Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019	Sep. 30, 2019
ASSETS
Cash and Due From Banks	$ 54,286	$ 47,035	$ 65,882
Interest-Bearing Deposits at Banks	396,380	23,186	26,416
Investment Securities:
Available-for-Sale at Fair Value	374,928	357,334	314,182
Held-to-Maturity (Approximate Fair Value of $233,501 at September 30, 2020; $249,618 at December 31, 2019; and $259,128 at September 30, 2019)	224,799	245,065	255,095
Equity Securities	1,511	2,063	1,996
FHLB and Federal Reserve Bank Stock	5,574	10,317	6,627
Loans	2,592,455	2,386,120	2,335,591
Allowance for Loan Losses	(28,446)	(21,187)	(20,931)
Net Loans	2,564,009	2,364,933	2,314,660
Premises and Equipment, Net	42,075	40,629	40,228
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,789	1,661	1,713
Other Assets	90,460	70,179	64,150
Total Assets	3,777,684	3,184,275	3,112,822
LIABILITIES
Noninterest-Bearing Deposits	690,232	484,944	516,876
Interest-Bearing Checking Accounts	912,980	689,221	801,446
Savings Deposits	1,354,956	1,046,568	929,691
Time Deposits over $250,000	112,555	123,968	96,770
Other Time Deposits	194,135	271,353	269,764
Total Deposits	3,264,858	2,616,054	2,614,547
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	73,949	51,099	72,869
Federal Home Loan Bank Overnight Advances	0	130,000	48,000
Federal Home Loan Bank Term Advances	50,000	30,000	30,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,228	5,254	5,263
Other Liabilities	37,989	30,140	29,915
Total Liabilities	3,452,024	2,882,547	2,820,594
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at September 30, 2020, December 31, 2019 and September 30, 2019	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (20,194,474 Shares Issued at September 30, 2020 and 19,606,449 at December 31, 2019 and September 30, 2019)	20,194	19,606	19,606
Additional Paid-in Capital	353,062	335,355	334,597
Retained Earnings	33,434	33,218	27,375
Unallocated ESOP Shares (None at September 30, 2020 and December 31, 2019 and 5,151 Shares at September 30, 2019)	0	0	(100)
Accumulated Other Comprehensive Loss	(253)	(6,357)	(8,979)
Treasury Stock, at Cost (4,705,102 Shares at September 30, 2020; 4,608,258 Shares at December 31, 2019 and 4,632,657 Shares at September 30, 2019)	(80,777)	(80,094)	(80,271)
Total Stockholders’ Equity	325,660	301,728	292,228
Total Liabilities and Stockholders’ Equity	$ 3,777,684	$ 3,184,275	$ 3,112,822