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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Sep. 30, 2017
ASSETS      
Cash and Due From Banks $ 57,385 $ 42,562 $ 55,683
Interest-Bearing Deposits at Banks 34,910 30,276 24,983
Investment Securities:      
Available-for-Sale 340,411 300,200 315,459
Held-to-Maturity (Approximate Fair Value of $282,719 at September 30, 2018; $335,901 at December 31, 2017; and $343,899 at September 30, 2017) 289,952 335,907 341,526
Equity Securities 1,916 0 0
Other Investments 10,866 9,949 6,704
Loans 2,126,100 1,950,770 1,908,799
Allowance for Loan Losses (20,003) (18,586) (17,695)
Net Loans 2,106,097 1,932,184 1,891,104
Premises and Equipment, Net 28,601 27,619 26,432
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 1,954 2,289 2,395
Other Assets 59,255 57,606 58,303
Total Assets 2,953,220 2,760,465 2,744,462
LIABILITIES      
Noninterest-Bearing Deposits 490,469 441,945 448,515
Interest-Bearing Checking Accounts 899,547 907,315 967,250
Savings Deposits 758,727 694,573 696,805
Time Deposits over $250,000 76,226 38,147 28,464
Other Time Deposits 182,886 163,136 166,082
Total Deposits 2,407,855 2,245,116 2,307,116
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase   64,966 61,419
Federal Home Loan Bank Overnight Advances   105,000 33,000
Federal Home Loan Bank Term Advances   55,000 55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts   20,000 20,000
Other Liabilities 22,052 20,780 23,279
Total Liabilities 2,688,410 2,510,862 2,499,814
STOCKHOLDERS’ EQUITY      
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (19,035,565 Shares Issued at September 30, 2018; 18,481,301 at December 31, 2017 and 18,481,301 at September 30, 2017) 19,035 18,481 18,481
Additional Paid-in Capital 313,763 290,219 289,294
Retained Earnings 24,258 28,818 22,581
Unallocated ESOP Shares (9,932 Shares at September 30, 2018; 9,643 Shares at December 31, 2017 and 20,050 Shares at September 30, 2017) (200) (200) (400)
Accumulated Other Comprehensive Loss (12,621) (8,514) (6,135)
Treasury Stock, at Cost (4,584,147 Shares at September 30, 2018; 4,541,524 Shares at December 31, 2017 and 4,570,291 Shares at September 30, 2017) (79,425) (79,201) (79,173)
Total Stockholders’ Equity 264,810 249,603 244,648
Total Liabilities and Stockholders’ Equity $ 2,953,220 $ 2,760,465 $ 2,744,462