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Loans (Tables)
 6 Months Ended
Jun. 30, 2019
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables
The following table presents loan balances outstanding as of June 30, 2019, December 31, 2018 and June 30, 2018 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers a loan past due 30 or more days when the borrower is two payments past due.
Schedule of Past Due Loans by Loan Category
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
June 30, 2019
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
119

 
$
—

 
$
4,935

 
$
1,606

 
$
6,660

Loans Past Due 60-89 Days
73

 
—

 
948

 
268

 
1,289

Loans Past Due 90 or more Days
—

 
328

 
177

 
1,337

 
1,842

Total Loans Past Due
192

 
328

 
6,060

 
3,211

 
9,791

Current Loans
138,139

 
489,946

 
772,964

 
869,468

 
2,270,517

Total Loans
$
138,331

 
$
490,274

 
$
779,024

 
$
872,679

 
$
2,280,308

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
220

 
$
45

 
$
192

 
$
457

Nonaccrual Loans
58

 
248

 
412

 
4,231

 
4,949

 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
121

 
$
108

 
$
5,369

 
$
281

 
$
5,879

Loans Past Due 60-89 Days
49

 
—

 
2,136

 
1,908

 
4,093

Loans Past Due 90 or more Days
—

 
789

 
572

 
1,844

 
3,205

Total Loans Past Due
170

 
897

 
8,077

 
4,033

 
13,177

Current Loans
136,720

 
483,665

 
711,433

 
851,220

 
2,183,038

Total Loans
$
136,890

 
$
484,562

 
$
719,510

 
$
855,253

 
$
2,196,215

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
144

 
$
1,081

 
$
1,225

Nonaccrual Loans
403

 
789

 
658

 
2,309

 
4,159

 
 
 
 
 
 
 
 
 
 
June 30, 2018
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
3

 
$
—

 
$
4,769

 
$
2,004

 
$
6,776

Loans Past Due 60-89 Days
15

 
—

 
720

 
273

 
1,008

Loans Past Due 90 or more Days
28

 
963

 
231

 
771

 
1,993

Total Loans Past Due
46

 
963

 
5,720

 
3,048

 
9,777

Current Loans
118,835

 
463,430

 
656,188

 
809,632

 
2,048,085

Total Loans
$
118,881

 
$
464,393

 
$
661,908

 
$
812,680

 
$
2,057,862

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
28

 
$
142

 
$
170

Nonaccrual Loans
633

 
963

 
459

 
1,825

 
3,880
Allowance for Credit Losses on Financing Receivables
The following table presents a roll-forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
March 31, 2019
$
1,250

 
$
5,589

 
$
9,409

 
$
4,125

 
$
20,373

Charge-offs
—

 
—

 
(368
)
 
—

 
(368
)
Recoveries
—

 
—

 
235

 
—

 
235

Provision
(19
)
 
(130
)
 
378

 
226

 
455

June 30, 2019
$
1,231

 
$
5,459

 
$
9,654

 
$
4,351

 
$
20,695

 
 
 
 
 
 
 
 
 
 
March 31, 2018
$
1,119

 
$
5,412

 
$
8,019

 
$
4,507

 
$
19,057

Charge-offs
—

 
—

 
(248
)
 
(16
)
 
(264
)
Recoveries
—

 
3

 
215

 
—

 
218

Provision
(175
)
 
423

 
351

 
30

 
629

June 30, 2018
$
944

 
$
5,838

 
$
8,337

 
$
4,521

 
$
19,640

 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
December 31, 2018
$
1,218

 
$
5,644

 
$
8,882

 
$
4,452

 
$
20,196

Charge-offs
(1
)
 
(29
)
 
(786
)
 
(14
)
 
(830
)
Recoveries
—

 
—

 
402

 
—

 
402

Provision
14

 
(156
)
 
1,156

 
(87
)
 
927

June 30, 2019
$
1,231

 
$
5,459

 
$
9,654

 
$
4,351

 
$
20,695

 
 
 
 
 
 
 
 
 
 
December 31, 2017
$
1,873

 
$
4,504

 
$
7,604

 
$
4,605

 
$
18,586

Charge-offs
(16
)
 
—

 
(595
)
 
(23
)
 
(634
)
Recoveries
—

 
12

 
301

 
—

 
313

Provision
(913
)
 
1,322

 
1,027

 
(61
)
 
1,375

June 30, 2018
$
944

 
$
5,838

 
$
8,337

 
$
4,521

 
$
19,640

 
 
 
 
 
 
