The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 70 1,175 SH   OTR 2 0 1,175 0
ABBOTT LABS COMMON STOCK 002824100 620 10,347 SH   DFND 2 10,347 0 0
ABBOTT LABS COMMON STOCK 002824100 12 200 SH   OTR   0 200 0
ABBOTT LABS COMMON STOCK 002824100 9 143 SH   SOLE   143 0 0
ABBOTT LABS COMMON STOCK 002824100 884 14,750 SH   DFND 3 14,750 0 0
AFFILIATED MANAGERS GROUP INC COMMON STOCK 008252108 14 75 SH   DFND 2 75 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 21 135 SH   OTR 2 0 135 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 24 150 SH   DFND 2 150 0 0
ALCOA CORP COMMON STOCK 013872106 19 420 SH   DFND 2 420 0 0
ALLSTATE CORP COMMON STOCK 020002101 105 1,106 SH   OTR 2 0 1,106 0
ALTABA INC COMMON STOCK 021346101 7 100 SH   SOLE   100 0 0
AMAZON.COM INC COMMON STOCK 023135106 302 209 SH   OTR 2 0 209 0
AMAZON.COM INC COMMON STOCK 023135106 5,251 3,628 SH   DFND 2 3,628 0 0
AMAZON.COM INC COMMON STOCK 023135106 559 386 SH   SOLE   386 0 0
AMAZON.COM INC COMMON STOCK 023135106 8,069 5,575 SH   DFND 3 5,575 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 63 919 SH   DFND 2 919 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 129 1,380 SH   OTR 2 0 1,380 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 281 3,010 SH   DFND 2 3,010 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 28 300 SH   OTR   0 300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 28 300 SH   SOLE   300 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 22 400 SH   OTR 2 0 400 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 521 9,567 SH   DFND 2 9,567 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 19 340 SH   SOLE   340 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 16 200 SH   DFND 2 200 0 0
AMGEN INC COMMON STOCK 031162100 51 300 SH   OTR 2 0 300 0
AMGEN INC COMMON STOCK 031162100 1,938 11,369 SH   DFND 2 11,369 0 0
AMGEN INC COMMON STOCK 031162100 26 150 SH   OTR   0 150 0
AMGEN INC COMMON STOCK 031162100 197 1,153 SH   SOLE   1,153 0 0
AMGEN INC COMMON STOCK 031162100 2,131 12,500 SH   DFND 3 12,500 0 0
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 2 37 SH   DFND 2 37 0 0
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 423 7,000 SH   DFND 3 7,000 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 12 130 SH   DFND 2 130 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 16 175 SH   OTR   0 175 0
APPLE INC COMMON STOCK 037833100 692 4,123 SH   OTR 2 0 4,123 0
APPLE INC COMMON STOCK 037833100 6,839 40,759 SH   DFND 2 40,759 0 0
APPLE INC COMMON STOCK 037833100 18 105 SH   OTR   0 105 0
APPLE INC COMMON STOCK 037833100 746 4,449 SH   SOLE   4,449 0 0
APPLE INC COMMON STOCK 037833100 5,486 32,700 SH   DFND 3 32,700 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 226 4,065 SH   DFND 2 4,065 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 9 200 SH   DFND 2 200 0 0
ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 649 19,131 SH   OTR 2 0 19,131 0
ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 47,109 1,387,606 SH   DFND 2 1,387,606 0 0
ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 696 20,487 SH   SOLE   20,487 0 0
ASHLAND GLOBAL HOLDINGS INC COMMON STOCK 044186104 39 560 SH   DFND 2 560 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 471 4,150 SH   OTR 2 0 4,150 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 224 1,970 SH   DFND 2 1,970 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 49 433 SH   SOLE   433 0 0
AVALONBAY COMMUNITIES INC REIT COMMON STOCK 053484101 5 30 SH   DFND 2 30 0 0
BB&T CORPORATION COMMON STOCK 054937107 5 100 SH   OTR 2 0 100 0
BB&T CORPORATION COMMON STOCK 054937107 73 1,395 SH   DFND 2 1,395 0 0
BB&T CORPORATION COMMON STOCK 054937107 1,301 25,000 SH   DFND 3 25,000 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 86 2,122 SH   DFND 2 2,122 0 0
BAIDU INC SPONS ADR COMMON STOCK 056752108 3 13 SH   DFND 2 13 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 308 10,285 SH   DFND 2 10,285 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 198 6,600 SH   SOLE   6,600 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 3,011 100,385 SH   DFND 3 100,385 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 76 1,475 SH   OTR 2 0 1,475 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 273 5,305 SH   DFND 2 5,305 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 10 190 SH   SOLE   190 0 0
BARRICK GOLD CORP COMMON STOCK 067901108 4 300 SH   DFND 2 300 0 0
BAXTER INTL INC COMMON STOCK 071813109 133 2,050 SH   OTR 2 0 2,050 0
BAXTER INTL INC COMMON STOCK 071813109 134 2,060 SH   DFND 2 2,060 0 0
BECTON DICKINSON COMMON STOCK 075887109 62 285 SH   OTR 2 0 285 0
BECTON DICKINSON COMMON STOCK 075887109 65 300 SH   DFND 2 300 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 329 1,650 SH   OTR 2 0 1,650 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3,340 16,744 SH   DFND 2 16,744 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 264 1,322 SH   SOLE   1,322 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1,995 10,000 SH   DFND 3 10,000 0 0
BOEING CO COMMON STOCK 097023105 593 1,810 SH   DFND 2 1,810 0 0
BOEING CO COMMON STOCK 097023105 16 50 SH   SOLE   50 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 109 1,725 SH   OTR 2 0 1,725 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,580 24,976 SH   DFND 2 24,976 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 16 250 SH   OTR   0 250 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 171 2,702 SH   SOLE   2,702 0 0
BRUNSWICK CORP COMMON STOCK 117043109 9 150 SH   DFND 2 150 0 0
BUCKEYE PARTNERS LP COMMON STOCK 118230101 19 500 SH   OTR 2 0 500 0
CSX CORP COMMON STOCK 126408103 10 180 SH   DFND 2 180 0 0
CVS HEALTH CORP COMMON STOCK 126650100 24 390 SH   OTR 2 0 390 0
CVS HEALTH CORP COMMON STOCK 126650100 435 6,990 SH   DFND 2 6,990 0 0
CVS HEALTH CORP COMMON STOCK 126650100 17 275 SH   SOLE   275 0 0
CVS HEALTH CORP COMMON STOCK 126650100 995 16,000 SH   DFND 3 16,000 0 0
CANADIAN NATIONAL RAILWAY CO COMMON STOCK 136375102 15 200 SH   SOLE   200 0 0
CARNIVAL CORP COMMON STOCK 143658300 79 1,200 SH   DFND 2 1,200 0 0
CATERPILLAR INC COMMON STOCK 149123101 151 1,025 SH   OTR 2 0 1,025 0
CATERPILLAR INC COMMON STOCK 149123101 368 2,494 SH   DFND 2 2,494 0 0
CELGENE CORP COMMON STOCK 151020104 76 850 SH   OTR 2 0 850 0
CELGENE CORP COMMON STOCK 151020104 719 8,055 SH   DFND 2 8,055 0 0
CELGENE CORP COMMON STOCK 151020104 59 662 SH   SOLE   662 0 0
CELGENE CORP COMMON STOCK 151020104 981 11,000 SH   DFND 3 11,000 0 0
CERNER CORP COMMON STOCK 156782104 436 7,524 SH   DFND 2 7,524 0 0
CERNER CORP COMMON STOCK 156782104 23 389 SH   SOLE   389 0 0
