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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2021
Dec. 31, 2020
Jun. 30, 2020
ASSETS      
Cash and Due From Banks $ 44,760 $ 42,116 $ 38,267
Interest-Bearing Deposits at Banks 433,468 338,875 215,003
Investment Securities:      
Available-for-Sale at Fair Value 437,868 365,287 378,778
Held-to-Maturity (Approximate Fair Value of $210,916 at June 30, 2021; $226,576 at December 31, 2020; and $241,875 at June 30, 2020) 204,490 218,405 233,517
Equity Securities 1,992 1,636 1,583
FHLB and Federal Reserve Bank Stock 5,380 5,349 5,574
Total 2,644,082 2,595,030 2,561,915
Allowance for Credit Losses (27,010) (29,232) (26,300)
Net Loans 2,617,072 2,565,798 2,535,615
Premises and Equipment, Net 43,268 42,612 41,231
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 2,082 1,950 1,662
Other Assets 83,938 84,735 74,074
Total Assets 3,896,191 3,688,636 3,547,177
LIABILITIES      
Noninterest-Bearing Deposits 761,991 701,341 667,585
Interest-Bearing Checking Accounts 977,955 832,434 791,521
Savings Deposits 1,471,591 1,423,358 1,262,102
Time Deposits over $250,000 84,357 123,622 130,935
Other Time Deposits 142,139 153,971 216,630
Total Deposits 3,438,033 3,234,726 3,068,773
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 3,092 17,486 47,599
Federal Home Loan Bank Term Advances 45,000 45,000 50,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000 20,000
Finance Leases 5,193 5,217 5,239
Other Liabilities 31,840 31,815 37,879
Total Liabilities 3,543,158 3,354,244 3,229,490
STOCKHOLDERS’ EQUITY      
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at June 30, 2021, December 31, 2020 and June 30, 2020 0 0 0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (20,194,474 Shares Issued at June 30, 2021 and December 31, 2020 and 19,606,449 at June 30, 2020) 20,194 20,194 19,606
Additional Paid-in Capital 355,195 353,662 336,643
Retained Earnings 60,494 41,899 42,704
Accumulated Other Comprehensive Loss (2,658) (816) (276)
Treasury Stock, at Cost (4,622,797 Shares at June 30, 2021; 4,678,736 Shares at December 31, 2020 and 4,595,891 Shares at June 30, 2020) (80,192) (80,547) (80,990)
Total Stockholders’ Equity 353,033 334,392 317,687
Total Liabilities and Stockholders’ Equity $ 3,896,191 $ 3,688,636 $ 3,547,177