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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Cash Flows from Operating Activities:      
Net Income $ 36,279 $ 29,326 $ 26,534
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:      
Provision for Loan Losses 2,607 2,736 2,033
Depreciation and Amortization 4,751 5,398 5,940
Allocation of ESOP Stock 174 353 1,122
Gains on the Sale of Securities Available-for-Sale 0 (134) (317)
Losses on the Sale of Securities Available-for-Sale 0 582 339
Net Gain on Equity Securities (213) 0 0
Loans Originated and Held-for-Sale (4,179) (17,468) (23,787)
Proceeds from the Sale of Loans Held-for-Sale 4,426 18,171 24,422
Net Gains on the Sale of Loans (135) (546) (821)
Net Losses on the Sale or Write-down of Premises and Equipment, Other Real Estate Owned and Repossessed Assets 159 210 232
Contributions to Pension & Postretirement Plans (744) (792) (690)
Deferred Income Tax Benefit (92) (1,530) (283)
Shares Issued Under the Directors’ Stock Plan 205 233 205
Stock-Based Compensation Expense 356 351 287
Tax Benefit from Exercise of Stock Options 240 112 0
Net (Increase) in Other Assets (1,182) (157) (1,598)
Net Increase (Decrease) in Other Liabilities (676) 982 1,077
Net Cash Provided By Operating Activities 41,976 37,827 34,695
Cash Flows from Investing Activities:      
Proceeds from the Sale of Securities Available-for-Sale 0 107,175 97,930
Proceeds from the Maturities and Calls of Securities Available-for-Sale 61,807 53,863 88,719
Purchases of Securities Available-for-Sale (84,746) (117,262) (134,950)
Proceeds from the Maturities and Calls of Securities Held-to-Maturity 58,978 49,244 56,461
Purchases of Securities Held-to-Maturity (7,506) (40,851) (82,433)
Net Increase in Loans (247,569) (200,600) (182,065)
Proceeds from the Sales of Premises and Equipment, Other Real Estate Owned and Repossessed Assets 1,828 1,408 1,991
Purchase of Premises and Equipment (5,103) (2,602) (1,441)
Proceeds from the Sale of a Subsidiary, Net 98 96 72
Net (Increase) Decrease in Federal Home Loan Bank Stock (5,557) 963 (2,073)
Net Cash Used In Investing Activities (227,770) (148,566) (157,789)
Cash Flows from Financing Activities:      
Net Increase in Deposits 100,468 128,569 86,123
Net Increase (Decrease) in Short-Term Federal Home Loan Bank Borrowings 129,000 (18,000) 41,000
Net Increase (Decrease) in Short-Term Borrowings (10,307) 29,130 12,663
Repayments of Federal Home Loan Bank Advances (10,000) 0 0
Purchase of Treasury Stock (2,098) (3,248) (2,141)
Shares Issued for Stock Option Exercises, net 2,255 1,190 2,404
Shares Issued Under the Employee Stock Purchase Plan 505 496 493
Tax Benefit for Exercises of Stock Options 0 0 188
Shares Issued for Dividend Reinvestment Plans 1,761 1,684 1,743
Cash Dividends Paid (14,389) (13,599) (13,092)
Net Cash Provided By Financing Activities 197,195 126,222 129,381
Net Increase in Cash and Cash Equivalents 11,401 15,483 6,287
Cash and Cash Equivalents at Beginning of Year 72,838 57,355 51,068
Cash and Cash Equivalents at End of Year 84,239 72,838 57,355
Supplemental Disclosures to Statements of Cash Flow Information:      
Interest on Deposits and Borrowings 12,212 6,957 5,341
Income Taxes 10,037 11,454 11,961
Non-cash Investing and Financing Activity:      
Transfer of Loans to Other Real Estate Owned and Repossessed Assets $ 1,015 $ 1,779 $ 1,876