CHEESECAKE FACTORY INC COMMON STOCK 163072101 24 500 SH   DFND 2 500 0 0
CHESAPEAKE UTILITIES CORP COMMON STOCK 165303108 11 155 SH   DFND 2 155 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 550 4,824 SH   OTR 2 0 4,824 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,153 18,883 SH   DFND 2 18,883 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 22 190 SH   OTR   0 190 0
CHEVRON CORPORATION COMMON STOCK 166764100 184 1,613 SH   SOLE   1,613 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,426 12,500 SH   DFND 3 12,500 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 16 50 SH   DFND 2 50 0 0
CITIGROUP INC COMMON STOCK 172967424 49 725 SH   DFND 2 725 0 0
CITIGROUP INC COMMON STOCK 172967424 68 1,000 SH   SOLE   1,000 0 0
CITIGROUP INC COMMON STOCK 172967424 473 7,000 SH   DFND 3 7,000 0 0
CLOROX COMPANY COMMON STOCK 189054109 27 200 SH   OTR 2 0 200 0
CLOROX COMPANY COMMON STOCK 189054109 82 617 SH   DFND 2 617 0 0
COCA COLA CO COMMON STOCK 191216100 78 1,805 SH   OTR 2 0 1,805 0
COCA COLA CO COMMON STOCK 191216100 1,368 31,493 SH   DFND 2 31,493 0 0
COCA COLA CO COMMON STOCK 191216100 127 2,933 SH   SOLE   2,933 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 490 6,830 SH   OTR 2 0 6,830 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 437 6,092 SH   DFND 2 6,092 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 14 200 SH   OTR   0 200 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 48 670 SH   SOLE   670 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 347 6,484 SH   DFND 2 6,484 0 0
CONNECTICUT WATER SVC INC COMMON STOCK 207797101 12 200 SH   DFND 2 200 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 73 939 SH   DFND 2 939 0 0
CORNING INC COMMON STOCK 219350105 25 900 SH   DFND 2 900 0 0
CUMMINS INC COMMON STOCK 231021106 6 35 SH   OTR 2 0 35 0
CUMMINS INC COMMON STOCK 231021106 636 3,924 SH   DFND 2 3,924 0 0
CUMMINS INC COMMON STOCK 231021106 33 204 SH   SOLE   204 0 0
CUMMINS INC COMMON STOCK 231021106 1,297 8,000 SH   DFND 3 8,000 0 0
DTE ENERGY CO COMMON STOCK 233331107 43 415 SH   OTR 2 0 415 0
DANAHER CORP COMMON STOCK 235851102 15 151 SH   OTR 2 0 151 0
DANAHER CORP COMMON STOCK 235851102 152 1,549 SH   DFND 2 1,549 0 0
DANAHER CORP COMMON STOCK 235851102 10 101 SH   OTR   0 101 0
DANAHER CORP COMMON STOCK 235851102 9 89 SH   SOLE   89 0 0
DEERE & CO COMMON STOCK 244199105 180 1,160 SH   DFND 2 1,160 0 0
DIGITAL REALTY TRUST INC REIT COMMON STOCK 253868103 43 406 SH   SOLE   406 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 215 2,145 SH   OTR 2 0 2,145 0
DISNEY WALT CO NEW COMMON STOCK 254687106 2,625 26,132 SH   DFND 2 26,132 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 20 200 SH   OTR   0 200 0
DISNEY WALT CO NEW COMMON STOCK 254687106 207 2,060 SH   SOLE   2,060 0 0
DISCOVER FINL SVCS COMMON STOCK 254709108 34 466 SH   OTR 2 0 466 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 11 122 SH   DFND 2 122 0 0
DOLLAR TREE INC COMMON STOCK 256746108 766 8,075 SH   DFND 2 8,075 0 0
DONALDSON INC COMMON STOCK 257651109 9 210 SH   DFND 2 210 0 0
DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 6 100 SH   SOLE   100 0 0
EBAY INC COMMON STOCK 278642103 4 100 SH   OTR 2 0 100 0
EBAY INC COMMON STOCK 278642103 51 1,260 SH   DFND 2 1,260 0 0
ECOLAB INC COMMON STOCK 278865100 195 1,425 SH   OTR 2 0 1,425 0
ECOLAB INC COMMON STOCK 278865100 701 5,115 SH   DFND 2 5,115 0 0
ECOLAB INC COMMON STOCK 278865100 68 494 SH   SOLE   494 0 0
ECOLAB INC COMMON STOCK 278865100 535 3,900 SH   DFND 3 3,900 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 10 150 SH   DFND 2 150 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 5 45 SH   DFND 2 45 0 0
EMERSON ELEC CO COMMON STOCK 291011104 223 3,270 SH   OTR 2 0 3,270 0
EMERSON ELEC CO COMMON STOCK 291011104 347 5,083 SH   DFND 2 5,083 0 0
EMERSON ELEC CO COMMON STOCK 291011104 14 200 SH   SOLE   200 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 23 944 SH   DFND 2 944 0 0
FACTSET RESEARCH SYSTEM INC COMMON STOCK 303075105 12 60 SH   DFND 2 60 0 0
FIRST SOLAR INC COMMON STOCK 336433107 4 55 SH   DFND 2 55 0 0
FISERV INC COMMON STOCK 337738108 305 4,280 SH   DFND 2 4,280 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 27 801 SH   DFND 2 801 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 22 2,000 SH   OTR 2 0 2,000 0
FORD MOTOR CO DEL COMMON STOCK 345370860 27 2,400 SH   DFND 2 2,400 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 23 105 SH   OTR 2 0 105 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,192 5,398 SH   DFND 2 5,398 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 44 198 SH   SOLE   198 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 321 23,824 SH   OTR 2 0 23,824 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 686 50,887 SH   DFND 2 50,887 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 11 832 SH   SOLE   832 0 0
GENERAL MLS INC COMMON STOCK 370334104 17 385 SH   OTR 2 0 385 0
GENERAL MLS INC COMMON STOCK 370334104 558 12,393 SH   DFND 2 12,393 0 0
GENERAL MLS INC COMMON STOCK 370334104 5 100 SH   OTR   0 100 0
GENERAL MLS INC COMMON STOCK 370334104 45 1,002 SH   SOLE   1,002 0 0
GENUINE PARTS CO COMMON STOCK 372460105 62 686 SH   DFND 2 686 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 54 710 SH   OTR 2 0 710 0
GILEAD SCIENCES INC COMMON STOCK 375558103 640 8,487 SH   DFND 2 8,487 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 92 1,215 SH   SOLE   1,215 0 0
GRAINGER W W INC COMMON STOCK 384802104 34 120 SH   DFND 2 120 0 0
GRUBHUB INC COMMON STOCK 400110102 81 800 SH   DFND 2 800 0 0
GRUBHUB INC COMMON STOCK 400110102 3,044 30,000 SH   DFND 3 30,000 0 0
HALLIBURTON CO COMMON STOCK 406216101 48 1,030 SH   DFND 2 1,030 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 46 1,075 SH   OTR 2 0 1,075 0
HARRIS CORP COMMON STOCK 413875105 493 3,055 SH   DFND 2 3,055 0 0
HASBRO INC COMMON STOCK 418056107 4 53 SH   DFND 2 53 0 0
HELMERICH & PAYNE INC COMMON STOCK 423452101 10 150 SH   DFND 2 150 0 0
JACK HENRY & ASSOC INC COMMON STOCK 426281101 15 120 SH   DFND 2 120 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 185 1,873 SH   DFND 2 1,873 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 7 70 SH   SOLE   70 0 0
HEXCEL CORP COMMON STOCK 428291108 50 775 SH   DFND 2 775 0 0
HOME DEPOT INC COMMON STOCK 437076102 426 2,390 SH   OTR 2 0 2,390 0
HOME DEPOT INC COMMON STOCK 437076102 2,967 16,645 SH   DFND 2 16,645 0 0
HOME DEPOT INC COMMON STOCK 437076102 18 100 SH   OTR   0 100 0
