST
OTHER
78462F103
159
370
SH
SOLE
370
0
0
TECHNOLOGY SELECT SECTOR SPDR
OTHER
81369Y803
149
1000
SH
SOLE
1000
0
0
UTILITIES SELECT SECTOR SPDR F
OTHER
81369Y886
69
1082
SH
SOLE
1082
0
0
VANECK GOLD MINERS ETF
OTHER
92189F106
3
100
SH
SOLE
100
0
0
VANGUARD MID-CAP ETF
OTHER
922908629
4215
17802
SH
SOLE
17802
0
0
VANGUARD S&P 500 ETF
OTHER
922908363
8663
21964
SH
SOLE
21964
0
0
VANGUARD SMALL-CAP ETF
OTHER
922908751
1710
7820
SH
SOLE
7820
0
0
ISHARES BARCLAYS 1-3 YEAR TR E
OTHER
464287457
21
242
SH
SOLE
242
0
0
ISHARES CORE U.S. AGGREGATE
OTHER
464287226
722
6287
SH
SOLE
6287
0
0
ISHARES ESG AWARE USD CORP BON
OTHER
46435G193
1388
50459
SH
SOLE
50459
0
0
ISHARES ESG AWARE 1-5 YEAR USD
OTHER
46435G243
1705
65616
SH
SOLE
65616
0
0
ISHARES IBONDS DEC 2021 TERM C
OTHER
46434VBK5
6
261
SH
SOLE
261
0
0
ISHARES IBONDS DEC 2022 TERM C
OTHER
46434VBA7
6
254
SH
SOLE
254
0
0
ISHARES IBONDS DEC 2023 TERM C
OTHER
46434VAX8
39
1497
SH
SOLE
1497
0
0
ISHARES IBONDS DEC 2024 TERM
OTHER
46434VBG4
91
3456
SH
SOLE
3456
0
0
ISHARES IBONDS DEC 2025 TERM C
OTHER
46434VBD1
118
4385
SH
SOLE
4385
0
0
ISHARES IBONDS DEC 2026 TERM
OTHER
46435GAA0
132
4963
SH
SOLE
4963
0
0
ISHARES IBONDS DEC 2028 ETF
OTHER
46435U515
102
3576
SH
SOLE
3576
0
0
ISHARES IBONDS DEC 2029 TERM
OTHER
46436E205
46
1712
SH
SOLE
1712
0
0
ISHARES IBONDS DEC 2030 CORP E
OTHER
46436E726
32
1258
SH
SOLE
1258
0
0
ISHARES 1-5Y INV GRADE CORP ET
OTHER
464288646
37
678
SH
SOLE
678
0
0
ISHRS IBNDS DEC 27 CORP ETF
OTHER
46435UAA9
99
3683
SH
SOLE
3683
0
0
VANGUARD SHORT TERM CORP BOND
OTHER
92206C409
1869
22676
SH
SOLE
22676
0
0
VANGUARD TOTAL BOND MARKET ETF
OTHER
921937835
1311
15340
SH
SOLE
15340
0
0
ISHARES NEW YORK MUNI BOND ETF
OTHER
464288323
35
607
SH
SOLE
607
0
0
ABBOTT LABS
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002824100
2363
20000
SH
DFND
3
20000
0
0
ACTIVISION BLIZZARD INC
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00507V109
1354
17500
SH
DFND
3
17500
0
0
ADOBE INC
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00724F101
5757
10000
SH
DFND
3
10000
0
0
AIR PRODUCTS & CHEMICALS INC
COMMON STOCK
009158106
691
2700
SH
DFND
3
2700
0
0
ALPHABET INC CL A
COMMON STOCK
02079K305
7352
2750
SH
DFND
3
2750
0
0
AMAZON.COM INC
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023135106
8130
2475
SH
DFND
3
2475
0
0
AMGEN INC
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031162100
2531
11900
SH
DFND
3
11900
0
0
APPLE INC
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037833100
9764
69000
SH
DFND
3
69000
0
0
BANK OF AMERICA CORP
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060505104
3693
87000
SH
DFND
3
87000
0
0
BERKSHIRE HATHAWAY INC-CL B
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084670702
2607
9550
SH
DFND
3
9550
0
0
BLACKROCK INC CL A
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09247X101
2810
3350
SH
DFND
3
3350
0
0
CAPITAL ONE FINANCIAL CORP
COMMON STOCK
14040H105
1296
8000
SH
DFND
3
8000
0
0
CHEVRON CORPORATION
COMMON STOCK
166764100
1035
10200
SH
DFND
3
10200
0
0
CISCO SYSTEMS INC
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17275R102
1674
30750
SH
DFND
3
30750
0
0
COSTCO WHOLESALE CORP
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22160K105
2280
5075
SH
DFND
3
5075
0
0
DANAHER CORP
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235851102
1522
5000
SH
DFND
3
5000
0
0
DISNEY WALT CO NEW
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254687106
1074
6350
SH
DFND
3
6350
0
0
DOMINION ENERGY INC
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25746U109
584
8000
SH
DFND
3
8000
0
0
DOMINOS PIZZA INC
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25754A201
2671
5600
SH
DFND
3
5600
0
0
DUKE ENERGY CORP
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26441C204
220
2250
SH
DFND
3
2250
0
0
ECOLAB INC
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278865100
814
3900
SH
DFND
3
3900
0
0
EXXON MOBIL CORP
