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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
ASSETS    
Cash and Due From Banks $ 42,562 $ 43,024
Interest-Bearing Deposits at Banks 30,276 14,331
Investment Securities:    
Available-for-Sale 300,200 346,996
Held-to-Maturity (Approximate Fair Value of $335,901 at December 31, 2017, and $343,751 at December 31, 2016) 335,907 345,427
Other Investments 9,949 10,912
Loans 1,950,770 1,753,268
Allowance for Loan Losses (18,586) (17,012)
Net Loans 1,932,184 1,736,256
Premises and Equipment, Net 27,619 26,938
Goodwill 21,873 21,873
Other Intangible Assets, Net 2,289 2,696
Other Assets 57,606 56,789
Total Assets 2,760,465 2,605,242
LIABILITIES    
Noninterest-Bearing Deposits 441,945 387,280
Interest-Bearing Checking Accounts 907,315 877,988
Savings Deposits 694,573 651,965
Time Deposits over $250,000 38,147 32,878
Other Time Deposits 163,136 166,435
Total Deposits 2,245,116 2,116,546
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 64,966 35,836
Federal Home Loan Bank Overnight Advances 105,000 123,000
Federal Home Loan Bank Term Advances 55,000 55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000
Other Liabilities 20,780 22,008
Total Liabilities 2,510,862 2,372,390
STOCKHOLDERS’ EQUITY    
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (18,481,301 Shares Issued at December 31, 2017, and 17,943,201 Shares Issued at December 31, 2016) 18,481 17,943
Additional Paid-in Capital 290,219 270,880
Retained Earnings 28,818 28,644
Unallocated ESOP Shares (9,643 Shares at December 31, 2017, and 19,466 Shares at December 31, 2016) (200) (400)
Accumulated Other Comprehensive Loss (8,514) (6,834)
Treasury Stock, at Cost (4,541,524 Shares at December 31, 2017, and 4,441,093 Shares at December 31, 2016) (79,201) (77,381)
Total Stockholders’ Equity 249,603 232,852
Total Liabilities and Stockholders’ Equity $ 2,760,465 $ 2,605,242