HOME DEPOT INC COMMON STOCK 437076102 237 1,328 SH   SOLE   1,328 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,159 6,500 SH   DFND 3 6,500 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 109 755 SH   OTR 2 0 755 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,975 13,664 SH   DFND 2 13,664 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 180 1,249 SH   SOLE   1,249 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,445 10,000 SH   DFND 3 10,000 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 10 280 SH   DFND 2 280 0 0
HUMANA INC COMMON STOCK 444859102 16 60 SH   DFND 2 60 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 77 490 SH   DFND 2 490 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 52 334 SH   SOLE   334 0 0
INTEL CORP COMMON STOCK 458140100 434 8,325 SH   OTR 2 0 8,325 0
INTEL CORP COMMON STOCK 458140100 2,134 40,971 SH   DFND 2 40,971 0 0
INTEL CORP COMMON STOCK 458140100 21 400 SH   OTR   0 400 0
INTEL CORP COMMON STOCK 458140100 143 2,745 SH   SOLE   2,745 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,032 6,723 SH   OTR 2 0 6,723 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,102 7,180 SH   DFND 2 7,180 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 15 100 SH   OTR   0 100 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 169 1,103 SH   SOLE   1,103 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 807 5,897 SH   DFND 2 5,897 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 93 682 SH   SOLE   682 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 411 3,000 SH   DFND 3 3,000 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 27 500 SH   OTR 2 0 500 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 67 1,250 SH   DFND 2 1,250 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 15 290 SH   SOLE   290 0 0
INTUIT INC COMMON STOCK 461202103 140 810 SH   OTR 2 0 810 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 11 100 SH   DFND 2 100 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 80 300 SH   DFND 2 300 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 178 670 SH   SOLE   670 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 186 1,732 SH   OTR 2 0 1,732 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 5,711 53,252 SH   DFND 2 53,252 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 169 1,575 SH   SOLE   1,575 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 729 15,106 SH   OTR 2 0 15,106 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 18,562 384,473 SH   DFND 2 384,473 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 66 1,359 SH   OTR   0 1,359 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1,557 32,256 SH   SOLE   32,256 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 16 100 SH   SOLE   100 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 33 300 SH   DFND 2 300 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 61 555 SH   SOLE   555 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 42 500 SH   OTR 2 0 500 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 487 5,834 SH   DFND 2 5,834 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 12 142 SH   SOLE   142 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 252 3,612 SH   DFND 2 3,612 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 28 400 SH   SOLE   400 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 26 125 SH   OTR 2 0 125 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 955 4,626 SH   DFND 2 4,626 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 109 526 SH   SOLE   526 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 476 2,536 SH   DFND 2 2,536 0 0
ISHARES RUSSELL 2000 GROWTH ET OTHER 464287648 177 930 SH   DFND 2 930 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 544 3,586 SH   DFND 2 3,586 0 0
ISHARES US UTILITIES ETF OTHER 464287697 41 320 SH   DFND 2 320 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 23 300 SH   OTR 2 0 300 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 966 12,540 SH   DFND 2 12,540 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 96 1,245 SH   SOLE   1,245 0 0
ISHARES US CONSUMER GOODS ETF OTHER 464287812 44 370 SH   DFND 2 370 0 0
ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 346 4,467 SH   OTR 2 0 4,467 0
ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 11,063 142,692 SH   DFND 2 142,692 0 0
ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 43 559 SH   OTR   0 559 0
ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 890 11,485 SH   SOLE   11,485 0 0
ISHARES NEW YORK MUNI BOND ETF OTHER 464288323 3,581 65,390 SH   DFND 2 65,390 0 0
ISHARES NEW YORK MUNI BOND ETF OTHER 464288323 1,377 25,142 SH   SOLE   25,142 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 125 1,147 SH   DFND 2 1,147 0 0
ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 119 1,150 SH   OTR 2 0 1,150 0
ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 2,582 24,873 SH   DFND 2 24,873 0 0
ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 43 414 SH   SOLE   414 0 0
ISHARES U.S. AEROSPACE & DEF OTHER 464288760 35 175 SH   DFND 2 175 0 0
ISHARES US REGIONAL BANKS ETF OTHER 464288778 37 735 SH   DFND 2 735 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 44 745 SH   OTR 2 0 745 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 205 3,461 SH   DFND 2 3,461 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 15 255 SH   SOLE   255 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,265 9,870 SH   OTR 2 0 9,870 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,184 32,647 SH   DFND 2 32,647 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 19 150 SH   OTR   0 150 0
JOHNSON & JOHNSON COMMON STOCK 478160104 343 2,676 SH   SOLE   2,676 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,371 18,500 SH   DFND 3 18,500 0 0
KELLOGG CO COMMON STOCK 487836108 121 1,855 SH   OTR 2 0 1,855 0
KELLOGG CO COMMON STOCK 487836108 12 190 SH   DFND 2 190 0 0
KEYCORP COMMON STOCK 493267108 28 1,412 SH   DFND 2 1,412 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 24 220 SH   DFND 2 220 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 6 50 SH   SOLE   50 0 0
KOHLS CORP COMMON STOCK 500255104 10 150 SH   DFND 2 150 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 6 102 SH   OTR 2 0 102 0
KRAFT HEINZ CO COMMON STOCK 500754106 235 3,767 SH   DFND 2 3,767 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 12 190 SH   SOLE   190 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 7 100 SH   DFND 2 100 0 0
LILLY ELI & CO COMMON STOCK 532457108 182 2,350 SH   OTR 2 0 2,350 0
LILLY ELI & CO COMMON STOCK 532457108 244 3,155 SH   DFND 2 3,155 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 299 884 SH   DFND 2 884 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 8 25 SH   SOLE   25 0 0
