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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2019
Dec. 31, 2018
Mar. 31, 2018
ASSETS      
Cash and Due From Banks $ 36,198 $ 56,529 $ 29,525
Interest-Bearing Deposits at Banks 25,031 27,710 70,747
Investment Securities:      
Available-for-Sale 298,812 317,535 305,589
Held-to-Maturity (Approximate Fair Value of $280,414 at March 31, 2019; $280,338 at December 31, 2018; and $324,937 at March 31, 2018) 279,400 283,476 330,124
Equity Securities 1,850 1,774 1,579
Other Investments 7,878 15,506 4,780
Loans 2,235,208 2,196,215 1,993,037
Allowance for Loan Losses (20,373) (20,196) (19,057)
Net Loans 2,214,835 2,176,019 1,973,980
Premises and Equipment, Net 34,949 30,446 27,815
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 1,777 1,852 2,172
Other Assets 62,280 55,614 58,503
Total Assets 2,984,883 2,988,334 2,826,687
LIABILITIES      
Noninterest-Bearing Deposits 453,089 472,768 452,347
Interest-Bearing Checking Accounts 823,301 790,781 944,161
Savings Deposits 866,861 818,048 762,220
Time Deposits over $250,000 83,834 73,583 85,403
Other Time Deposits 263,012 190,404 167,142
Total Deposits 2,490,097 2,345,584 2,411,273
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 58,407 54,659 74,957
Federal Home Loan Bank Overnight Advances 74,500 234,000 0
Federal Home Loan Bank Term Advances 35,000 45,000 45,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000 20,000
Finance Leases 2,946    
Other Liabilities 27,324 19,507 22,723
Total Liabilities 2,708,274 2,718,750 2,573,953
STOCKHOLDERS’ EQUITY      
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (19,035,565 Shares Issued at March 31, 2019; 19,035,565 at December 31, 2018 and 18,481,301 at March 31, 2018) 19,035 19,035 18,481
Additional Paid-in Capital 315,262 314,533 290,980
Retained Earnings 34,231 29,257 34,093
Unallocated ESOP Shares (5,001 Shares at March 31, 2019; 5,001 Shares at December 31, 2018 and 9,643 Shares at March 31, 2018) (100) (100) (200)
Accumulated Other Comprehensive Loss (11,567) (13,810) (11,285)
Treasury Stock, at Cost (4,556,083 Shares at March 31, 2019; 4,558,207 Shares at December 31, 2018 and 4,516,444 Shares at March 31, 2018) (80,252) (79,331) (79,335)
Total Stockholders’ Equity 276,609 269,584 252,734
Total Liabilities and Stockholders’ Equity $ 2,984,883 $ 2,988,334 $ 2,826,687