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Loans (Tables)
 12 Months Ended
Dec. 31, 2017
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables
Loan Categories and Past Due Loans

The following table presents loan balances outstanding as of December 31, 2017 and December 31, 2016 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers a loan past due 30 or more days if the borrower is two or more payments past due.
Schedule of Past Due Loans by Loan Category
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
December 31, 2017
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
139

 
$
—

 
$
5,891

 
$
2,094

 
$
8,124

Loans Past Due 60-89 Days
19

 
—

 
1,215

 
509

 
1,743

Loans Past Due 90 or More Days
99

 
807

 
513

 
1,422

 
2,841

Total Loans Past Due
257

 
807

 
7,619

 
4,025

 
12,708

Current Loans
128,992

 
443,441

 
595,208

 
770,421

 
1,938,062

Total Loans
$
129,249

 
$
444,248

 
$
602,827

 
$
774,446

 
$
1,950,770

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due and Still Accruing Interest
$
—

 
$
—

 
$
6

 
$
313

 
$
319

Nonaccrual Loans
588

 
1,530

 
653

 
2,755

 
5,526

 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
112

 
$
121

 
$
5,593

 
$
2,368

 
$
8,194

Loans Past Due 60-89 Days
29

 
—

 
898

 
142

 
1,069

Loans Past Due 90 or more Days
148

 
—

 
513

 
1,975

 
2,636

Total Loans Past Due
289

 
121

 
7,004

 
4,485

 
11,899

Current Loans
104,866

 
431,525

 
530,357

 
674,621

 
1,741,369

Total Loans
$
105,155

 
$
431,646

 
$
537,361

 
$
679,106

 
$
1,753,268

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due and Still Accruing Interest
$
—

 
$
—

 
$
158

 
$
1,043

 
$
1,201

Nonaccrual Loans
$
155

 
$
875

 
$
589

 
$
2,574

 
$
4,193
Financing Receivable Supplemental Information
Schedule of Supplemental Loan Information
 
2017
 
2016
Supplemental Information:
 
 
 
Unamortized deferred loan origination costs, net of deferred loan
  origination fees, included in the above balances
$
4,055

 
$
3,717

Overdrawn deposit accounts, included in the above balances
473

 
1,009

Pledged loans secured by one-to-four family residential mortgages
  under a blanket collateral agreement to secure borrowings from
  the Federal Home Loan Bank of New York
511,301

 
445,805

Residential real estate loans serviced for Freddie Mac, not included
   in the balances above
149,377

 
153,617

Loans held for sale at period-end, included in the above balances
327

 
483
Allowance for Credit Losses on Financing Receivables
Allowance for Loan Losses

The following table presents a roll forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
 
 
 
 
 
 
 
 
 
 
 
 
Rollfoward of the Allowance for Loan Losses for the Year Ended:
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
$
1,017

 
$
5,677

 
$
6,120

 
$
4,198

 
$
—

 
$
17,012

Charge-offs
(2
)
 
(380
)
 
(1,101
)
 
(76
)
 
—

 
(1,559
)
Recoveries
9

 
—

 
388

 
—

 
—

 
397

Provision
849

 
(793
)
 
2,197

 
483

 
—

 
2,736

December 31, 2017
$
1,873

 
$
4,504

 
$
7,604

 
$
4,605

 
$
—

 
$
18,586

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
$
1,827

 
$
4,520

 
$
5,554

 
$
3,790

 
$
347

 
$
16,038

Charge-offs
(97
)
 
(195
)
 
(871
)
 
(107
)
 
—

 
(1,270
)
Recoveries
23

 
—

 
182

 
6

 
—

 
211

Provision
(736
)
 
1,352

 
1,255

 
509

 
(347
)
 
2,033

December 31, 2016
$
1,017

 
$
5,677

 
$
6,120

 
$
4,198

 
$
—

 
$
17,012

 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
December 31, 2014
$
2,100

 
$
4,128

 
$
5,210

 
$
3,369

 
$
763

 
$
15,570

Charge-offs
(62
)
 
(7
)
 
(711
)
 
(326
)
 
—

 
(1,106
)
Recoveries
34

 
—

 
193

 
—

 
—

 
227

Provision
(245
)
 
399

 
862

 
747

 
(416
)
 
