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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
INTEREST AND DIVIDEND INCOME    
Interest and Fees on Loans $ 24,874 $ 22,403
Interest on Deposits at Banks 124 195
Interest and Dividends on Investment Securities:    
Fully Taxable 2,193 2,369
Exempt from Federal Taxes 1,035 1,246
Total Interest and Dividend Income 28,226 26,213
INTEREST EXPENSE    
Interest-Bearing Checking Accounts 487 482
Savings Deposits 2,471 1,601
Time Deposits over $250,000 533 396
Other Time Deposits 1,000 713
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 22 22
Federal Home Loan Bank Advances 429 1,594
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 228 269
Interest on Financing Leases 50 15
Total Interest Expense 5,220 5,092
NET INTEREST INCOME 23,006 21,121
Provision for Loan Losses 2,772 472
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 20,234 20,649
NONINTEREST INCOME    
Insurance Commissions 1,632 1,719
Net (Loss) Gain on Securities (374) 76
Net Gain on Sales of Loans 213 104
Other Operating Income 1,559 479
Total Noninterest Income 7,694 6,887
NONINTEREST EXPENSE    
Salaries and Employee Benefits 10,383 9,319
Occupancy Expenses, Net 1,449 1,420
Technology and Equipment Expense 3,352 3,141
FDIC Assessments 219 212
Other Operating Expense 2,351 2,560
Total Noninterest Expense 17,754 16,652
INCOME BEFORE PROVISION FOR INCOME TAXES 10,174 10,884
Provision for Income Taxes 2,047 2,150
NET INCOME $ 8,127 $ 8,734
Average Shares Outstanding:    
Basic (in shares) 14,996 [1] 14,903 [2]
Diluted (in shares) [2] 15,026 14,956
Per Common Share:    
Basic Earnings (in dollars per share) [1] $ 0.54 $ 0.59
Diluted Earnings (in dollars per share) [1] $ 0.54 $ 0.58
Fiduciary and Trust    
NONINTEREST INCOME    
Revenue from Contract with Customer $ 2,213 $ 2,107
Deposit Account    
NONINTEREST INCOME    
Revenue from Contract with Customer $ 2,451 $ 2,402
[1] Cash dividends paid per share have been adjusted for the September 27, 2019 3% stock dividend.
[2] 2019 Share and Per Share Amounts have been restated for the September 27, 2019 3% stock dividend.