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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2017
Dec. 31, 2016
Sep. 30, 2016
ASSETS      
Cash and Due From Banks $ 55,683 $ 43,024 $ 66,556
Interest-Bearing Deposits at Banks 24,983 14,331 35,503
Investment Securities:      
Available-for-Sale 315,459 346,996 339,190
Held-to-Maturity (Approximate Fair Value of $343,899 at September 30, 2017; $343,751 at December 31, 2016; and $347,441 at September 30, 2016) 341,526 345,427 338,238
Other Investments 6,704 10,912 5,371
Loans 1,908,799 1,753,268 1,707,216
Allowance for Loan Losses (17,695) (17,012) (16,975)
Net Loans 1,891,104 1,736,256 1,690,241
Premises and Equipment, Net 26,432 26,938 26,718
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 2,395 2,696 2,802
Other Assets 58,303 56,789 53,993
Total Assets 2,744,462 2,605,242 2,580,485
LIABILITIES      
Noninterest-Bearing Deposits 448,515 387,280 381,760
Interest-Bearing Checking Accounts 967,250 877,988 993,221
Savings Deposits 696,805 651,965 629,201
Time Deposits over $250,000 28,464 32,878 45,237
Other Time Deposits 166,082 166,435 163,768
Total Deposits 2,307,116 2,116,546 2,213,187
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 61,419 35,836 38,589
Federal Home Loan Bank Overnight Advances 33,000 123,000 0
Federal Home Loan Bank Term Advances 55,000 55,000 55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000 20,000
Other Liabilities 23,279 22,008 24,501
Total Liabilities 2,499,814 2,372,390 2,351,277
STOCKHOLDERS’ EQUITY      
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (18,481,301 Shares Issued and Outstanding at September 30, 2017; 17,943,201 at December 31, 2016 and 17,943,201 at September 30, 2016) 18,481 17,943 17,943
Additional Paid-in Capital 289,294 270,880 269,680
Retained Earnings 22,581 28,644 25,400
Unallocated ESOP Shares (20,050 Shares at September 30, 2017; 19,466 Shares at December 31, 2016 and 38,396 Shares at September 30, 2016) (400) (400) (750)
Accumulated Other Comprehensive Loss (6,135) (6,834) (5,442)
Treasury Stock, at Cost (4,570,291 Shares at September 30, 2017; 4,441,093 Shares at December 31, 2016 and 4,479,257 Shares at September 30, 2016) (79,173) (77,381) (77,623)
Total Stockholders’ Equity 244,648 232,852 229,208
Total Liabilities and Stockholders’ Equity $ 2,744,462 $ 2,605,242 $ 2,580,485