LOWES COS INC COMMON STOCK 548661107 83 950 SH   OTR 2 0 950 0
LOWES COS INC COMMON STOCK 548661107 480 5,465 SH   DFND 2 5,465 0 0
LOWES COS INC COMMON STOCK 548661107 16 180 SH   SOLE   180 0 0
MDU RESOURCES GROUP INC COMMON STOCK 552690109 11 400 SH   DFND 2 400 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 7 125 SH   DFND 2 125 0 0
MARATHON OIL CORP COMMON STOCK 565849106 4 264 SH   DFND 2 264 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 141 1,035 SH   OTR 2 0 1,035 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 1,605 11,806 SH   DFND 2 11,806 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 7 48 SH   OTR   0 48 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 191 1,408 SH   SOLE   1,408 0 0
MASCO CORP COMMON STOCK 574599106 10 250 SH   OTR 2 0 250 0
MASCO CORP COMMON STOCK 574599106 1,683 41,605 SH   DFND 2 41,605 0 0
MASCO CORP COMMON STOCK 574599106 101 2,497 SH   SOLE   2,497 0 0
MASCO CORP COMMON STOCK 574599106 2,224 55,000 SH   DFND 3 55,000 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 11 100 SH   DFND 2 100 0 0
MCDONALDS CORP COMMON STOCK 580135101 109 700 SH   OTR 2 0 700 0
MCDONALDS CORP COMMON STOCK 580135101 1,145 7,321 SH   DFND 2 7,321 0 0
MCDONALDS CORP COMMON STOCK 580135101 16 100 SH   OTR   0 100 0
MCDONALDS CORP COMMON STOCK 580135101 74 475 SH   SOLE   475 0 0
MICRO FOCUS INTL PLC SPONS ADR COMMON STOCK 594837304 17 1,235 SH   DFND 2 1,235 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,446 15,840 SH   OTR 2 0 15,840 0
MICROSOFT CORP COMMON STOCK 594918104 5,464 59,866 SH   DFND 2 59,866 0 0
MICROSOFT CORP COMMON STOCK 594918104 37 400 SH   OTR   0 400 0
MICROSOFT CORP COMMON STOCK 594918104 496 5,438 SH   SOLE   5,438 0 0
MICROSOFT CORP COMMON STOCK 594918104 3,331 36,500 SH   DFND 3 36,500 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 54 596 SH   SOLE   596 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 5 100 SH   DFND 2 100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 9 207 SH   OTR 2 0 207 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 33 800 SH   SOLE   800 0 0
MORGAN STANLEY COMMON STOCK 617446448 172 3,182 SH   OTR 2 0 3,182 0
MORGAN STANLEY COMMON STOCK 617446448 1,334 24,718 SH   DFND 2 24,718 0 0
MORGAN STANLEY COMMON STOCK 617446448 170 3,154 SH   SOLE   3,154 0 0
MORGAN STANLEY COMMON STOCK 617446448 2,968 55,000 SH   DFND 3 55,000 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 20 565 SH   DFND 2 565 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 22 625 SH   SOLE   625 0 0
NATIONAL GRID PLC SPONS ADR COMMON STOCK 636274409 2 28 SH   DFND 2 28 0 0
NATIONAL-OILWELL INC COMMON STOCK 637071101 31 840 SH   DFND 2 840 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 324 4,880 SH   OTR 2 0 4,880 0
NIKE INC-CLASS B COMMON STOCK 654106103 239 3,595 SH   DFND 2 3,595 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 33 500 SH   SOLE   500 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 664 10,000 SH   DFND 3 10,000 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 102 750 SH   OTR 2 0 750 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 79 580 SH   DFND 2 580 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 17 50 SH   DFND 2 50 0 0
NUCOR CORP COMMON STOCK 670346105 2 35 SH   DFND 2 35 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 6 100 SH   OTR 2 0 100 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 341 5,242 SH   DFND 2 5,242 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 26 395 SH   SOLE   395 0 0
PNC FINANCIAL SERVICES GROUP I COMMON STOCK 693475105 47 309 SH   DFND 2 309 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 49 440 SH   DFND 2 440 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 70 625 SH   OTR 2 0 625 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 4 25 SH   DFND 2 25 0 0
PAYCHEX INC COMMON STOCK 704326107 62 1,000 SH   OTR 2 0 1,000 0
PAYCHEX INC COMMON STOCK 704326107 891 14,468 SH   DFND 2 14,468 0 0
PAYCHEX INC COMMON STOCK 704326107 47 756 SH   SOLE   756 0 0
PEPSICO INC COMMON STOCK 713448108 674 6,174 SH   OTR 2 0 6,174 0
PEPSICO INC COMMON STOCK 713448108 2,736 25,065 SH   DFND 2 25,065 0 0
PEPSICO INC COMMON STOCK 713448108 16 150 SH   OTR   0 150 0
PEPSICO INC COMMON STOCK 713448108 179 1,641 SH   SOLE   1,641 0 0
PEPSICO INC COMMON STOCK 713448108 1,550 14,200 SH   DFND 3 14,200 0 0
PFIZER INC COMMON STOCK 717081103 399 11,235 SH   OTR 2 0 11,235 0
PFIZER INC COMMON STOCK 717081103 2,399 67,597 SH   DFND 2 67,597 0 0
PFIZER INC COMMON STOCK 717081103 151 4,266 SH   SOLE   4,266 0 0
PFIZER INC COMMON STOCK 717081103 1,845 52,000 SH   DFND 3 52,000 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 10 100 SH   OTR 2 0 100 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 875 8,807 SH   DFND 2 8,807 0 0
PHILLIPS 66 COMMON STOCK 718546104 3 32 SH   OTR 2 0 32 0
PHILLIPS 66 COMMON STOCK 718546104 1,279 13,330 SH   DFND 2 13,330 0 0
PHILLIPS 66 COMMON STOCK 718546104 152 1,585 SH   SOLE   1,585 0 0
PHILLIPS 66 COMMON STOCK 718546104 1,918 20,000 SH   DFND 3 20,000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 485 6,119 SH   OTR 2 0 6,119 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,182 27,518 SH   DFND 2 27,518 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 12 150 SH   OTR   0 150 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 168 2,123 SH   SOLE   2,123 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,229 15,500 SH   DFND 3 15,500 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 67 650 SH   OTR 2 0 650 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 359 3,463 SH   DFND 2 3,463 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 34 325 SH   SOLE   325 0 0
QUALCOMM INC COMMON STOCK 747525103 13 240 SH   DFND 2 240 0 0
RAYTHEON COMPANY COMMON STOCK 755111507 472 2,185 SH   DFND 2 2,185 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106 31 111 SH   DFND 2 111 0 0
ROSS STORES INC COMMON STOCK 778296103 33 420 SH   DFND 2 420 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 75 1,181 SH   DFND 2 1,181 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 17 260 SH   OTR 2 0 260 0
SCHLUMBERGER LTD COMMON STOCK 806857108 441 6,801 SH   DFND 2 6,801 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 67 1,034 SH   SOLE   1,034 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 496 7,650 SH   DFND 3 7,650 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 56 1,070 SH   DFND 2 1,070 0 0
SEMPRA ENERGY COMMON STOCK 816851109 27 245 SH   OTR 2 0 245 0
