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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2018
Dec. 31, 2017
Mar. 31, 2017
ASSETS      
Cash and Due From Banks $ 29,525 $ 42,562 $ 50,158
Interest-Bearing Deposits at Banks 70,747 30,276 14,645
Investment Securities:      
Available-for-Sale 305,589 300,200 347,159
Held-to-Maturity (Approximate Fair Value of $324,937 at March 31, 2018; $335,901 at December 31, 2017; and $335,105 at March 31, 2017) 330,124 335,907 335,211
Equity Securities 1,579 0 0
Other Investments 4,780 9,949 6,826
Loans 1,993,037 1,950,770 1,810,805
Allowance for Loan Losses (19,057) (18,586) (17,216)
Net Loans 1,973,980 1,932,184 1,793,589
Premises and Equipment, Net 27,815 27,619 26,585
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 2,172 2,289 2,575
Other Assets 58,503 57,606 57,765
Total Assets 2,826,687 2,760,465 2,656,386
LIABILITIES      
Noninterest-Bearing Deposits 452,347 441,945 402,506
Interest-Bearing Checking Accounts 944,161 907,315 959,170
Savings Deposits 762,220 694,573 696,625
Time Deposits over $250,000 85,403 38,147 30,993
Other Time Deposits 167,142 163,136 167,242
Total Deposits 2,411,273 2,245,116 2,256,536
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 74,957 64,966 32,035
Federal Home Loan Bank Overnight Advances 0 105,000 32,000
Federal Home Loan Bank Term Advances 45,000 55,000 55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000 20,000
Other Liabilities 22,723 20,780 24,704
Total Liabilities 2,573,953 2,510,862 2,420,275
STOCKHOLDERS’ EQUITY      
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (18,481,301 Shares Issued and Outstanding at March 31, 2018; 18,481,301 at December 31, 2017 and 17,943,201 at March 31, 2017) 18,481 18,481 17,943
Additional Paid-in Capital 290,980 290,219 271,517
Retained Earnings 34,093 28,818 31,901
Unallocated ESOP Shares (9,643 Shares at March 31, 2018; 9,643 Shares at December 31, 2017 and 19,466 Shares at March 31, 2017) (200) (200) (400)
Accumulated Other Comprehensive Loss (11,285) (8,514) (6,680)
Treasury Stock, at Cost (4,516,444 Shares at March 31, 2018; 4,541,524 Shares at December 31, 2017 and 4,442,292 Shares at March 31, 2017) (79,335) (79,201) (78,170)
Total Stockholders’ Equity 252,734 249,603 236,111
Total Liabilities and Stockholders’ Equity $ 2,826,687 $ 2,760,465 $ 2,656,386