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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2018
Dec. 31, 2017
Jun. 30, 2017
ASSETS      
Cash and Due From Banks $ 38,552 $ 42,562 $ 39,105
Interest-Bearing Deposits at Banks 22,189 30,276 26,972
Investment Securities:      
Available-for-Sale 325,387 300,200 327,392
Held-to-Maturity (Approximate Fair Value of $292,605 at June 30, 2018; $335,901 at December 31, 2017; and $350,355 at June 30, 2017) 297,885 335,907 348,018
Equity Securities 1,802 0 0
Other Investments 11,089 9,949 11,035
Loans 2,057,862 1,950,770 1,878,632
Allowance for Loan Losses (19,640) (18,586) (17,442)
Net Loans 2,038,222 1,932,184 1,861,190
Premises and Equipment, Net 28,104 27,619 26,565
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 2,060 2,289 2,482
Other Assets 58,008 57,606 57,089
Total Assets 2,845,171 2,760,465 2,721,721
LIABILITIES      
Noninterest-Bearing Deposits 467,048 441,945 433,480
Interest-Bearing Checking Accounts 861,959 907,315 905,624
Savings Deposits 735,217 694,573 679,320
Time Deposits over $250,000 70,950 38,147 33,630
Other Time Deposits 169,607 163,136 167,984
Total Deposits 2,304,781 2,245,116 2,220,038
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase   64,966 40,892
Federal Home Loan Bank Overnight Advances   105,000 122,000
Federal Home Loan Bank Term Advances   55,000 55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts   20,000 20,000
Other Liabilities 19,654 20,780 23,039
Total Liabilities 2,585,683 2,510,862 2,480,969
STOCKHOLDERS’ EQUITY      
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (18,481,301 Shares Issued at June 30, 2018; 18,481,301 at December 31, 2017 and 17,943,201 at June 30, 2017) 18,481 18,481 17,943
Additional Paid-in Capital 292,020 290,219 272,187
Retained Earnings 40,326 28,818 35,739
Unallocated ESOP Shares (9,643 Shares at June 30, 2018; 9,643 Shares at December 31, 2017 and 19,466 Shares at June 30, 2017) (200) (200) (400)
Accumulated Other Comprehensive Loss (11,804) (8,514) (6,200)
Treasury Stock, at Cost (4,467,909 Shares at June 30, 2018; 4,541,524 Shares at December 31, 2017 and 4,428,713 Shares at June 30, 2017) (79,335) (79,201) (78,517)
Total Stockholders’ Equity 259,488 249,603 240,752
Total Liabilities and Stockholders’ Equity $ 2,845,171 $ 2,760,465 $ 2,721,721