Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019
ASSETS
Cash and Due From Banks	$ 32,525	$ 47,035	$ 36,198
Interest-Bearing Deposits at Banks	106,004	23,186	25,031
Investment Securities:
Available-for-Sale at Fair Value	378,186	357,334	298,812
Held-to-Maturity (Approximate Fair Value of $242,804 at March 31, 2020; $249,618 at December 31, 2019; and $280,414 at March 31, 2019)	238,520	245,065	279,400
Equity Securities	1,689	2,063	1,850
FHLB and Federal Reserve Bank Stock	5,379	10,317	7,878
Loans	2,414,193	2,386,120	2,235,208
Allowance for Loan Losses	(23,637)	(21,187)	(20,373)
Net Loans	2,390,556	2,364,933	2,214,835
Premises and Equipment, Net	40,987	40,629	34,949
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,640	1,661	1,777
Other Assets	73,973	70,179	62,280
Total Assets	3,291,332	3,184,275	2,984,883
LIABILITIES
Noninterest-Bearing Deposits	489,151	484,944	453,089
Interest-Bearing Checking Accounts	793,425	689,221	823,301
Savings Deposits	1,146,683	1,046,568	866,861
Time Deposits over $250,000	135,854	123,968	83,834
Other Time Deposits	245,892	271,353	263,012
Total Deposits	2,811,005	2,616,054	2,490,097
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	57,909	51,099	58,407
Federal Home Loan Bank Overnight Advances	0	130,000	74,500
Federal Home Loan Bank Term Advances	50,000	30,000	35,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,249	5,254	2,946
Other Liabilities	37,771	30,140	27,324
Total Liabilities	2,981,934	2,882,547	2,708,274
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at March 31, 2020 and December 31, 2019; $5 Par Value and 1,000,000 Shares Authorized at March 31, 2019	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized at March 31, 2020 and December 31, 2019 and 20,000,000 Shares Authorized at March 31, 2019 (19,606,449 Shares Issued at March 31, 2020 and December 31, 2019 and 19,035,565 at March 31, 2019)	19,606	19,606	19,035
Additional Paid-in Capital	336,021	335,355	315,262
Retained Earnings	37,441	33,218	34,231
Unallocated ESOP Shares (None at March 31, 2020 and December 31, 2019 and 5,501 Shares at March 31, 2019)	0	0	(100)
Accumulated Other Comprehensive Loss	(2,412)	(6,357)	(11,567)
Treasury Stock, at Cost (4,624,348 Shares at March 31, 2020; 4,608,258 Shares at December 31, 2019 and 4,556,083 Shares at March 31, 2019)	(81,258)	(80,094)	(80,252)
Total Stockholders’ Equity	309,398	301,728	276,609
Total Liabilities and Stockholders’ Equity	$ 3,291,332	$ 3,184,275	$ 2,984,883