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Loans (Tables)
 12 Months Ended
Dec. 31, 2020
Receivables [Abstract]  
Past Due Financing Receivables
The following table presents loan balances outstanding as of December 31, 2020 and December 31, 2019 and an analysis of the recorded investment in loans that are past due at these dates. Loans held-for-sale of $11,085 and $150 as of December 31, 2020, and December 31, 2019, respectively, are included in the residential real estate balances for current loans.
Schedule of Past Due Loans by Loan Category
Commercial
CommercialReal EstateConsumerResidentialTotal
December 31, 2020
Loans Past Due 30-59 Days$102 $— $4,976 $261 $5,339 
Loans Past Due 60-89 Days113 — 2,713 1,279 4,105 
Loans Past Due 90 or More Days78 1,658 1,379 1,224 4,339 
Total Loans Past Due293 1,658 9,068 2,764 13,783 
Current Loans240,261 570,129 850,700 920,157 2,581,247 
Total Loans$240,554 $571,787 $859,768 $922,921 $2,595,030 
Loans 90 or More Days Past Due and Still Accruing Interest$— $184 $— $44 $228 
Nonaccrual Loans78 1,475 1,470 3,010 6,033 
December 31, 2019
Loans Past Due 30-59 Days$150 $— $5,670 $152 $5,972 
Loans Past Due 60-89 Days42 266 2,700 2,027 5,035 
Loans Past Due 90 or more Days21 326 445 1,807 2,599 
Total Loans Past Due213 592 8,815 3,986 13,606 
Current Loans150,447 509,949 802,383 909,735 2,372,514 
Total Loans$150,660 $510,541 $811,198 $913,721 $2,386,120 
Loans 90 or More Days Past Due and Still Accruing Interest$— $— $— $253 $253 
Nonaccrual Loans81 326 663 2,935 4,005 
Financing Receivable Supplemental Information
Schedule of Supplemental Loan Information
20202019
Supplemental Information:
Unamortized deferred loan origination costs, net of deferred loan
  origination fees, included in the above balances		$1,273 $5,181 
Overdrawn deposit accounts, included in the above balances238 2,420 
Pledged loans  under a blanket collateral agreement to secure borrowings from the Federal Home Loan Bank of New York859,592 731,240 
Residential real estate loans serviced for Freddie Mac, not included
   in the balances above		190,169 139,094 
Allowance for Credit Losses on Financing Receivables
The following table presents a roll forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
Commercial
CommercialReal EstateConsumerResidentialTotal
Rollfoward of the Allowance for Loan Losses for the Year Ended:
December 31, 2019$1,386 $5,830 $9,408 $4,563 $21,187 
Charge-offs(37)(5)(1,898)(49)(1,989)
Recoveries3 — 712 — 715 
Provision821 4,165 3,340 993 9,319 
December 31, 2020$2,173 $9,990 $11,562 $5,507 $29,232 
December 31, 2018$1,218 $5,644 $8,882 $4,452 $20,196 
Charge-offs(12)(29)(1,603)(91)(1,735)
Recoveries98 — 549 — 647 
Provision82 215 1,580 202 2,079 
December 31, 2019$1,386 $5,830 $9,408 $4,563 $21,187 
December 31, 2017$1,873 $4,504 $7,604 $4,605 $18,586 
Charge-offs(153)(17)(1,246)(116)(1,532)
Recoveries3 12 520 — 535 
Provision(505)1,145 2,004 (37)2,607 
December 31, 2018$1,218 $5,644 $8,882 $4,452 $20,196 
December 31, 2020
Allowance for loan losses - Loans Individually Evaluated for Impairment$19 $— $— $22 $41 
Allowance for loan losses - Loans Collectively Evaluated for Impairment2,154 9,990 11,562 5,485 29,191 
Ending Loan Balance - Individually Evaluated for Impairment47 1,128 111 1,417 2,703 
Ending Loan Balance - Collectively Evaluated for Impairment240,507 570,659 859,657 921,504 2,592,327 
December 31, 2019
Allowance for loan losses - Loans Individually Evaluated for Impairment$5 $— $— $42 $47 
Allowance for loan losses - Loans Collectively Evaluated for Impairment1,381 5,830 9,408 4,521 21,140 
Ending Loan Balance - Individually Evaluated for Impairment35 — 107 959 1,101 
Ending Loan Balance - Collectively Evaluated for Impairment150,625 510,541 811,091 912,762 2,385,019 
Financing Receivable Credit Quality Indicators
