Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
ASSETS
Cash and Due From Banks	$ 65,882	$ 56,529	$ 57,385
Interest-Bearing Deposits at Banks	26,416	27,710	34,910
Investment Securities:
Available-for-Sale	314,182	317,535	340,411
Held-to-Maturity (Approximate Fair Value of $259,128 at September 30, 2019; $280,338 at December 31, 2018; and $282,719 at September 30, 2018)	255,095	283,476	289,952
Equity Securities	1,996	1,774	1,916
Other Investments	6,627	15,506	10,866
Loans	2,335,591	2,196,215	2,126,100
Allowance for Loan Losses	(20,931)	(20,196)	(20,003)
Net Loans	2,314,660	2,176,019	2,106,097
Premises and Equipment, Net	40,228	30,446	28,601
Goodwill	21,873	21,873	21,873
Other Intangible Assets, Net	1,713	1,852	1,954
Other Assets	64,150	55,614	59,255
Total Assets	3,112,822	2,988,334	2,953,220
LIABILITIES
Noninterest-Bearing Deposits	516,876	472,768	490,469
Interest-Bearing Checking Accounts	801,446	790,781	899,547
Savings Deposits	929,691	818,048	758,727
Time Deposits over $250,000	96,770	73,583	76,226
Other Time Deposits	269,764	190,404	182,886
Total Deposits	2,614,547	2,345,584	2,407,855
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	72,869	54,659	62,503
Federal Home Loan Bank Overnight Advances	48,000	234,000	131,000
Federal Home Loan Bank Term Advances	30,000	45,000	45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Finance Leases	5,263
Other Liabilities	29,915	19,507	22,052
Total Liabilities	2,820,594	2,718,750	2,688,410
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at September 30, 2019; $5 Par Value and 1,000,000 Shares Authorized at December 31, 2018 and September 30, 2018	0	0	0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized at September 30, 2019 and 20,000,000 Shares Authorized at December 31, 2018 and September 30, 2018 (19,606,449 Shares Issued at September 30, 2019 and 19,035,565 at December 31, 2018 and September 30, 2018)	19,606	19,035	19,035
Additional Paid-in Capital	334,597	314,533	313,763
Retained Earnings	27,375	29,257	24,258
Unallocated ESOP Shares (5,151 Shares at September 30, 2019; 5,001 Shares at December 31, 2018 and 9,932 Shares at September 30, 2018)	(100)	(100)	(200)
Accumulated Other Comprehensive Loss	(8,979)	(13,810)	(12,621)
Treasury Stock, at Cost (4,632,657 Shares at September 30, 2019; 4,558,207 Shares at December 31, 2018 and 4,584,147 Shares at September 30, 2018)	(80,271)	(79,331)	(79,425)
Total Stockholders’ Equity	292,228	269,584	264,810
Total Liabilities and Stockholders’ Equity	$ 3,112,822	$ 2,988,334	$ 2,953,220