1,347

December 31, 2015
$
1,827

 
$
4,520

 
$
5,554

 
$
3,790

 
$
347

 
$
16,038

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
94

 
$
2

 
$
—

 
$
10

 
$
—

 
$
106

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,779

 
$
4,502

 
$
7,604

 
$
4,595

 
$
—

 
$
18,480

Ending Loan Balance - Individually Evaluated for Impairment
$
489

 
$
1,537

 
$
95

 
$
1,562

 
$
—

 
$
3,683

Ending Loan Balance - Collectively Evaluated for Impairment
$
128,760

 
$
442,711

 
$
602,732

 
$
772,884

 
$
—

 
$
1,947,087

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,017


$
5,677


$
6,120


$
4,198


$
—

 
$
17,012

Ending Loan Balance - Individually Evaluated for Impairment
$
—

 
$
890

 
$
91

 
$
1,098

 
$
—

 
$
2,079

Ending Loan Balance - Collectively Evaluated for Impairment
$
105,155

 
$
430,756

 
$
537,270

 
$
678,008

 
$
—

 
$
1,751,189
Financing Receivable Credit Quality Indicators
Loan Credit Quality Indicators

The following table presents the credit quality indicators by loan category at December 31, 2017 and December 31, 2016:
Loan Credit Quality Indicators
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
December 31, 2017
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
124,961

 
$
417,362

 
 
 
 
 
$
542,323

Special Mention
1,341

 
177

 
 
 
 
 
1,518

Substandard
2,947

 
25,902

 
 
 
 
 
28,849

Doubtful
—

 
807

 
 
 
 
 
807

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
602,168

 
$
771,584

 
1,373,752

Nonperforming
 
 
 
 
659

 
3,068

 
3,727

 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
95,722

 
$
396,907

 
 
 
 
 
$
492,629

Special Mention
1,359

 
7,008

 
 
 
 
 
8,367

Substandard
8,074

 
27,731

 
 
 
 
 
35,805

Doubtful
—

 
—

 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
536,614

 
$
675,489

 
1,212,103

Nonperforming
 
 
 
 
747

 
3,617

 
4,364
Impaired Financing Receivables
Impaired Loans

The following table presents information on impaired loans based on whether the impaired loan has a recorded allowance or no recorded allowance:
Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
December 31, 2017
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
781

 
$
94

 
$
1,269

 
$
2,144

With a Related Allowance
485

 
725

 
—

 
333

 
1,543

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
816

 
$
95

 
$
1,274

 
$
2,185

With a Related Allowance
489

 
721

 
—

 
288

 
1,498

 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
890

 
$
91

 
$
1,098

 
$
2,079

With a Related Allowance
—

 
—

 
—

 
—

 
—

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
890

 
$
91

 
$
1,098

 
$
2,079

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 
 
 
 
Average Recorded Balance:


 


 
 
 

 

With No Related Allowance
$
—

 
$
836

 
$
93

 
$
1,184

 
$
2,113

With a Related Allowance
243

 
363

 
—

 
167

 
773

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
34

 
$
—

 
$
23

 
$
57

With a Related Allowance
1

 
2

 
—

 
23

 
26

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
—

 
$
—

 
$
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
78

 
$
1,631

 
$
103

 
$
872

 
$
2,684

With a Related Allowance
—

 
—

 
—

 
—

 
$
—

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
29

 
$
6

 
$
1

 
$
36

With a Related Allowance
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
—

 
$
—

 
$
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 


December 31, 2015
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
325

 
$
1,932

 
$
116

 
$
1,162

 
$
3,535

With a Related Allowance
—

 
—

 
—

 
280

 
$
280

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
9

 
$
14

 
$
—

 
$
23

With a Related Allowance
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
—

 
$
—

 
$
—

With a Related Allowance
—

 
—

 
—

 
—

 
—
Troubled Debt Restructurings on Financing Receivables
Loans Modified in Trouble Debt Restructurings

The following table presents information on loans modified in trouble debt restructurings during the periods indicated:
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Year Ended:
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 
 
 
 
Number of Loans
1

 
1

 
6

 
—

 
8

Pre-Modification Outstanding Recorded Investment
$
503

 
$
725

 
$
51

 
$
—

 
$
1,279

Post-Modification Outstanding Recorded Investment
$
503

 
$
725

 
$
51

 
$
—

 
$
1,279

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

Commitments to lend additional funds to modified loans
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
4

 
—

 
4

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
39

 
$
—

 
$
39

Post-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
39

 
$
—

 
$
39

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

Commitments to lend additional funds to modified loans
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
1

 
4

 
—

 
5

Pre-Modification Outstanding Recorded Investment
$
—

 
$
883

 
$
51

 
$
—

 
$
934

Post-Modification Outstanding Recorded Investment
$
—

 
$
883

 
$
51

 
$
—

 
$
934

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

Commitments to lend additional funds to modified loans
—

 
—

 
—

 
—

 
—