Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash and Due From Banks	$ 43,024	$ 34,816
Interest-Bearing Deposits at Banks	14,331	16,252
Investment Securities:
Available-for-Sale	346,996	402,309
Held-to-Maturity (Approximate Fair Value of $343,751 at December 31, 2016, and $325,930 at December 31, 2015)	345,427	320,611
Other Investments	10,912	8,839
Loans	1,753,268	1,573,952
Allowance for Loan Losses	(17,012)	(16,038)
Net Loans	1,736,256	1,557,914
Premises and Equipment, Net	26,938	27,440
Goodwill	21,873	21,873
Other Intangible Assets, Net	2,696	3,107
Other Assets	56,789	53,027
Total Assets	2,605,242	2,446,188
LIABILITIES
Noninterest-Bearing Deposits	387,280	358,751
Interest-Bearing Checking Accounts	877,988	887,317
Savings Deposits	651,965	594,538
Time Deposits of $100,000 or More	74,778	59,792
Other Time Deposits	124,535	130,025
Total Deposits	2,116,546	2,030,423
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	35,836	23,173
Federal Home Loan Bank Overnight Advances	123,000	82,000
Federal Home Loan Bank Term Advances	55,000	55,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Other Liabilities	22,008	21,621
Total Liabilities	2,372,390	2,232,217
STOCKHOLDERS’ EQUITY
Preferred Stock, $5 Par Value; 1,000,000 Shares Authorized	0	0
Common Stock, $1 Par Value; 20,000,000 Shares Authorized (17,943,201 Shares Issued at December 31, 2016, and 17,420,776 Shares Issued at December 31, 2015)	17,943	17,421
Additional Paid-in Capital	270,880	250,680
Retained Earnings	28,644	32,139
Unallocated ESOP Shares (19,466 Shares at December 31, 2016, and 55,275 Shares at December 31, 2015)	(400)	(1,100)
Accumulated Other Comprehensive Loss	(6,834)	(7,972)
Treasury Stock, at Cost (4,441,093 Shares at December 31, 2016, and 4,426,072 Shares at December 31, 2015)	(77,381)	(77,197)
Total Stockholders’ Equity	232,852	213,971
Total Liabilities and Stockholders’ Equity	$ 2,605,242	$ 2,446,188