SEMPRA ENERGY COMMON STOCK 816851109 130 1,165 SH   DFND 2 1,165 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 105 268 SH   DFND 2 268 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 1,568 4,000 SH   DFND 3 4,000 0 0
SIMON PROPERTY GROUP INC REIT COMMON STOCK 828806109 46 300 SH   OTR 2 0 300 0
SIMON PROPERTY GROUP INC REIT COMMON STOCK 828806109 75 485 SH   DFND 2 485 0 0
SMITH A O CORPORATION COMMON STOCK 831865209 29 450 SH   DFND 2 450 0 0
JM SMUCKER CO COMMON STOCK 832696405 6 50 SH   DFND 2 50 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 27 600 SH   OTR 2 0 600 0
SOUTHERN COMPANY COMMON STOCK 842587107 28 631 SH   DFND 2 631 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 17 295 SH   OTR 2 0 295 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 1,249 21,798 SH   DFND 2 21,798 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 84 1,469 SH   SOLE   1,469 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 1,718 30,000 SH   DFND 3 30,000 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 5 30 SH   DFND 2 30 0 0
STARBUCKS CORP COMMON STOCK 855244109 115 1,985 SH   OTR 2 0 1,985 0
STARBUCKS CORP COMMON STOCK 855244109 1,591 27,484 SH   DFND 2 27,484 0 0
STARBUCKS CORP COMMON STOCK 855244109 174 3,011 SH   SOLE   3,011 0 0
STARBUCKS CORP COMMON STOCK 855244109 637 11,000 SH   DFND 3 11,000 0 0
STATE STREET CORP COMMON STOCK 857477103 98 979 SH   OTR 2 0 979 0
STATE STREET CORP COMMON STOCK 857477103 1,008 10,111 SH   DFND 2 10,111 0 0
STATE STREET CORP COMMON STOCK 857477103 23 230 SH   SOLE   230 0 0
STRYKER CORPORATION COMMON STOCK 863667101 246 1,528 SH   OTR 2 0 1,528 0
STRYKER CORPORATION COMMON STOCK 863667101 1,747 10,856 SH   DFND 2 10,856 0 0
STRYKER CORPORATION COMMON STOCK 863667101 145 904 SH   SOLE   904 0 0
STRYKER CORPORATION COMMON STOCK 863667101 1,770 11,000 SH   DFND 3 11,000 0 0
STURM RUGER & CO INC COMMON STOCK 864159108 18 350 SH   DFND 2 350 0 0
SYSCO CORP COMMON STOCK 871829107 30 500 SH   DFND 2 500 0 0
TJX COS INC COMMON STOCK 872540109 69 850 SH   OTR 2 0 850 0
TJX COS INC COMMON STOCK 872540109 710 8,701 SH   DFND 2 8,701 0 0
TJX COS INC COMMON STOCK 872540109 16 200 SH   OTR   0 200 0
TJX COS INC COMMON STOCK 872540109 99 1,219 SH   SOLE   1,219 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 332 3,200 SH   DFND 2 3,200 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 74 359 SH   OTR 2 0 359 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1,122 5,435 SH   DFND 2 5,435 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 26 125 SH   SOLE   125 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1,032 5,000 SH   DFND 3 5,000 0 0
THOMSON CORP COMMON STOCK 884903105 4 100 SH   DFND 2 100 0 0
TIME WARNER INC COMMON STOCK 887317303 90 950 SH   OTR 2 0 950 0
TIME WARNER INC COMMON STOCK 887317303 315 3,333 SH   DFND 2 3,333 0 0
TIME WARNER INC COMMON STOCK 887317303 4 45 SH   SOLE   45 0 0
TOMPKINS FINANCIAL CORPORATION COMMON STOCK 890110109 23 300 SH   DFND 2 300 0 0
TORONTO DOMINION BANK COMMON STOCK 891160509 118 2,084 SH   OTR 2 0 2,084 0
TORONTO DOMINION BANK COMMON STOCK 891160509 110 1,932 SH   DFND 2 1,932 0 0
US BANCORP NEW COMMON STOCK 902973304 289 5,725 SH   OTR 2 0 5,725 0
US BANCORP NEW COMMON STOCK 902973304 1,444 28,597 SH   DFND 2 28,597 0 0
US BANCORP NEW COMMON STOCK 902973304 159 3,147 SH   SOLE   3,147 0 0
US BANCORP NEW COMMON STOCK 902973304 747 14,800 SH   DFND 3 14,800 0 0
UNDER ARMOUR INC-CLASS A COMMON STOCK 904311107 1 82 SH   OTR 2 0 82 0
UNDER ARMOUR INC-CLASS A COMMON STOCK 904311107 26 1,610 SH   DFND 2 1,610 0 0
UNDER ARMOUR INC-CLASS A COMMON STOCK 904311107 11 675 SH   SOLE   675 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 3 200 SH   DFND 2 200 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 10 679 SH   SOLE   679 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 0 1 SH   DFND 3 1 0 0
UNION PAC CORP COMMON STOCK 907818108 51 380 SH   OTR 2 0 380 0
UNION PAC CORP COMMON STOCK 907818108 1,832 13,626 SH   DFND 2 13,626 0 0
UNION PAC CORP COMMON STOCK 907818108 116 866 SH   SOLE   866 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 89 850 SH   OTR 2 0 850 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 233 2,227 SH   DFND 2 2,227 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 18 175 SH   SOLE   175 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 942 9,000 SH   DFND 3 9,000 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,029 8,175 SH   OTR 2 0 8,175 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,781 14,153 SH   DFND 2 14,153 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 101 800 SH   SOLE   800 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 503 4,000 SH   DFND 3 4,000 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 322 7,283 SH   DFND 2 7,283 0 0
VANGUARD MID-CAP GROWTH ETF OTHER 922908538 308 2,375 SH   DFND 2 2,375 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 381 5,054 SH   DFND 2 5,054 0 0
VANGUARD MID-CAP ETF OTHER 922908629 264 1,710 SH   DFND 2 1,710 0 0
VULCAN MATERIALS CO COMMON STOCK 929160109 529 4,633 SH   DFND 2 4,633 0 0
VULCAN MATERIALS CO COMMON STOCK 929160109 83 728 SH   SOLE   728 0 0
VULCAN MATERIALS CO COMMON STOCK 929160109 811 7,100 SH   DFND 3 7,100 0 0
WALMART INC COMMON STOCK 931142103 44 500 SH   OTR 2 0 500 0
WALMART INC COMMON STOCK 931142103 161 1,806 SH   DFND 2 1,806 0 0
WALMART INC COMMON STOCK 931142103 67 750 SH   SOLE   750 0 0
WALMART INC COMMON STOCK 931142103 1,824 20,500 SH   DFND 3 20,500 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 5 70 SH   DFND 2 70 0 0
WELLS FARGO & CO COMMON STOCK 949746101 158 3,015 SH   OTR 2 0 3,015 0
WELLS FARGO & CO COMMON STOCK 949746101 523 9,970 SH   DFND 2 9,970 0 0
WELLS FARGO & CO COMMON STOCK 949746101 31 600 SH   OTR   0 600 0
WELLS FARGO & CO COMMON STOCK 949746101 86 1,645 SH   SOLE   1,645 0 0
WEYERHAEUSER CO REIT COMMON STOCK 962166104 47 1,335 SH   DFND 2 1,335 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 23 125 SH   DFND 2 125 0 0
YUM! BRANDS INC COMMON STOCK 988498101 61 720 SH   DFND 2 720 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 1,724 20,000 SH   DFND 3 20,000 0 0
TARGET CORP COMMON STOCK 87612E106 9 132 SH   DFND 2 132 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 47 340 SH   DFND 2 340 0 0
AGNC INVESTMENT CORP REIT COMMON STOCK 00123Q104 4 200 SH   DFND 2 200 0 0
AT&T INC COMMON STOCK 00206R102 123 3,459 SH   OTR 2 0 3,459 0
AT&T INC COMMON STOCK 00206R102 687 19,274 SH   DFND 2 19,274 0 0
AT&T INC COMMON STOCK 00206R102 11 300 SH   OTR   0 300 0
AT&T INC COMMON STOCK 00206R102 18 497 SH   SOLE   497 0 0
AT&T INC COMMON STOCK 00206R102 239 6,700 SH   DFND 3 6,700 0 0
ABBVIE INC COMMON STOCK 00287Y109 194 2,050 SH   OTR 2 0 2,050 0