The following table presents the credit quality indicators by loan category at December 31, 2020 and December 31, 2019:
Loan Credit Quality Indicators
Commercial
CommercialReal EstateConsumerResidentialTotal
December 31, 2020
Credit Risk Profile by Creditworthiness Category:
Satisfactory$229,351 $525,609 $754,960 
Special Mention1,574 16,213 17,787 
Substandard9,629 29,965 39,594 
Doubtful— — — 
Credit Risk Profile Based on Payment Activity:
Performing$858,298 $919,867 1,778,165 
Nonperforming1,470 3,054 4,524 
December 31, 2019
Credit Risk Profile by Creditworthiness Category:
Satisfactory$144,283 $484,267 $628,550 
Special Mention32 263 295 
Substandard6,345 26,011 32,356 
Doubtful— — — 
Credit Risk Profile Based on Payment Activity:
Performing$810,535 $910,533 1,721,068 
Nonperforming663 3,188 3,851 
Impaired Financing Receivables
The following table presents information on impaired loans based on whether the impaired loan has a recorded allowance or no recorded allowance:
Impaired Loans
Commercial
CommercialReal EstateConsumerResidentialTotal
December 31, 2020
Recorded Investment:
With No Related Allowance$— $1,124 $112 $1,174 $2,410 
With a Related Allowance46 — — 244 290 
Unpaid Principal Balance:
With No Related Allowance$— $1,128 $111 $1,174 $2,413 
With a Related Allowance47 — — 244 291 
December 31, 2019
Recorded Investment:
With No Related Allowance$— $— $108 $699 $807 
With a Related Allowance34 — — 260 294 
Unpaid Principal Balance:
With No Related Allowance$— $— $107 $699 $806 
With a Related Allowance35 — — 260 295 
For the Year-To-Date Period Ended:
December 31, 2020
Average Recorded Balance:
With No Related Allowance$— $562 $110 $937 $1,609 
With a Related Allowance40 — — 252 $292 
Interest Income Recognized:
With No Related Allowance$— $— $1 $10 $11 
With a Related Allowance— — — — — 
Cash Basis Income:
With No Related Allowance$— $— $— $— $— 
With a Related Allowance— — — — — 

December 31, 2019
Average Recorded Balance:
With No Related Allowance$215 $397 $105 $1,152 $1,869 
With a Related Allowance17 — — 277 $294 
Interest Income Recognized:
With No Related Allowance$— $— $1 $8 $9 
With a Related Allowance— — — — — 
Cash Basis Income:
With No Related Allowance$— $— $— $— $— 
With a Related Allowance— — — — — 
December 31, 2018
Average Recorded Balance:
With No Related Allowance$215 $787 $98 $1,437 $2,537 
With a Related Allowance243 363 — 314 $920 
Interest Income Recognized:
With No Related Allowance$— $— $1 $18 $19 
With a Related Allowance— — — — — 
Cash Basis Income:
With No Related Allowance$— $— $— $— $— 
With a Related Allowance— — — — — 
Troubled Debt Restructurings on Financing Receivables
The following table presents information on loans modified in trouble debt restructurings during the periods indicated:
Loans Modified in Trouble Debt Restructurings During the Period
Commercial
CommercialReal EstateConsumerResidentialTotal
For the Year Ended:
December 31, 2020
Number of Loans1 — 5 — 6 
Pre-Modification Outstanding Recorded Investment$14 $— $77 $— $91 
Post-Modification Outstanding Recorded Investment14 — 77 — 91 
Subsequent Default, Number of Contracts— — — — — 
Subsequent Default, Recorded Investment— — — — — 
Commitments to lend additional funds to modified loans— — — — — 
December 31, 2019
Number of Loans— — 6 — 6 
Pre-Modification Outstanding Recorded Investment$— $— $68 $— $68 
Post-Modification Outstanding Recorded Investment— — 68 — 68 
Subsequent Default, Number of Contracts— — — — — 
Subsequent Default, Recorded Investment— — — — — 
Commitments to lend additional funds to modified loans— — — — — 
December 31, 2018
Number of Loans1 — 5 — 6 
Pre-Modification Outstanding Recorded Investment$38 $— $44 $— $82 
Post-Modification Outstanding Recorded Investment38 — 44 — 82 
Subsequent Default, Number of Contracts— — — — — 
Subsequent Default, Recorded Investment— — — — — 
Commitments to lend additional funds to modified loans— — — — —