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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
INTEREST AND DIVIDEND INCOME      
Interest and Fees on Loans $ 81,647 $ 70,202 $ 62,823
Interest on Deposits at Banks 711 348 152
Interest and Dividends on Investment Securities:      
Fully Taxable 8,582 7,884 7,934
Exempt from Federal Taxes 5,563 6,223 6,006
Total Interest and Dividend Income 96,503 84,657 76,915
INTEREST EXPENSE      
Interest-Bearing Checking Accounts 1,618 1,510 1,280
Savings Deposits 3,457 1,371 932
Time Deposits over $250,000 1,183 282 187
Other Time Deposits 1,420 950 924
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 62 44 33
Federal Home Loan Bank Advances 3,779 2,083 1,340
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 966 766 660
Total Interest Expense 12,485 7,006 5,356
NET INTEREST INCOME 84,018 77,651 71,559
Provision for Loan Losses 2,607 2,736 2,033
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 81,411 74,915 69,526
NONINTEREST INCOME      
Net (Loss) Gain on Securities Transactions 213 (448) (22)
Insurance Commissions 7,888 8,612 8,668
Net Gain on Sales of Loans 135 546 821
Other Operating Income 1,324 927 1,113
Total Noninterest Income 28,949 27,645 27,832
NONINTEREST EXPENSE      
Salaries and Employee Benefits 38,788 37,677 34,637
Occupancy Expenses, Net 9,787 9,560 9,402
FDIC Assessments 881 891 1,076
Other Operating Expense 15,599 14,577 14,494
Total Noninterest Expense 65,055 62,705 59,609
INCOME BEFORE PROVISION FOR INCOME TAXES 45,305 39,855 37,749
Provision for Income Taxes 9,026 10,529 11,215
NET INCOME $ 36,279 $ 29,326 $ 26,534
Average Shares Outstanding:      
Basic Shares, in Shares 14,408 14,310 14,206
Diluted Shares, in Shares 14,488 14,406 14,297
Per Common Share:      
Basic Earnings, in USD Per Share $ 2.52 $ 2.05 $ 1.87
Diluted Earnings, In USD Per Share $ 2.50 $ 2.04 $ 1.86
Fiduciary and Trust      
NONINTEREST INCOME      
Income From Fiduciary Activities $ 9,255 $ 8,417 $ 7,783
Deposit Account      
NONINTEREST INCOME      
Income From Fiduciary Activities $ 10,134 $ 9,591 $ 9,469