ABBVIE INC COMMON STOCK 00287Y109 700 7,391 SH   DFND 2 7,391 0 0
ABBVIE INC COMMON STOCK 00287Y109 19 200 SH   OTR   0 200 0
ABBVIE INC COMMON STOCK 00287Y109 7 75 SH   SOLE   75 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,212 12,800 SH   DFND 3 12,800 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 2 25 SH   DFND 2 25 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 1,214 18,000 SH   DFND 3 18,000 0 0
ADOBE SYS INC COMMON STOCK 00724F101 719 3,326 SH   DFND 2 3,326 0 0
ADOBE SYS INC COMMON STOCK 00724F101 27 123 SH   SOLE   123 0 0
AETNA INC COMMON STOCK 00817Y108 651 3,850 SH   DFND 2 3,850 0 0
AETNA INC COMMON STOCK 00817Y108 17 100 SH   SOLE   100 0 0
ALLSCRIPTS HEALTHCARE SOLUTION COMMON STOCK 01988P108 20 1,629 SH   DFND 2 1,629 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 165 160 SH   OTR 2 0 160 0
ALPHABET INC CL C COMMON STOCK 02079K107 1,469 1,424 SH   DFND 2 1,424 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 67 65 SH   SOLE   65 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 1 1 SH   DFND 3 1 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 375 362 SH   OTR 2 0 362 0
ALPHABET INC CL A COMMON STOCK 02079K305 5,243 5,055 SH   DFND 2 5,055 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 598 577 SH   SOLE   577 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 4,149 4,000 SH   DFND 3 4,000 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 12 200 SH   OTR 2 0 200 0
ALTRIA GROUP INC COMMON STOCK 02209S103 539 8,652 SH   DFND 2 8,652 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 39 629 SH   SOLE   629 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 37 1,082 SH   DFND 2 1,082 0 0
BIOGEN INC COMMON STOCK 09062X103 18 65 SH   OTR 2 0 65 0
BLACK KNIGHT INC COMMON STOCK 09215C105 43 918 SH   DFND 2 918 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 154 285 SH   OTR 2 0 285 0
BLACKROCK INC CL A COMMON STOCK 09247X101 2,403 4,436 SH   DFND 2 4,436 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 107 198 SH   SOLE   198 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 1,934 3,570 SH   DFND 3 3,570 0 0
BLACKSTONE GROUP LP COMMON STOCK 09253U108 26 800 SH   DFND 2 800 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 56 27 SH   OTR 2 0 27 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 1,673 804 SH   DFND 2 804 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 73 35 SH   SOLE   35 0 0
CME GROUP INC COMMON STOCK 12572Q105 47 290 SH   DFND 2 290 0 0
CANNAE HOLDINGS INC COMMON STOCK 13765N107 19 998 SH   DFND 2 998 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 5 55 SH   OTR 2 0 55 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 55 575 SH   DFND 2 575 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 96 1,000 SH   SOLE   1,000 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 1,916 20,000 SH   DFND 3 20,000 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 25 400 SH   OTR 2 0 400 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 145 2,320 SH   DFND 2 2,320 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 34 785 SH   OTR 2 0 785 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 679 15,835 SH   DFND 2 15,835 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 17 400 SH   OTR   0 400 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 16 375 SH   SOLE   375 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 14 400 SH   OTR 2 0 400 0
COMCAST CORP-CL A COMMON STOCK 20030N101 122 3,577 SH   DFND 2 3,577 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 52 871 SH   OTR 2 0 871 0
CONOCOPHILLIPS COMMON STOCK 20825C104 322 5,425 SH   DFND 2 5,425 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 55 935 SH   SOLE   935 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 65 287 SH   OTR 2 0 287 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 1,700 7,459 SH   DFND 2 7,459 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 196 859 SH   SOLE   859 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 12 65 SH   OTR 2 0 65 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 668 3,547 SH   DFND 2 3,547 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 137 727 SH   SOLE   727 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 565 3,000 SH   DFND 3 3,000 0 0
DXC TECHNOLOGY CO COMMON STOCK 23355L106 39 387 SH   DFND 2 387 0 0
DIGIMARC CORP COMMON STOCK 25381B101 5 200 SH   DFND 2 200 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 47 700 SH   OTR 2 0 700 0
DOMINION ENERGY INC COMMON STOCK 25746U109 274 4,066 SH   DFND 2 4,066 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 13 200 SH   OTR   0 200 0
DOMINION ENERGY INC COMMON STOCK 25746U109 18 260 SH   SOLE   260 0 0
DOMINOS PIZZA INC COMMON STOCK 25754A201 3,503 15,000 SH   DFND 3 15,000 0 0
DOWDUPONT INC COMMON STOCK 26078J100 103 1,616 SH   OTR 2 0 1,616 0
DOWDUPONT INC COMMON STOCK 26078J100 807 12,666 SH   DFND 2 12,666 0 0
DOWDUPONT INC COMMON STOCK 26078J100 13 200 SH   OTR   0 200 0
DOWDUPONT INC COMMON STOCK 26078J100 17 274 SH   SOLE   274 0 0
DOWDUPONT INC COMMON STOCK 26078J100 140 2,200 SH   DFND 3 2,200 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 49 634 SH   OTR 2 0 634 0
DUKE ENERGY CORP COMMON STOCK 26441C204 117 1,505 SH   DFND 2 1,505 0 0
EOG RES INC COMMON STOCK 26875P101 4 35 SH   OTR 2 0 35 0
EOG RES INC COMMON STOCK 26875P101 805 7,643 SH   DFND 2 7,643 0 0
EOG RES INC COMMON STOCK 26875P101 58 547 SH   SOLE   547 0 0
EOG RES INC COMMON STOCK 26875P101 316 3,000 SH   DFND 3 3,000 0 0
ENBRIDGE INCORPORATED COMMON STOCK 29250N105 7 235 SH   DFND 2 235 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 22 323 SH   OTR 2 0 323 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 49 715 SH   DFND 2 715 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 799 10,705 SH   OTR 2 0 10,705 0
EXXONMOBIL CORP COMMON STOCK 30231G102 3,175 42,549 SH   DFND 2 42,549 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 16 220 SH   OTR   0 220 0
EXXONMOBIL CORP COMMON STOCK 30231G102 301 4,031 SH   SOLE   4,031 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 1,045 14,000 SH   DFND 3 14,000 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 78 490 SH   OTR 2 0 490 0
FACEBOOK INC-A COMMON STOCK 30303M102 2,066 12,928 SH   DFND 2 12,928 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 240 1,500 SH   SOLE   1,500 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 4,890 30,600 SH   DFND 3 30,600 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 644 2,682 SH   DFND 2 2,682 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 148 615 SH   SOLE   615 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 2,161 9,000 SH   DFND 3 9,000 0 0
