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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2017
Dec. 31, 2016
Mar. 31, 2016
ASSETS      
Cash and Due From Banks $ 50,158 $ 43,024 $ 30,663
Interest-Bearing Deposits at Banks 14,645 14,331 30,048
Investment Securities:      
Available-for-Sale 347,159 346,996 388,247
Held-to-Maturity (Approximate Fair Value of $335,105 at March 31, 2017; $343,751 at December 31, 2016; and $324,337 at March 31, 2016) 335,211 345,427 315,284
Other Investments 6,826 10,912 5,149
Loans 1,810,805 1,753,268 1,622,728
Allowance for Loan Losses (17,216) (17,012) (16,287)
Net Loans 1,793,589 1,736,256 1,606,441
Premises and Equipment, Net 26,585 26,938 27,142
Goodwill 21,873 21,873 21,873
Other Intangible Assets, Net 2,575 2,696 2,999
Other Assets 57,765 56,789 51,025
Total Assets 2,656,386 2,605,242 2,478,871
LIABILITIES      
Noninterest-Bearing Deposits 402,506 387,280 352,624
Interest-Bearing Checking Accounts 959,170 877,988 962,103
Savings Deposits 696,625 651,965 611,178
Time Deposits over $250,000 30,993 32,878 21,677
Other Time Deposits 167,242 166,435 167,479
Total Deposits 2,256,536 2,116,546 2,115,061
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 32,035 35,836 45,155
Federal Home Loan Bank Overnight Advances 32,000 123,000 0
Federal Home Loan Bank Term Advances 55,000 55,000 55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000 20,000
Other Liabilities 24,704 22,008 22,952
Total Liabilities 2,420,275 2,372,390 2,258,168
STOCKHOLDERS’ EQUITY      
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized 0 0 0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (17,943,201 Shares Issued and Outstanding at March 31, 2017; 17,943,201 at December 31, 2016 and 17,420,776 at March 31, 2016) 17,943 17,943 17,421
Additional Paid-in Capital 271,517 270,880 251,510
Retained Earnings 31,901 28,644 35,449
Unallocated ESOP Shares (19,466 Shares at March 31, 2017; 19,466 Shares at December 31, 2016 and 47,090 Shares at March 31, 2016) (400) (400) (950)
Accumulated Other Comprehensive Loss (6,680) (6,834) (5,436)
Treasury Stock, at Cost (4,442,292 Shares at March 31, 2017; 4,441,093 Shares at December 31, 2016 and 4,402,128 Shares at March 31, 2016) (78,170) (77,381) (77,291)
Total Stockholders’ Equity 236,111 232,852 220,703
Total Liabilities and Stockholders’ Equity $ 2,656,386 $ 2,605,242 $ 2,478,871