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Loans (Tables)
 6 Months Ended
Jun. 30, 2020
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables
The following table presents loan balances outstanding as of June 30, 2020, December 31, 2019 and June 30, 2019 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers a loan past due 30 or more days when the borrower is two payments past due. Loans held-for-sale of $12,007, $150 and $1,433 as of June 30, 2020, December 31, 2019 and June 30, 2019, respectively, are included in the residential real estate balances for current loans.
Schedule of Past Due Loans by Loan Category
Commercial
CommercialReal EstateConsumerResidentialTotal
June 30, 2020
Loans Past Due 30-59 Days$172  $—  $4,696  $194  $5,062  
Loans Past Due 60-89 Days128  —  3,227  481  3,836  
Loans Past Due 90 or more Days116  1,481  1,572  1,637  4,806  
Total Loans Past Due416  1,481  9,495  2,312  13,704  
Current Loans276,255  531,551  818,998  921,407  2,548,211  
Total Loans$276,671  $533,032  $828,493  $923,719  $2,561,915  
Loans 90 or More Days Past Due
and Still Accruing Interest		$8  $237  $505  $151  $901  
Nonaccrual Loans163  1,439  1,304  2,555  5,461  
December 31, 2019
Loans Past Due 30-59 Days$150  $—  $5,670  $152  $5,972  
Loans Past Due 60-89 Days42  266  2,700  2,027  5,035  
Loans Past Due 90 or more Days21  326  445  1,807  2,599  
Total Loans Past Due213  592  8,815  3,986  13,606  
Current Loans150,447  509,949  802,383  909,735  2,372,514  
Total Loans$150,660  $510,541  $811,198  $913,721  $2,386,120  
Loans 90 or More Days Past Due
and Still Accruing Interest		$—  $—  $—  $253  $253  
Nonaccrual Loans81  326  663  2,935  4,005  
June 30, 2019
Loans Past Due 30-59 Days$119  $—  $4,935  $1,606  $6,660  
Loans Past Due 60-89 Days73  —  948  268  1,289  
Loans Past Due 90 or more Days—  328  177  1,337  1,842  
Total Loans Past Due192  328  6,060  3,211  9,791  
Current Loans138,139  489,946  772,964  869,468  2,270,517  
Total Loans$138,331  $490,274  $779,024  $872,679  $2,280,308  
Loans 90 or More Days Past Due
and Still Accruing Interest		$—  $220  $45  $192  $457  
Nonaccrual Loans58  248  412  4,231  4,949  
Allowance for Credit Losses on Financing Receivables
The following table presents a roll-forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
Commercial
CommercialReal EstateConsumerResidentialTotal
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
March 31, 2020$1,639  $7,065  $10,004  $4,929  $23,637  
Charge-offs(6) —  (431) (50) (487) 
Recoveries3  —  107  —  110  
Provision281  1,296  959  504  3,040  
June 30, 2020$1,917  $8,361  $10,639  $5,383  $26,300  
March 31, 2019$1,250  $5,589  $9,409  $4,125  $20,373  
Charge-offs—  —  (368) —  (368) 
Recoveries—  —  235  —  235  
Provision(19) (130) 378  226  455  
June 30, 2019$1,231  $5,459  $9,654  $4,351  $20,695  
Allowance for Loan Losses
Commercial
CommercialReal EstateConsumerResidentialTotal
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
December 31, 2019$1,386  $5,830  $9,408  $4,563  $21,187  
Charge-offs(20) —  (898) (50) (968) 
Recoveries3  —  266  —  269  
Provision548  2,531  1,863  870  5,812  
June 30, 2020$1,917  $8,361  $10,639  $5,383  $26,300  
December 31, 2018$1,218  $5,644  $8,882  $4,452  $20,196  
Charge-offs(1) (29) (786) (14) (830) 
Recoveries—  —  402  —  402  
Provision14  (156) 1,156  (87) 927  
June 30, 2019$1,231  $5,459  $9,654  $4,351  $20,695  
June 30, 2020
Allowance for loan losses - Loans Individually Evaluated for Impairment$19  $—  $—  $37  $56  
Allowance for loan losses - Loans Collectively Evaluated for Impairment1,898  8,361  10,639  5,346  26,244  
Ending Loan Balance - Individually Evaluated for Impairment51  1,134  116  952  2,253  
Ending Loan Balance - Collectively Evaluated for Impairment$276,620  $531,898  $828,377  $922,767  $2,559,662  
December 31, 2019
Allowance for loan losses - Loans Individually Evaluated for Impairment$5  $—  $—  $42  $47  
Allowance for creditlosses - Loans Collectively Evaluated for Impairment1,381  5,830  9,408  4,521  21,140  
Ending Loan Balance - Individually Evaluated for Impairment35  —  107  959  1,101  
Ending Loan Balance - Collectively Evaluated for Impairment$150,625  $510,541  $811,091  $912,762  $2,385,019  
Allowance for Loan Losses
Commercial
CommercialReal EstateConsumerResidentialTotal
