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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2017
Dec. 31, 2016
Jun. 30, 2016
ASSETS      
Cash and Due From Banks $ 39,105 $ 43,024 $ 46,139
Interest-Bearing Deposits at Banks 26,972 14,331 16,976
Investment Securities:      
Available-for-Sale 327,392 346,996 362,929
Held-to-Maturity (Approximate Fair Value of $350,355 at June 30, 2017; $343,751 at December 31, 2016; and $354,778 at June 30, 2016) 348,018 345,427 343,814
Other Investments 11,035 10,912 9,961
Loans 1,878,632 1,753,268 1,672,490
Allowance for Loan Losses (17,442) (17,012) (16,798)
Net Loans 1,861,190 1,736,256 1,655,692
Premises and Equipment, Net 26,565 26,938 26,775
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 2,482 2,696 2,885
Other Assets 57,089 56,789 53,198
Total Assets 2,721,721 2,605,242 2,540,242
LIABILITIES      
Noninterest-Bearing Deposits 433,480 387,280 368,378
Interest-Bearing Checking Accounts 905,624 877,988 900,974
Savings Deposits 679,320 651,965 600,513
Time Deposits over $250,000 33,630 32,878 37,297
Other Time Deposits 167,984 166,435 165,223
Total Deposits 2,220,038 2,116,546 2,072,385
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 40,892 35,836 41,497
Federal Home Loan Bank Overnight Advances 122,000 123,000 102,000
Federal Home Loan Bank Term Advances 55,000 55,000 55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000 20,000
Other Liabilities 23,039 22,008 23,987
Total Liabilities 2,480,969 2,372,390 2,314,869
STOCKHOLDERS’ EQUITY      
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (17,943,201 Shares Issued and Outstanding at June 30, 2017; 17,943,201 at December 31, 2016 and 17,420,776 at June 30, 2016) 17,943 17,943 17,421
Additional Paid-in Capital 272,187 270,880 252,511
Retained Earnings 35,739 28,644 38,852
Unallocated ESOP Shares (19,466 Shares at June 30, 2017; 19,466 Shares at December 31, 2016 and 28,671 Shares at June 30, 2016) (400) (400) (850)
Accumulated Other Comprehensive Loss (6,200) (6,834) (4,742)
Treasury Stock, at Cost (4,428,713 Shares at June 30, 2017; 4,441,093 Shares at December 31, 2016 and 4,380,736 Shares at June 30, 2016) (78,517) (77,381) (77,819)
Total Stockholders’ Equity 240,752 232,852 225,373
Total Liabilities and Stockholders’ Equity $ 2,721,721 $ 2,605,242 $ 2,540,242