Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and Due From Banks	$ 42,116	$ 47,035
Interest-Bearing Deposits at Banks	338,875	23,186
Investments, Debt and Equity Securities [Abstract]
Available-for-Sale	365,287	357,334
Held-to-Maturity (Approximate Fair Value of $226,576 at December 31, 2020, and $249,618 at December 31, 2019)	218,405	245,065
Equity Securities	1,636	2,063
Other Investments	5,349	10,317
Loans	2,595,030	2,386,120
Allowance for Loan Losses	(29,232)	(21,187)
Net Loans	2,565,798	2,364,933
Premises and Equipment, Net	42,612	40,629
Goodwill	21,873	21,873
Other Intangible Assets, Net	1,950	1,661
Other Assets	84,735	70,179
Total Assets	3,688,636	3,184,275
LIABILITIES
Noninterest-Bearing Deposits	701,341	484,944
Interest-Bearing Checking Accounts	832,434	689,221
Savings Deposits	1,423,358	1,046,568
Time Deposits over $250,000	123,622	123,968
Other Time Deposits	153,971	271,353
Total Deposits	3,234,726	2,616,054
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	17,486	51,099
Federal Home Loan Bank Overnight Advances	0	130,000
Federal Home Loan Bank Term Advances	45,000	30,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Finance Leases	5,217	5,254
Other Liabilities	31,815	30,140
Total Liabilities	3,354,244	2,882,547
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value, 1,000,000 Shares Authorized	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (20,194,474 Shares Issued at December 31, 2020, and 19,606,449 Shares Issued at December 31, 2019)	20,194	19,606
Additional Paid-in Capital	353,662	335,355
Retained Earnings	41,899	33,218
Accumulated Other Comprehensive Loss	(816)	(6,357)
Treasury Stock, at Cost (4,678,736 Shares at December 31, 2020, and 4,608,258 Shares at December 31, 2019)	(80,547)	(80,094)
Total Stockholders’ Equity	334,392	301,728
Total Liabilities and Stockholders’ Equity	$ 3,688,636	$ 3,184,275