FNF GROUP COMMON STOCK 31620R303 120 3,000 SH   DFND 2 3,000 0 0
FORTIVE CORP COMMON STOCK 34959J108 527 6,797 SH   DFND 2 6,797 0 0
FORTIVE CORP COMMON STOCK 34959J108 53 687 SH   SOLE   687 0 0
FORTUNE BRANDS HOME & SECURITY COMMON STOCK 34964C106 24 400 SH   DFND 2 400 0 0
GABELLI DIVIDEND & INCOME TRUS OTHER 36242H104 30 1,350 SH   DFND 2 1,350 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 44 1,200 SH   DFND 2 1,200 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 83 330 SH   OTR 2 0 330 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,864 7,402 SH   DFND 2 7,402 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 148 589 SH   SOLE   589 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2,267 9,000 SH   DFND 3 9,000 0 0
HP INC COMMON STOCK 40434L105 197 9,000 SH   DFND 2 9,000 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON STOCK 42824C109 158 9,000 SH   DFND 2 9,000 0 0
HOST HOTELS & RESORTS, INC REI COMMON STOCK 44107P104 5 260 SH   DFND 2 260 0 0
INGEVITY CORP COMMON STOCK 45688C107 1 16 SH   DFND 2 16 0 0
INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 15 200 SH   OTR 2 0 200 0
INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 1,768 24,373 SH   DFND 2 24,373 0 0
INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 74 1,025 SH   SOLE   1,025 0 0
INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 1,715 23,650 SH   DFND 3 23,650 0 0
ISHARES SILVER TRUST OTHER 46428Q109 26 1,674 SH   DFND 2 1,674 0 0
J. ALEXANDER S HOLDINGS INC COMMON STOCK 46609J106 2 172 SH   DFND 2 172 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 847 7,703 SH   OTR 2 0 7,703 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 4,133 37,585 SH   DFND 2 37,585 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 432 3,932 SH   SOLE   3,932 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,419 22,000 SH   DFND 3 22,000 0 0
KADANT INC COMMON STOCK 48282T104 76 809 SH   DFND 2 809 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 1 50 SH   SOLE   50 0 0
MALIBU BOATS INC COMMON STOCK 56117J100 13 400 SH   DFND 2 400 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 4 236 SH   DFND 2 236 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 19 264 SH   DFND 2 264 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 481 2,746 SH   DFND 2 2,746 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 39 225 SH   SOLE   225 0 0
MERCK & CO INC COMMON STOCK 58933Y105 204 3,750 SH   OTR 2 0 3,750 0
MERCK & CO INC COMMON STOCK 58933Y105 1,959 35,962 SH   DFND 2 35,962 0 0
MERCK & CO INC COMMON STOCK 58933Y105 192 3,520 SH   SOLE   3,520 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,520 27,900 SH   DFND 3 27,900 0 0
METLIFE INC COMMON STOCK 59156R108 20 435 SH   OTR 2 0 435 0
METLIFE INC COMMON STOCK 59156R108 58 1,254 SH   DFND 2 1,254 0 0
MONEYGRAM INTERNATIONAL INC COMMON STOCK 60935Y208 0 7 SH   DFND 2 7 0 0
MONSANTO CO COMMON STOCK 61166W101 48 415 SH   DFND 2 415 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 27 475 SH   DFND 2 475 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 1,945 34,000 SH   DFND 3 34,000 0 0
THE MOSAIC COMPANY COMMON STOCK 61945C103 7 300 SH   DFND 2 300 0 0
NETFLIX INC COMMON STOCK 64110L106 78 265 SH   OTR 2 0 265 0
NETFLIX INC COMMON STOCK 64110L106 4,229 14,318 SH   DFND 2 14,318 0 0
NETFLIX INC COMMON STOCK 64110L106 450 1,522 SH   SOLE   1,522 0 0
NETFLIX INC COMMON STOCK 64110L106 3,840 13,000 SH   DFND 3 13,000 0 0
NETSCOUT SYSTEMS INC COMMON STOCK 64115T104 10 398 SH   DFND 2 398 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 135 825 SH   OTR 2 0 825 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,071 6,556 SH   DFND 2 6,556 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 122 748 SH   SOLE   748 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 57 700 SH   DFND 2 700 0 0
NVIDIA CORP COMMON STOCK 67066G104 82 353 SH   OTR 2 0 353 0
NVIDIA CORP COMMON STOCK 67066G104 1,211 5,229 SH   DFND 2 5,229 0 0
NVIDIA CORP COMMON STOCK 67066G104 42 180 SH   SOLE   180 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,158 5,000 SH   DFND 3 5,000 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 320 7,000 SH   OTR 2 0 7,000 0
ORACLE CORPORATION COMMON STOCK 68389X105 1,926 42,090 SH   DFND 2 42,090 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 14 300 SH   OTR   0 300 0
ORACLE CORPORATION COMMON STOCK 68389X105 118 2,586 SH   SOLE   2,586 0 0
PARAMOUNT GOLD NEVADA CORP COMMON STOCK 69924M109 0 2 SH   OTR 2 0 2 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 38 500 SH   OTR 2 0 500 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 3,085 40,668 SH   DFND 2 40,668 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 259 3,415 SH   SOLE   3,415 0 0
PIMCO NEW YORK MUNICIPAL II OTHER 72200Y102 16 1,500 SH   DFND 2 1,500 0 0
PRAXAIR INC COMMON STOCK 74005P104 40 275 SH   OTR 2 0 275 0
PRAXAIR INC COMMON STOCK 74005P104 196 1,360 SH   DFND 2 1,360 0 0
PRAXAIR INC COMMON STOCK 74005P104 12 80 SH   SOLE   80 0 0
PRAXAIR INC COMMON STOCK 74005P104 476 3,300 SH   DFND 3 3,300 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 357 3,310 SH   OTR 2 0 3,310 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 456 4,226 SH   DFND 2 4,226 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 27 250 SH   OTR   0 250 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 37 347 SH   SOLE   347 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 65 650 SH   OTR 2 0 650 0
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 21 60 SH   DFND 2 60 0 0
RETAIL OPPORTUNITY INVESTMENTS COMMON STOCK 76131N101 12 700 SH   DFND 2 700 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 89 340 SH   OTR 2 0 340 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 7,592 28,850 SH   DFND 2 28,850 0 0
SPDR GOLD TRUST OTHER 78463V107 21 166 SH   DFND 2 166 0 0
SPDR BLOOMBERG BARCLAYS INTL C OTHER 78464A151 57 1,575 SH   DFND 2 1,575 0 0
SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409 627 18,720 SH   DFND 2 18,720 0 0
SPDR PORTFOLIO S&P 500 VALUE E OTHER 78464A508 389 13,224 SH   DFND 2 13,224 0 0
SPDR S&P TELECOM ETF OTHER 78464A540 11 165 SH   OTR 2 0 165 0
SPDR S&P TELECOM ETF OTHER 78464A540 567 8,229 SH   DFND 2 8,229 0 0
SPDR S&P TELECOM ETF OTHER 78464A540 41 588 SH   SOLE   588 0 0
SPDR S&P INSURANCE ETF OTHER 78464A789 39 1,260 SH   DFND 2 1,260 0 0
SPDR S&P 600 SMALL CAP ETF OTHER 78464A813 35 263 SH   DFND 2 263 0 0
SPDR S&P 400 MID CAP GROWTH ET OTHER 78464A821 197 1,250 SH   DFND 2 1,250 0 0
SPDR S&P BIOTECH ETF OTHER 78464A870 9 100 SH   OTR 2 0 100 0
