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Loans (Tables)
 9 Months Ended
Sep. 30, 2020
Receivables [Abstract]  
Past Due Financing Receivables
The following table presents loan balances outstanding as of September 30, 2020, December 31, 2019 and September 30, 2019 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers a loan past due 30 or more days when the borrower is two payments past due. Loans held-for-sale of $10,580, $150 and $1,905 as of September 30, 2020, December 31, 2019 and September 30, 2019, respectively, are included in the residential real estate balances for current loans.
Schedule of Past Due Loans by Loan Category
Commercial
CommercialReal EstateConsumerResidentialTotal
September 30, 2020
Loans Past Due 30-59 Days$43 $— $4,238 $428 $4,709 
Loans Past Due 60-89 Days79 85 2,853 765 3,782 
Loans Past Due 90 or more Days22 1,475 1,303 1,517 4,317 
Total Loans Past Due144 1,560 8,394 2,710 12,808 
Current Loans275,777 539,673 841,132 923,065 2,579,647 
Total Loans$275,921 $541,233 $849,526 $925,775 $2,592,455 
Loans 90 or More Days Past Due
and Still Accruing Interest		$— $— $— $121 $121 
Nonaccrual Loans72 1,475 1,559 2,898 6,004 
December 31, 2019
Loans Past Due 30-59 Days$150 $— $5,670 $152 $5,972 
Loans Past Due 60-89 Days42 266 2,700 2,027 5,035 
Loans Past Due 90 or more Days21 326 445 1,807 2,599 
Total Loans Past Due213 592 8,815 3,986 13,606 
Current Loans150,447 509,949 802,383 909,735 2,372,514 
Total Loans$150,660 $510,541 $811,198 $913,721 $2,386,120 
Loans 90 or More Days Past Due
and Still Accruing Interest		$— $— $— $253 $253 
Nonaccrual Loans81 326 663 2,935 4,005 
September 30, 2019
Loans Past Due 30-59 Days$99 $— $5,216 $241 $5,556 
Loans Past Due 60-89 Days48 30 1,624 1,011 2,713 
Loans Past Due 90 or more Days— 328 415 2,387 3,130 
Total Loans Past Due147 358 7,255 3,639 11,399 
Current Loans141,988 497,725 798,542 885,937 2,324,192 
Total Loans$142,135 $498,083 $805,797 $889,576 $2,335,591 
Loans 90 or More Days Past Due
and Still Accruing Interest		$— $— $86 $980 $1,066 
Nonaccrual Loans28 465 564 2,408 3,465 
Allowance for Credit Losses on Financing Receivables
The following table presents a roll-forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
Commercial
CommercialReal EstateConsumerResidentialTotal
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
June 30, 2020$1,917 $8,361 $10,639 $5,383 $26,300 
Charge-offs(17)(5)(370)— (392)
Recoveries— — 267 — 267 
Provision419 1,013 609 230 2,271 
September 30, 2020$2,319 $9,369 $11,145 $5,613 $28,446 
June 30, 2019$1,231 $5,459 $9,654 $4,351 $20,695 
Charge-offs(11)— (351)(40)(402)
Recoveries— — 120 — 120 
Provision42 162 263 51 518 
September 30, 2019$1,262 $5,621 $9,686 $4,362 $20,931 
Allowance for Loan Losses
Commercial
CommercialReal EstateConsumerResidentialTotal
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
December 31, 2019$1,386 $5,830 $9,408 $4,563 $21,187 
Charge-offs(37)(5)(1,268)(50)(1,360)
Recoveries3 — 533 — 536 
Provision967 3,544 2,472 1,100 8,083 
September 30, 2020$2,319 $9,369 $11,145 $5,613 $28,446 
December 31, 2018$1,218 $5,644 $8,882 $4,452 $20,196 
Charge-offs(12)(29)(1,137)(54)(1,232)
Recoveries98 — 424 — 522 
Provision(42)6 1,517 (36)1,445 
September 30, 2019$1,262 $5,621 $9,686 $4,362 $20,931 
September 30, 2020
Allowance for loan losses - Loans Individually Evaluated for Impairment$18 $— $— $28 $46 
Allowance for loan losses - Loans Collectively Evaluated for Impairment2,301 9,369 11,145 5,585 28,400 
Ending Loan Balance - Individually Evaluated for Impairment47 1,128 124 1,427 2,726 
Ending Loan Balance - Collectively Evaluated for Impairment$275,874 $540,105 $849,402 $924,348 $2,589,729 
December 31, 2019
Allowance for loan losses - Loans Individually Evaluated for Impairment$5 $— $— $42 $47 
Allowance for creditlosses - Loans Collectively Evaluated for Impairment1,381 5,830 9,408 4,521 21,140 
Ending Loan Balance - Individually Evaluated for Impairment35 — 107 959 1,101 
Ending Loan Balance - Collectively Evaluated for Impairment$150,625 $510,541 $811,091 $912,762 $2,385,019 
Allowance for Loan Losses
Commercial
CommercialReal EstateConsumerResidentialTotal
