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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2019
Dec. 31, 2018
Jun. 30, 2018
ASSETS      
Cash and Due From Banks $ 34,650 $ 56,529 $ 38,552
Interest-Bearing Deposits at Banks 28,045 27,710 22,189
Investment Securities:      
Available-for-Sale 285,878 317,535 325,387
Held-to-Maturity (Approximate Fair Value of $266,068 at June 30, 2019; $280,338 at December 31, 2018; and $292,605 at June 30, 2018) 262,541 283,476 297,885
Equity Securities 1,850 1,774 1,802
Other Investments 8,202 15,506 11,089
Loans 2,280,308 2,196,215 2,057,862
Allowance for Loan Losses (20,695) (20,196) (19,640)
Net Loans 2,259,613 2,176,019 2,038,222
Premises and Equipment, Net 38,836 30,446 28,104
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 1,730 1,852 2,060
Other Assets 62,532 55,614 58,008
Total Assets 3,005,750 2,988,334 2,845,171
LIABILITIES      
Noninterest-Bearing Deposits 467,179 472,768 467,048
Interest-Bearing Checking Accounts 741,395 790,781 861,959
Savings Deposits 908,642 818,048 735,217
Time Deposits over $250,000 97,220 73,583 70,950
Other Time Deposits 289,317 190,404 169,607
Total Deposits 2,503,753 2,345,584 2,304,781
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 51,149 54,659 60,248
Federal Home Loan Bank Overnight Advances 83,000 234,000 136,000
Federal Home Loan Bank Term Advances 30,000 45,000 45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000 20,000
Finance Leases 5,270    
Other Liabilities 27,929 19,507 19,654
Total Liabilities 2,721,101 2,718,750 2,585,683
STOCKHOLDERS’ EQUITY      
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at June 30, 2019; $5 Par Value and 1,000,000 Shares Authorized at December 31, 2018 and June 30, 2018 0 0 0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized at June 30, 2019 and 20,000,000 Shares Authorized at December 31, 2018 and June 30, 2018 (19,035,565 Shares Issued at June 30, 2019 and December 31, 2018 and 18,481,301 at June 30, 2018) 19,035 19,035 18,481
Additional Paid-in Capital 316,229 314,533 292,020
Retained Earnings 39,397 29,257 40,326
Unallocated ESOP Shares (5,001 Shares at June 30, 2019; 5,001 Shares at December 31, 2018 and 9,643 Shares at June 30, 2018) (100) (100) (200)
Accumulated Other Comprehensive Loss (9,647) (13,810) (11,804)
Treasury Stock, at Cost (4,517,412 Shares at June 30, 2019; 4,558,207 Shares at December 31, 2018 and 4,467,909 Shares at June 30, 2018) (80,265) (79,331) (79,335)
Total Stockholders’ Equity 284,649 269,584 259,488
Total Liabilities and Stockholders’ Equity $ 3,005,750 $ 2,988,334 $ 2,845,171