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
5

 
$
—

 
$
—

 
$
—

 
$
5

Allowance for loan losses - Loans Collectively Evaluated for Impairment
1,226

 
5,459

 
9,654

 
4,351

 
20,690

Ending Loan Balance - Individually Evaluated for Impairment
37

 
1

 
124

 
2,402

 
2,564

Ending Loan Balance - Collectively Evaluated for Impairment
$
138,294

 
$
490,273

 
$
778,900

 
$
870,277

 
$
2,277,744

 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
—

 
$
—

 
$
—

 
$
4

 
$
4

Allowance for loan losses - Loans Collectively Evaluated for Impairment
1,218

 
5,644

 
8,882

 
4,448

 
20,192

Ending Loan Balance - Individually Evaluated for Impairment
430

 
793

 
101

 
1,899

 
3,223

Ending Loan Balance - Collectively Evaluated for Impairment
$
136,460

 
$
483,769

 
$
719,409

 
$
853,354

 
$
2,192,992

 
 
 
 
 
 
 
 
 
 
June 30, 2018
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
88

 
$
44

 
$
—

 
$
53

 
$
185

Allowance for loan losses - Loans Collectively Evaluated for Impairment
856

 
5,794

 
8,337

 
4,468

 
19,455

Ending Loan Balance - Individually Evaluated for Impairment
489

 
813

 
110

 
1,080

 
2,492

Ending Loan Balance - Collectively Evaluated for Impairment
$
118,392

 
$
463,580

 
$
661,798

 
$
811,600

 
$
2,055,370

    
Financing Receivable Credit Quality Indicators
The following table presents the credit quality indicators by loan category at June 30, 2019, December 31, 2018 and June 30, 2018:
Loan Credit Quality Indicators
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
June 30, 2019
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
131,886

 
$
461,211

 
 
 
 
 
$
593,097

Special Mention
123

 
2,524

 
 
 
 
 
2,647

Substandard
6,322

 
26,539

 
 
 
 
 
32,861

Doubtful
—

 
—

 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
778,567

 
$
868,256

 
$
1,646,823

Nonperforming
 
 
 
 
457

 
4,423

 
4,880

 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
129,584

 
$
456,868

 
 
 
 
 
$
586,452

Special Mention
—

 
—

 
 
 
 
 
—

Substandard
7,306

 
26,905

 
 
 
 
 
34,211

Doubtful
—

 
789

 
 
 
 
 
789

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
718,708

 
$
851,863

 
$
1,570,571

Nonperforming
 
 
 
 
802

 
3,390

 
4,192

 
 
 
 
 
 
 
 
 
 
June 30, 2018
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
110,911

 
$
436,670

 
 
 
 
 
$
547,581

Special Mention
5,948

 
—

 
 
 
 
 
5,948

Substandard
2,023

 
26,915

 
 
 
 
 
28,938

Doubtful
—

 
807

 
 
 
 
 
807

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
661,449

 
$
810,855

 
$
1,472,304

Nonperforming
 
 
 
 
459

 
1,825

 
2,284
Impaired Financing Receivables
The following table presents information on impaired loans based on whether the impaired loan has a recorded related allowance or has no recorded related allowance:
Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
June 30, 2019
 
 

 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
1

 
$
124

 
$
2,402

 
$
2,527

With a Related Allowance
37

 
—

 
—

 
—

 
37

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
1

 
124

 
2,402

 
2,527

With a Related Allowance
36

 
—

 
—

 
—

 
36

 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 

 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
430

 
$
793

 
$
101

 
$
1,605

 
$
2,929

With a Related Allowance
—

 
—

 
—

 
294

 
294

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
429

 
793

 
100

 
1,606

 
2,928

With a Related Allowance
—

 
—

 
—

 
293

 
293

 
 
 
 
 
 
 
 
 
 
June 30, 2018
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
7

 
$
110

 
$
784

 
$
901

With a Related Allowance
479

 
790

 
—

 
351

 
1,620

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
7

 
110

 
797

 
$
914

With a Related Allowance
489

 
806

 
—

 
283

 
1,578

 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
19

 
$
195

 
$
113

 
$
2,410

 
$
2,737

With a Related Allowance
19

 
—

 
—

 
—

 
19

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
June 30, 2018
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
8

 
$
100

 
$
1,030

 
$
1,138

With a Related Allowance
481

 
787

 
—

 
354

 
1,622

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—
Troubled Debt Restructurings on Financing Receivables
The following table presents information on loans modified in trouble debt restructurings during the periods indicated.
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
4

 
—

 
4

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
34

 
$
—

 
$
34

Post-Modification Outstanding Recorded Investment
—

 
—

 
34

 
—

 
34

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
June 30, 2018
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
3

 
—

 
3

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
26

 
$
—

 
$
26

Post-Modification Outstanding Recorded Investment
—

 
—

 
26

 
—

 
26

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
5

 
—

 
5

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
47

 
$
—

 
$
47

Post-Modification Outstanding Recorded Investment
—

 
—

 
47

 
—

 
47

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
June 30, 2018
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
4

 
—

 
4

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
28

 
$
—

 
$
28

Post-Modification Outstanding Recorded Investment
—

 
—

 
28

 
—

 
28

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—