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30231G102
1265
21500
SH
DFND
3
21500
0
0
FACEBOOK INC-A
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30303M102
3564
10500
SH
DFND
3
10500
0
0
FEDEX CORPORATION
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31428X106
1250
5700
SH
DFND
3
5700
0
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
983
2600
SH
DFND
3
2600
0
0
HOME DEPOT INC
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437076102
3578
10900
SH
DFND
3
10900
0
0
HONEYWELL INTERNATIONAL INC
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438516106
2123
10000
SH
DFND
3
10000
0
0
INTEL CORP
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458140100
1284
24100
SH
DFND
3
24100
0
0
INTERCONTINENTAL EXCHANGE GROU
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45866F104
3347
29150
SH
DFND
3
29150
0
0
JOHNSON & JOHNSON
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478160104
2988
18500
SH
DFND
3
18500
0
0
JP MORGAN CHASE & CO
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46625H100
3765
23000
SH
DFND
3
23000
0
0
MASCO CORP
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574599106
2778
50000
SH
DFND
3
50000
0
0
MCDONALDS CORP
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580135101
627
2600
SH
DFND
3
2600
0
0
MICROSOFT CORP
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594918104
9642
34200
SH
DFND
3
34200
0
0
MORGAN STANLEY
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617446448
1314
13500
SH
DFND
3
13500
0
0
NETFLIX INC
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64110L106
4394
7200
SH
DFND
3
7200
0
0
NEXTERA ENERGY INC
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65339F101
746
9500
SH
DFND
3
9500
0
0
NIKE INC-CLASS B
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654106103
1743
12000
SH
DFND
3
12000
0
0
ORACLE CORPORATION
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68389X105
1655
19000
SH
DFND
3
19000
0
0
PAYPAL HOLDINGS INC
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70450Y103
1561
6000
SH
DFND
3
6000
0
0
PEPSICO INC
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713448108
2136
14200
SH
DFND
3
14200
0
0
PFIZER INC
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717081103
2344
54500
SH
DFND
3
54500
0
0
PROCTER & GAMBLE CO
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742718109
2488
17800
SH
DFND
3
17800
0
0
QUALCOMM INC
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747525103
1451
11250
SH
DFND
3
11250
0
0
SALESFORCE.COM
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79466L302
5614
20700
SH
DFND
3
20700
0
0
SHERWIN WILLIAMS CO
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824348106
1762
6300
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DFND
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DFND
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DFND
3
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DFND
3
20000
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882
4500
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DFND
3
4500
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DFND
3
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DFND
3
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3
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DFND
3
3000
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DFND
3
18000
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WASTE MANAGEMENT INC
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DFND
3
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3
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3
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DFND
3
1750
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798
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DFND
3
8500
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DFND
3
19000
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0