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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST AND DIVIDEND INCOME      
Interest and Fees on Loans $ 70,202 $ 62,823 $ 56,856
Interest on Deposits at Banks 348 152 94
Interest and Dividends on Investment Securities:      
Fully Taxable 7,884 7,934 8,043
Exempt from Federal Taxes 6,223 6,006 5,745
Total Interest and Dividend Income 84,657 76,915 70,738
INTEREST EXPENSE      
Interest-Bearing Checking Accounts 1,510 1,280 1,276
Savings Deposits 1,371 932 741
Time Deposits over $250,000 282 187 76
Other Time Deposits 950 924 1,022
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 44 33 20
Federal Home Loan Bank Advances 2,083 1,340 1,097
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 766 660 581
Total Interest Expense 7,006 5,356 4,813
NET INTEREST INCOME 77,651 71,559 65,925
Provision for Loan Losses 2,736 2,033 1,347
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 74,915 69,526 64,578
NONINTEREST INCOME      
Income From Fiduciary Activities 8,417 7,783 7,762
Fees for Other Services to Customers 9,591 9,469 9,220
Net (Loss) Gain on Securities Transactions (448) (22) 129
Insurance Commissions 8,612 8,668 8,967
Net Gain on Sales of Loans 546 821 692
Other Operating Income 927 1,113 1,354
Total Noninterest Income 27,645 27,832 28,124
NONINTEREST EXPENSE      
Salaries and Employee Benefits 37,166 34,330 33,064
Occupancy Expenses, Net 9,560 9,402 9,267
FDIC Assessments 891 1,076 1,186
Other Operating Expense 15,088 14,801 13,913
Total Noninterest Expense 62,705 59,609 57,430
INCOME BEFORE PROVISION FOR INCOME TAXES 39,855 37,749 35,272
Provision for Income Taxes 10,529 11,215 10,610
NET INCOME $ 29,326 $ 26,534 $ 24,662
Average Shares Outstanding:      
Basic Shares, in Shares 13,893 13,792 13,680
Diluted Shares, in Shares 13,986 13,880 13,730
Per Common Share:      
Basic Earnings, in USD Per Share $ 2.11 $ 1.92 $ 1.80
Diluted Earnings, In USD Per Share $ 2.10 $ 1.91 $ 1.80