Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and Due From Banks	$ 47,035	$ 56,529
Interest-Bearing Deposits at Banks	23,186	27,710
Investment Securities:
Available-for-Sale	357,334	317,535
Held-to-Maturity (Approximate Fair Value of $249,618 at December 31, 2019, and $280,338 at December 31, 2018)	245,065	283,476
Equity Securities	2,063	1,774
Other Investments	10,317	15,506
Loans	2,386,120	2,196,215
Allowance for Loan Losses	(21,187)	(20,196)
Net Loans	2,364,933	2,176,019
Premises and Equipment, Net	40,629
Premises and Equipment, Net	35,458	30,446
Goodwill	21,873	21,873
Other Intangible Assets, Net	1,661	1,852
Other Assets	70,179	55,614
Total Assets	3,184,275	2,988,334
LIABILITIES
Noninterest-Bearing Deposits	484,944	472,768
Interest-Bearing Checking Accounts	689,221	790,781
Savings Deposits	1,046,568	818,048
Time Deposits over $250,000	123,968	73,583
Other Time Deposits	271,353	190,404
Total Deposits	2,616,054	2,345,584
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	51,099	54,659
Federal Home Loan Bank Overnight Advances	130,000	234,000
Federal Home Loan Bank Term Advances	30,000	45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Finance Leases	5,254
Other Liabilities	30,140	19,507
Total Liabilities	2,882,547	2,718,750
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at December 31, 2019 and $5 Par Value; 1,000,000 Shares Authorized at December 31, 2018	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized at December 31, 2019 and 20,000,000 Shares Authorized at December 31, 2018 (19,606,449 Shares Issued at December 31, 2019, and 19,035,565 Shares Issued at December 31, 2018)	19,606	19,035
Additional Paid-in Capital	335,355	314,533
Retained Earnings	33,218	29,257
Unallocated ESOP Shares (None at December 31, 2019, and 5,001 Shares at December 31, 2018)	0	(100)
Accumulated Other Comprehensive Loss	(6,357)	(13,810)
Treasury Stock, at Cost (4,608,258 Shares at December 31, 2019, and 4,558,207 Shares at December 31, 2018)	(80,094)	(79,331)
Total Stockholders’ Equity	301,728	269,584
Total Liabilities and Stockholders’ Equity	$ 3,184,275	$ 2,988,334