SPDR S&P BIOTECH ETF OTHER 78464A870 121 1,375 SH   DFND 2 1,375 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 223 652 SH   DFND 2 652 0 0
SALESFORCE.COM COMMON STOCK 79466L302 1,252 10,768 SH   DFND 2 10,768 0 0
SALESFORCE.COM COMMON STOCK 79466L302 191 1,641 SH   SOLE   1,641 0 0
SALESFORCE.COM COMMON STOCK 79466L302 3,024 26,000 SH   DFND 3 26,000 0 0
SANDSTORM GOLD LTD COMMON STOCK 80013R206 0 2 SH   OTR 2 0 2 0
MATERIALS SELECT SPDR FUND OTHER 81369Y100 189 3,311 SH   OTR 2 0 3,311 0
MATERIALS SELECT SPDR FUND OTHER 81369Y100 831 14,586 SH   DFND 2 14,586 0 0
MATERIALS SELECT SPDR FUND OTHER 81369Y100 91 1,605 SH   SOLE   1,605 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 894 10,988 SH   OTR 2 0 10,988 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 366 4,498 SH   DFND 2 4,498 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 61 755 SH   SOLE   755 0 0
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 462 8,769 SH   OTR 2 0 8,769 0
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 111 2,115 SH   DFND 2 2,115 0 0
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 32 605 SH   SOLE   605 0 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 966 9,537 SH   OTR 2 0 9,537 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 273 2,693 SH   DFND 2 2,693 0 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 77 765 SH   SOLE   765 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 363 5,391 SH   OTR 2 0 5,391 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 147 2,178 SH   DFND 2 2,178 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 22 320 SH   SOLE   320 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 946 34,299 SH   OTR 2 0 34,299 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 446 16,195 SH   DFND 2 16,195 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 661 8,904 SH   OTR 2 0 8,904 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 244 3,280 SH   DFND 2 3,280 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 45 605 SH   SOLE   605 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,730 26,437 SH   OTR 2 0 26,437 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 583 8,911 SH   DFND 2 8,911 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 117 1,795 SH   SOLE   1,795 0 0
REAL ESTATE SELECT SECT SPDR OTHER 81369Y860 39 1,254 SH   DFND 2 1,254 0 0
REAL ESTATE SELECT SECT SPDR OTHER 81369Y860 4 144 SH   SOLE   144 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 107 2,108 SH   OTR 2 0 2,108 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 552 10,919 SH   DFND 2 10,919 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 50 993 SH   SOLE   993 0 0
SERVICENOW INC COMMON STOCK 81762P102 5 30 SH   DFND 2 30 0 0
SHOPIFY INC CL A COMMON STOCK 82509L107 6 49 SH   DFND 2 49 0 0
TESLA INC COMMON STOCK 88160R101 19 70 SH   OTR 2 0 70 0
TESLA INC COMMON STOCK 88160R101 823 3,092 SH   DFND 2 3,092 0 0
TESLA INC COMMON STOCK 88160R101 40 150 SH   SOLE   150 0 0
3-D SYSTEMS CORP COMMON STOCK 88554D205 1 100 SH   DFND 2 100 0 0
3M CO COMMON STOCK 88579Y101 494 2,250 SH   OTR 2 0 2,250 0
3M CO COMMON STOCK 88579Y101 1,437 6,548 SH   DFND 2 6,548 0 0
3M CO COMMON STOCK 88579Y101 137 625 SH   SOLE   625 0 0
3M CO COMMON STOCK 88579Y101 944 4,300 SH   DFND 3 4,300 0 0
TWITTER INC COMMON STOCK 90184L102 1 50 SH   DFND 2 50 0 0
TWITTER INC COMMON STOCK 90184L102 870 30,000 SH   DFND 3 30,000 0 0
UNITED THERAPEUTICS CORP DEL COMMON STOCK 91307C102 11 100 SH   DFND 2 100 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 55 255 SH   OTR 2 0 255 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 505 2,360 SH   DFND 2 2,360 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 247 1,155 SH   SOLE   1,155 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2,675 12,500 SH   DFND 3 12,500 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 75 810 SH   DFND 2 810 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 67 725 SH   SOLE   725 0 0
VALVOLINE INC COMMON STOCK 92047W101 34 1,537 SH   DFND 2 1,537 0 0
VANECK VECTORS BIOTECH ETF OTHER 92189F726 30 250 SH   DFND 2 250 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 268 5,604 SH   OTR 2 0 5,604 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,127 23,562 SH   DFND 2 23,562 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 104 2,179 SH   SOLE   2,179 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 717 15,000 SH   DFND 3 15,000 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 49 300 SH   OTR 2 0 300 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 5 30 SH   DFND 2 30 0 0
VIAD CORP COMMON STOCK 92552R406 1 14 SH   DFND 2 14 0 0
VIACOM INC-B COMMON STOCK 92553P201 40 1,302 SH   OTR 2 0 1,302 0
VISA INC CL A COMMON STOCK 92826C839 172 1,440 SH   OTR 2 0 1,440 0
VISA INC CL A COMMON STOCK 92826C839 3,613 30,204 SH   DFND 2 30,204 0 0
VISA INC CL A COMMON STOCK 92826C839 8 70 SH   OTR   0 70 0
VISA INC CL A COMMON STOCK 92826C839 378 3,164 SH   SOLE   3,164 0 0
VISA INC CL A COMMON STOCK 92826C839 6,125 51,200 SH   DFND 3 51,200 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 25 400 SH   DFND 2 400 0 0
WESTROCK CO COMMON STOCK 96145D105 6 99 SH   DFND 2 99 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 30 720 SH   DFND 2 720 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 41 375 SH   OTR 2 0 375 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 214 1,967 SH   DFND 2 1,967 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 8 75 SH   SOLE   75 0 0
ALLERGAN PLC COMMON STOCK G0177J108 184 1,092 SH   DFND 2 1,092 0 0
ALLERGAN PLC COMMON STOCK G0177J108 25 150 SH   SOLE   150 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 21 140 SH   DFND 2 140 0 0
EATON CORP PLC COMMON STOCK G29183103 100 1,250 SH   OTR 2 0 1,250 0
EATON CORP PLC COMMON STOCK G29183103 9 117 SH   DFND 2 117 0 0
INGERSOLL-RAND PLC COMMON STOCK G47791101 7 86 SH   DFND 2 86 0 0
JOHNSON CONTROLS INTERNATIONAL COMMON STOCK G51502105 25 710 SH   DFND 2 710 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 79 982 SH   OTR 2 0 982 0
MEDTRONIC PLC COMMON STOCK G5960L103 350 4,367 SH   DFND 2 4,367 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 10 122 SH   SOLE   122 0 0
TILL CAPITAL LTD COMMON STOCK G8875E107 0 1 SH   OTR 2 0 1 0
TRANSOCEAN LTD COMMON STOCK H8817H100 10 1,000 SH   OTR 2 0 1,000 0
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 866 8,715 SH   DFND 2 8,715 0 0
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 29 291 SH   SOLE   291 0 0
SODASTREAM INTERNATIONAL LTD COMMON STOCK M9068E105 18 200 SH   DFND 2 200 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK N53745100 11 100 SH   DFND 2 100 0 0