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Loans (Tables)
 9 Months Ended
Sep. 30, 2018
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables
The following table presents loan balances outstanding as of September 30, 2018, December 31, 2017 and September 30, 2017 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers an amortizing loan past due 30 or more days when the borrower is two payments past due. Loans held-for-sale of $201, $327 and $1,323 as of September 30, 2018, December 31, 2017 and September 30, 2017, respectively, are included in the residential real estate balances for current loans.
 
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2018
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
198

 
$
—

 
$
5,651

 
$
2,896

 
$
8,745

Loans Past Due 60-89 Days
—

 
—

 
1,307

 
47

 
1,354

Loans Past Due 90 or more Days
76

 
807

 
494

 
1,523

 
2,900

Total Loans Past Due
274

 
807

 
7,452

 
4,466

 
12,999

Current Loans
126,838

 
469,315

 
686,736

 
830,212

 
2,113,101

Total Loans
$
127,112

 
$
470,122

 
$
694,188

 
$
834,678

 
$
2,126,100

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
192

 
$
980

 
$
1,172

Nonaccrual Loans
674

 
807

 
540

 
2,447

 
4,468

 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
139

 
$
—

 
$
5,891

 
$
2,094

 
$
8,124

Loans Past Due 60-89 Days
19

 
—

 
1,215

 
509

 
1,743

Loans Past Due 90 or more Days
99

 
807

 
513

 
1,422

 
2,841

Total Loans Past Due
257

 
807

 
7,619

 
4,025

 
12,708

Current Loans
128,992

 
443,441

 
595,208

 
770,421

 
1,938,062

Total Loans
$
129,249

 
$
444,248

 
$
602,827

 
$
774,446

 
$
1,950,770

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
6

 
$
313

 
$
319

Nonaccrual Loans
$
588

 
$
1,530

 
$
653

 
$
2,755

 
5,526

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
122

 
$
442

 
$
4,781

 
$
1,675

 
$
7,020

Loans Past Due 60-89 Days
—

 
—

 
914

 
77

 
991

Loans Past Due 90 or more Days
102

 
807

 
291

 
1,742

 
2,942

Total Loans Past Due
224

 
1,249

 
5,986

 
3,494

 
10,953

Current Loans
125,136

 
439,467

 
586,043

 
747,200

 
1,897,846

Total Loans
$
125,360

 
$
440,716

 
$
592,029

 
$
750,694

 
$
1,908,799

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
41

 
$
926

 
$
967

Nonaccrual Loans
$
609

 
$
1,249

 
$
507

 
$
3,117

 
5,482
Allowance for Credit Losses on Financing Receivables
The following table presents a roll-forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
June 30, 2018
$
944

 
$
5,838

 
$
8,337

 
$
4,521

 
$
19,640

Charge-offs
—

 
—

 
(300
)
 
(25
)
 
(325
)
Recoveries
—

 
—

 
102

 
—

 
102

Provision
99

 
81

 
551

 
(145
)
 
586

September 30, 2018
$
1,043

 
$
5,919

 
$
8,690

 
$
4,351

 
$
20,003

 
 
 
 
 
 
 
 
 
 
June 30, 2017
$
925

 
$
4,983

 
$
7,305

 
$
4,229

 
$
17,442

Charge-offs
—

 
(342
)
 
(280
)
 
—

 
(622
)
Recoveries
1

 
—

 
74

 
—

 
75

Provision
(46
)
 
446

 
509

 
(109
)
 
800

September 30, 2017
$
880

 
$
5,087

 
$
7,608

 
$
4,120

 
$
17,695

 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
December 31, 2017
$
1,873

 
$
4,504

 
$
7,604

 
$
4,605

 
$
18,586

Charge-offs
(16
)
 
—

 
(895
)
 
(49
)
 
(960
)
Recoveries
1

 
12

 
403

 
—

 
416

Provision
(815
)
 
1,403

 
1,578

 
(205
)
 
1,961

September 30, 2018
$
1,043

 
$
5,919

 
$
8,690

 
$
4,351

 
$
20,003

 
 
 
 
 
 
 
 
 
 
December 31, 2016
$
1,017

 
$
5,677

 
$
6,120

 
$
4,198

 
$
17,012

Charge-offs
(2
)
 
(342
)
 
(847
)
 
(6
)
 
(1,197
)
Recoveries
8

 
—

 
292

 
—

 
300

Provision
(143
)
 
(248
)
 
2,043

 
(72
)
 
1,580

September 30, 2017
$
880

 
$
5,087

 
$
7,608

 
$
4,120

 
$
17,695

 
 
 
 
 
 
 
 
 
 