September 30, 2019
Allowance for loan losses - Loans Individually Evaluated for Impairment$5 $— $— $— $5 
Allowance for credit losses - Loans Collectively Evaluated for Impairment1,257 5,621 9,686 4,362 20,926 
Ending Loan Balance - Individually Evaluated for Impairment36 — 113 575 724 
Ending Loan Balance - Collectively Evaluated for Impairment$142,099 $498,083 $805,684 $889,001 $2,334,867 
Financing Receivable Credit Quality Indicators
The following table presents the credit quality indicators by loan category at September 30, 2020, December 31, 2019 and September 30, 2019:
Loan Credit Quality Indicators
Commercial
CommercialReal EstateConsumerResidentialTotal
September 30, 2020
Credit Risk Profile by Creditworthiness Category:
Satisfactory$264,094 $493,982 $758,076 
Special Mention1,485 12,620 14,105 
Substandard10,342 34,631 44,973 
Doubtful— — — 
Credit Risk Profile Based on Payment Activity:
Performing$847,967 $922,756 $1,770,723 
Nonperforming1,559 3,019 4,578 
December 31, 2019
Credit Risk Profile by Creditworthiness Category:
Satisfactory$144,283 $484,267 $628,550 
Special Mention32 263 295 
Substandard6,345 26,011 32,356 
Doubtful— — — 
Credit Risk Profile Based on Payment Activity:
Performing$810,535 $910,533 $1,721,068 
Nonperforming663 3,188 3,851 
September 30, 2019
Credit Risk Profile by Creditworthiness Category:
Satisfactory$135,355 $471,637 $606,992 
Special Mention107 2,484 2,591 
Substandard6,673 23,962 30,635 
Doubtful— — — 
Credit Risk Profile Based on Payment Activity:
Performing$805,147 $886,188 $1,691,335 
Nonperforming650 3,388 4,038 
Impaired Financing Receivables
The following table presents information on impaired loans as of September 30, 2020, December 31, 2019 and September 30, 2019 based on whether the impaired loan has a recorded related allowance or has no recorded related allowance:
Impaired Loans
Commercial
CommercialReal EstateConsumerResidentialTotal
September 30, 2020
Recorded Investment:
With No Related Allowance$— $1,124 $124 $1,178 $2,426 
With a Related Allowance46 — — 249 295 
Unpaid Principal Balance:
With No Related Allowance— 1,128 124 1,178 2,430 
With a Related Allowance47 — — 249 296 
December 31, 2019
Recorded Investment:
With No Related Allowance$— $— $108 $699 $807 
With a Related Allowance34 — — 260 294 
Unpaid Principal Balance:
With No Related Allowance— — 107 699 806 
With a Related Allowance35 — — 260 295 
September 30, 2019
Recorded Investment:
With No Related Allowance$— $— $114 $575 $689 
With a Related Allowance35 — — — 35 
Unpaid Principal Balance:
With No Related Allowance— — 113 575 $688 
With a Related Allowance36 — — — 36 
For the Quarter Ended:
September 30, 2020
Average Recorded Balance:
With No Related Allowance$2 $1,127 $120 $938 $2,187 
With a Related Allowance46 — — 253 299 
Interest Income Recognized:
With No Related Allowance— — — — — 
With a Related Allowance— — — — — 
Cash Basis Income:
With No Related Allowance— — — — — 
With a Related Allowance— — — — — 
September 30, 2019
Average Recorded Balance:
With No Related Allowance$— $1 $119 $1,489 $1,609 
With a Related Allowance36 — — — 36 
Interest Income Recognized:
With No Related Allowance— — — — — 
With a Related Allowance— — — — — 
Cash Basis Income:
With No Related Allowance— — — — — 
With a Related Allowance— — — — — 
Troubled Debt Restructurings on Financing Receivables
The following table presents information on loans modified in trouble debt restructurings during the periods indicated.
Loans Modified in Trouble Debt Restructurings During the Period
Commercial
CommercialReal EstateConsumerResidentialTotal
For the Quarter Ended:
September 30, 2020
Number of Loans— — — — — 
Pre-Modification Outstanding Recorded Investment$— $— $— $— $— 
Post-Modification Outstanding Recorded Investment— — — — — 
Subsequent Default, Number of Contracts— — — — — 
Subsequent Default, Recorded Investment— — — — — 
September 30, 2019
Number of Loans— — — — — 
Pre-Modification Outstanding Recorded Investment$— $— $— $— $— 
Post-Modification Outstanding Recorded Investment— — — — — 
Subsequent Default, Number of Contracts— — — — — 
Subsequent Default, Recorded Investment— — — — —