XML 101 R86.htm IDEA: XBRL DOCUMENT v3.8.0.1
Regulatory Matters (Details) - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Maximum Subsidiary Dividend $ 44,100  
Parent Company [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital (to Risk Weighted Assets) - Actual Amount $ 278,163 $ 258,653
Total Capital (to Risk Weighted Assets) - Actual Ratio 15.00% 15.20%
Total Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Amount $ 172,461 $ 146,343
Total Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Ratio 9.30% 8.60%
Total Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Amount $ 185,442 $ 170,166
Total Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Ratio 10.00% 10.00%
Tier I Capital (to Risk Weighted Assets) - Actual Amount $ 259,378 $ 241,523
Tier I Capital (to Risk Weighted Assets) - Actual Ratio 14.00% 14.10%
Tier I Capital (to Risk Weighted Assets) - Minimum Acounts For Capital Adequacy Purposes Amount $ 135,247 $ 113,053
Tier I Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Ratio 7.30% 6.60%
Tier I Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Ratio $ 148,216 $ 137,034
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 8.00% 8.00%
Tier One Risk Based Capital $ 259,378 $ 241,523
Tier One Leverage Capital to Average Assets 9.50% 9.50%
Tier One Leverage Capital Required for Capital Adequacy $ 109,212 $ 101,694
Tier One Leverage Capital Required for Capital Adequacy to Average Assets 4.00% 4.00%
Tier One Leverage Capital Required to be Well Capitalized $ 136,515 $ 127,117
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 5.00% 5.00%
Common Equity Tier 1 Capital Ratio $ 239,326 $ 221,472
Common Equity Tier 1 Capital Ratio Percentage 12.90% 13.00%
Common Equity Tier 1 Capital Ratio Required for Capital Adequacy $ 107,604 $ 86,885
Common Equity Tier 1 Capital Ratio For Capital Adequacy 5.80% 5.10%
Common Equity Tier 1 Leverage Capital Required to be Well Capitalized $ 120,591 $ 110,736
Common Equity Tier 1 Capital Ratio to be Well Capitalized 6.50% 6.50%
Glens Falls National [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital (to Risk Weighted Assets) - Actual Amount $ 220,275 $ 205,573
Total Capital (to Risk Weighted Assets) - Actual Ratio 14.60% 15.00%
Total Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Amount $ 140,312 $ 117,862
Total Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Ratio 9.30% 8.60%
Total Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Amount $ 150,873 $ 137,049
Total Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Ratio 10.00% 10.00%
Tier I Capital (to Risk Weighted Assets) - Actual Amount $ 205,200 $ 191,679
Tier I Capital (to Risk Weighted Assets) - Actual Ratio 13.60% 14.00%
Tier I Capital (to Risk Weighted Assets) - Minimum Acounts For Capital Adequacy Purposes Amount $ 110,144 $ 90,363
Tier I Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Ratio 7.30% 6.60%
Tier I Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Ratio $ 120,706 $ 109,531
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 8.00% 8.00%
Tier One Risk Based Capital $ 205,200 $ 191,679
Tier One Leverage Capital to Average Assets 9.10% 9.10%
Tier One Leverage Capital Required for Capital Adequacy $ 90,198 $ 84,255
Tier One Leverage Capital Required for Capital Adequacy to Average Assets 4.00% 4.00%
Tier One Leverage Capital Required to be Well Capitalized $ 112,747 $ 105,318
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 5.00% 5.00%
Common Equity Tier 1 Capital Ratio $ 205,148 $ 191,628
Common Equity Tier 1 Capital Ratio Percentage 13.60% 13.90%
Common Equity Tier 1 Capital Ratio Required for Capital Adequacy $ 87,490 $ 70,310
Common Equity Tier 1 Capital Ratio For Capital Adequacy 5.80% 5.10%
Common Equity Tier 1 Leverage Capital Required to be Well Capitalized $ 98,049 $ 89,610
Common Equity Tier 1 Capital Ratio to be Well Capitalized 6.50% 6.50%
Saratoga National [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital (to Risk Weighted Assets) - Actual Amount $ 48,822 $ 42,168
Total Capital (to Risk Weighted Assets) - Actual Ratio 14.00% 12.80%
Total Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Amount $ 32,432 $ 28,332
Total Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Ratio 9.30% 8.60%
Total Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Amount $ 34,873 $ 32,944
Total Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Ratio 10.00% 10.00%
Tier I Capital (to Risk Weighted Assets) - Actual Amount $ 45,311 $ 39,050
Tier I Capital (to Risk Weighted Assets) - Actual Ratio 13.00% 11.90%
Tier I Capital (to Risk Weighted Assets) - Minimum Acounts For Capital Adequacy Purposes Amount $ 25,444 $ 21,658
Tier I Capital (to Risk Weighted Assets) - Minimum Amounts For Capital Adequacy Purposes Ratio 7.30% 6.60%
Tier I Capital (to Risk Weighted Assets) - Minimum Amounts To Be Well-Capitalized Ratio $ 27,884 $ 26,252
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 8.00% 8.00%
Tier One Risk Based Capital $ 45,311 $ 39,050
Tier One Leverage Capital to Average Assets 9.40% 8.90%
Tier One Leverage Capital Required for Capital Adequacy $ 19,281 $ 17,551
Tier One Leverage Capital Required for Capital Adequacy to Average Assets 4.00% 4.00%
Tier One Leverage Capital Required to be Well Capitalized $ 24,102 $ 21,938
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 5.00% 5.00%
Common Equity Tier 1 Capital Ratio $ 45,311 $ 39,050
Common Equity Tier 1 Capital Ratio Percentage 13.00% 11.90%
Common Equity Tier 1 Capital Ratio Required for Capital Adequacy $ 20,216 $ 16,736
Common Equity Tier 1 Capital Ratio For Capital Adequacy 5.80% 5.10%
Common Equity Tier 1 Leverage Capital Required to be Well Capitalized $ 22,656 $ 21,330
Common Equity Tier 1 Capital Ratio to be Well Capitalized 6.50% 6.50%