September 30, 2018
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
84

 
$
45

 
$
—

 
$
48

 
$
177

Allowance for loan losses - Loans Collectively Evaluated for Impairment
959

 
5,874

 
8,690

 
4,303

 
19,826

Ending Loan Balance - Individually Evaluated for Impairment
489

 
812

 
109

 
2,013

 
3,423

Ending Loan Balance - Collectively Evaluated for Impairment
$
126,623

 
$
469,310

 
$
694,079

 
$
832,665

 
$
2,122,677

 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
94

 
$
2

 
$
—

 
$
10

 
$
106

Allowance for loan losses - Loans Collectively Evaluated for Impairment
1,779

 
4,502

 
7,604

 
4,595

 
18,480

Ending Loan Balance - Individually Evaluated for Impairment
489

 
1,537

 
95

 
1,562

 
3,683

Ending Loan Balance - Collectively Evaluated for Impairment
$
128,760

 
$
442,711

 
$
602,732

 
$
772,884

 
$
1,947,087

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
104

 
$
—

 
$
—

 
$
34

 
$
138

Allowance for loan losses - Loans Collectively Evaluated for Impairment
776

 
5,087

 
7,608

 
4,086

 
17,557

Ending Loan Balance - Individually Evaluated for Impairment
489

 
1,543

 
104

 
1,139

 
3,275

Ending Loan Balance - Collectively Evaluated for Impairment
$
124,871

 
$
439,172

 
$
591,925

 
$
749,556

 
$
1,905,524

    
Financing Receivable Credit Quality Indicators
The following table presents the credit quality indicators by loan category at September 30, 2018, December 31, 2017 and September 30, 2017:
Loan Credit Quality Indicators
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2018
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
119,217

 
$
440,114

 
$
—

 
$
—

 
$
559,331

Special Mention
5,949

 
—

 
—

 
—

 
5,949

Substandard
1,946

 
29,201

 
—

 
—

 
31,147

Doubtful
—

 
807

 
—

 
—

 
807

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
$
—

 
$
—

 
$
693,648

 
$
832,231

 
$
1,525,879

Nonperforming
—

 
—

 
540

 
2,447

 
2,987

 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
124,961

 
$
417,362

 
$
—

 
$
—

 
$
542,323

Special Mention
1,341

 
177

 
—

 
—

 
1,518

Substandard
2,947

 
25,902

 
—

 
—

 
28,849

Doubtful
—

 
807

 
—

 
—

 
807

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
$
—

 
$
—

 
$
602,168

 
$
771,584

 
$
1,373,752

Nonperforming
—

 
—

 
659

 
3,068

 
3,727

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
120,622

 
$
411,685

 
$
—

 
$
—

 
$
532,307

Special Mention
1,394

 
1,401

 
—

 
—

 
2,795

Substandard
3,344

 
26,822

 
—

 
—

 
30,166

Doubtful
—

 
807

 
—

 
—

 
807

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
$
—

 
$
—

 
$
591,499

 
$
746,652

 
$
1,338,151

Nonperforming
—

 
—

 
530

 
4,043

 
4,573
Impaired Financing Receivables
The following table presents information on impaired loans based on whether the impaired loan has a recorded related allowance or has no recorded related allowance:
Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2018
 
 

 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
5

 
$
108

 
$
1,712

 
$
1,825

With a Related Allowance
475

 
801

 
—

 
346

 
1,622

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
5

 
109

 
1,733

 
1,847

With a Related Allowance
489

 
807

 
—

 
280

 
1,576

 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 

 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
781

 
$
94

 
$
1,269

 
$
2,144

With a Related Allowance
485

 
725

 
—

 
333

 
1,543

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
816

 
95

 
1,274

 
2,185

With a Related Allowance
489

 
721

 
—

 
288

 
1,498

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
818

 
$
104

 
$
851

 
$
1,773

With a Related Allowance
489

 
725

 
—

 
288

 
1,502

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
818

 
90

 
850

 
$
1,758

With a Related Allowance
489

 
723

 
—

 
288

 
1,500

 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
September 30, 2018
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
7

 
$
104

 
$
1,371

 
$
1,482

With a Related Allowance
478

 
794

 
—

 
350

 
1,622

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
998

 
$
96

 
$
827

 
$
1,921

With a Related Allowance
496

 
363

 
—

 
288

 
1,147

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
1

 
—

 
1

With a Related Allowance
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
September 30, 2018
 
 
 
 
 
 
 
 
 
Average Recorded Balance:

 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
393

 
$
101

 
$
1,491

 
$
1,985

With a Related Allowance
480

 
763

 
—

 
340

 
1,583

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
20

 
20

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
854

 
$
98

 
$
975

 
$
1,927

With a Related Allowance
245

 
363

 
—

 
144

 
752

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
3

 
—

 
3

With a Related Allowance
—

 
—

 
—

 
4

 
4

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

With a Related Allowance
—

 
—

 
—

 
—

 
—
Troubled Debt Restructurings on Financing Receivables
The following table presents information on loans modified in trouble debt restructurings during the periods indicated.
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
September 30, 2018
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
1

 
—

 
1

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
16

 
$
—

 
$
16

Post-Modification Outstanding Recorded Investment
—

 
—

 
16

 
—

 
16

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Number of Loans
1

 
—

 
2

 
—

 
3

Pre-Modification Outstanding Recorded Investment
$
725

 
$
—

 
$
25

 
$
—

 
$
750

Post-Modification Outstanding Recorded Investment
725

 
—

 
25

 
—

 
750

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
September 30, 2018
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
5

 
—

 
5

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
44

 
$
—

 
$
44

Post-Modification Outstanding Recorded Investment
—

 
—

 
44

 
—

 
44

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
September 30, 2017
 
 
 
 
 
 
 
 
 
Number of Loans
2

 
—

 
6

 
—

 
8

Pre-Modification Outstanding Recorded Investment
$
1,228

 
$
—

 
$
51

 
$
—

 
$
1,279

Post-Modification Outstanding Recorded Investment
1,228

 
—

 
51

 
—

 
1,279

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—