June 30, 2019
Allowance for loan losses - Loans Individually Evaluated for Impairment$5  $—  $—  $—  $5  
Allowance for credit losses - Loans Collectively Evaluated for Impairment1,226  5,459  9,654  4,351  20,690  
Ending Loan Balance - Individually Evaluated for Impairment37  1  124  2,402  2,564  
Ending Loan Balance - Collectively Evaluated for Impairment$138,294  $490,273  $778,900  $870,277  $2,277,744  
Financing Receivable Credit Quality Indicators
The following table presents the credit quality indicators by loan category at June 30, 2020, December 31, 2019 and June 30, 2019:
Loan Credit Quality Indicators
Commercial
CommercialReal EstateConsumerResidentialTotal
June 30, 2020
Credit Risk Profile by Creditworthiness Category:
Satisfactory$268,315  $498,049  $766,364  
Special Mention1,560  5,830  7,390  
Substandard6,796  29,153  35,949  
Doubtful—  —  —  
Credit Risk Profile Based on Payment Activity:
Performing$826,684  $921,013  $1,747,697  
Nonperforming1,809  2,706  4,515  
December 31, 2019
Credit Risk Profile by Creditworthiness Category:
Satisfactory$144,283  $484,267  $628,550  
Special Mention32  263  295  
Substandard6,345  26,011  32,356  
Doubtful—  —  —  
Credit Risk Profile Based on Payment Activity:
Performing$810,535  $910,533  $1,721,068  
Nonperforming663  3,188  3,851  
June 30, 2019
Credit Risk Profile by Creditworthiness Category:
Satisfactory$131,886  $461,211  $593,097  
Special Mention123  2,524  2,647  
Substandard6,322  26,539  32,861  
Doubtful—  —  —  
Credit Risk Profile Based on Payment Activity:
Performing$778,567  $868,256  $1,646,823  
Nonperforming457  4,423  4,880  
Impaired Financing Receivables
The following table presents information on impaired loans as of June 30, 2020, December 31, 2019 and June 30, 2019 based on whether the impaired loan has a recorded related allowance or has no recorded related allowance:
Impaired Loans
Commercial
CommercialReal EstateConsumerResidentialTotal
June 30, 2020
Recorded Investment:
With No Related Allowance$3  $1,130  $116  $697  $1,946  
With a Related Allowance46  —  —  256  302  
Unpaid Principal Balance:
With No Related Allowance3  1,134  116  697  1,950  
With a Related Allowance47  —  —  256  303  
December 31, 2019
Recorded Investment:
With No Related Allowance$—  $—  $108  $699  $807  
With a Related Allowance34  —  —  260  294  
Unpaid Principal Balance:
With No Related Allowance—  —  107  699  806  
With a Related Allowance35  —  —  260  295  
June 30, 2019
Recorded Investment:
With No Related Allowance$—  $1  $124  $2,402  $2,527  
With a Related Allowance37  —  —  —  37  
Unpaid Principal Balance:
With No Related Allowance—  1  124  2,402  $2,527  
With a Related Allowance36  —  —  —  36  
For the Quarter Ended:
June 30, 2020
Average Recorded Balance:
With No Related Allowance$2  $565  $112  $698  $1,377  
With a Related Allowance40  —  —  258  298  
Interest Income Recognized:
With No Related Allowance—  10  —  —  10  
With a Related Allowance—  —  —  —  —  
Cash Basis Income:
With No Related Allowance—  —  —  —  —  
With a Related Allowance—  —  —  —  —  
June 30, 2019
Average Recorded Balance:
With No Related Allowance$19  $195  $113  $2,410  $2,737  
With a Related Allowance19  —  —  —  19  
Interest Income Recognized:
With No Related Allowance—  —  —  —  —  
With a Related Allowance—  —  —  —  —  
Cash Basis Income:
With No Related Allowance—  —  —  —  —  
With a Related Allowance—  —  —  —  —  
Troubled Debt Restructurings on Financing Receivables
The following table presents information on loans modified in trouble debt restructurings during the periods indicated.
Loans Modified in Trouble Debt Restructurings During the Period
Commercial
CommercialReal EstateConsumerResidentialTotal
For the Quarter Ended:
June 30, 2020
Number of Loans—  —  1  —  1  
Pre-Modification Outstanding Recorded Investment$—  $—  $16  $—  $16  
Post-Modification Outstanding Recorded Investment—  —  16  —  16  
Subsequent Default, Number of Contracts—  —  —  —  —  
Subsequent Default, Recorded Investment—  —  —  —  —  
June 30, 2019
Number of Loans—  —  4  —  4  
Pre-Modification Outstanding Recorded Investment$—  $—  $34  $—  $34  
Post-Modification Outstanding Recorded Investment—  —  34  —  34  
Subsequent Default, Number of Contracts—  —  —  —  —  
Subsequent Default, Recorded Investment—  —  —  —  —