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Loans (Tables)
9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]    
Past Due Financing Receivables [Table Text Block]
The following table presents loan balances outstanding as of September 30, 2016, December 31, 2015 and September 30, 2015 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers an amortizing loan past due 30 or more days when the borrower is two payments past due. Loans held-for-sale of $1,414, $298 and $1,004 as of September 30, 2016, December 31, 2015 and September 30, 2015, respectively, are included in the residential real estate balances for current loans.
 
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2016
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
38

 
$

 
$
3,793

 
$
271

 
$
4,102

Loans Past Due 60-89 Days
67

 

 
1,412

 
1,450

 
2,929

Loans Past Due 90 or more Days
160

 
1,106

 
343

 
1,467

 
3,076

Total Loans Past Due
265

 
1,106

 
5,548

 
3,188

 
10,107

Current Loans
102,789

 
427,905

 
518,155

 
648,260

 
1,697,109

Total Loans
$
103,054

 
$
429,011

 
$
523,703

 
$
651,448

 
$
1,707,216

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$

 
$
548

 
$
548

Nonaccrual Loans
160

 
3,689

 
532

 
1,726

 
6,107

 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
98

 
$

 
$
4,598

 
$
955

 
$
5,651

Loans Past Due 60-89 Days
186

 

 
1,647

 
1,370

 
3,203

Loans Past Due 90 or more Days
203

 
1,469

 
295

 
2,184

 
4,151

Total Loans Past Due
487

 
1,469

 
6,540

 
4,509

 
13,005

Current Loans
102,100

 
383,470

 
457,983

 
617,394

 
1,560,947

Total Loans
$
102,587

 
$
384,939

 
$
464,523

 
$
621,903

 
$
1,573,952

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$

 
$
187

 
$
187

Nonaccrual Loans
387

 
2,401

 
450

 
3,195

 
6,433

 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
47

 
$

 
$
4,258

 
$
427

 
$
4,732

Loans Past Due 60-89 Days
68

 

 
1,234

 
658

 
1,960

Loans Past Due 90 or more Days
371

 
1,817

 
350

 
2,909

 
5,447

Total Loans Past Due
486

 
1,817

 
5,842

 
3,994

 
12,139

Current Loans
102,403

 
371,855

 
453,078

 
597,450

 
1,524,786

Total Loans
$
102,889

 
$
373,672

 
$
458,920

 
$
601,444

 
$
1,536,925

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$
1

 
$
962

 
$
963

Nonaccrual Loans
466

 
2,752

 
439

 
4,134

 
7,791

 
Allowance for Credit Losses on Financing Receivables [Table Text Block]  
The following table presents a roll-forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
 
 
June 30, 2016
$
1,128

 
$
5,816

 
$
5,742

 
$
4,026

 
$
86

 
$
16,798

Charge-offs
(34
)
 

 
(243
)
 
(90
)
 

 
(367
)
Recoveries
5

 

 
59

 

 

 
64

Provision
(76
)
 
(75
)
 
513

 
166

 
(48
)
 
480

September 30, 2016
$
1,023

 
$
5,741

 
$
6,071

 
$
4,102

 
$
38

 
$
16,975

 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2015
$
1,815

 
$
3,932

 
$
5,416

 
$
3,699

 
$
712

 
$
15,574

Charge-offs
(15
)
 

 
(150
)
 
(215
)
 

 
(380
)
Recoveries
5

 

 
38

 

 

 
43

Provision
16

 
100

 
225

 
311

 
(115
)
 
537

September 30, 2015
$
1,821

 
$
4,032

 
$
5,529

 
$
3,795

 
$
597

 
$
15,774

 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
$
1,827

 
$
4,520

 
$
5,554

 
$
3,790

 
$
347

 
$
16,038

Charge-offs
(86
)
 

 
(591
)
 
(107
)
 

 
(784
)
Recoveries
20

 

 
150

 
1

 

 
171

Provision
(738
)
 
1,221

 
958

 
418

 
(309
)
 
1,550

September 30, 2016
$
1,023

 
$
5,741

 
$
6,071

 
$
4,102

 
$
38

 
$
16,975

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
$
2,100

 
$
4,128

 
$
5,210

 
$
3,369

 
$
763

 
$
15,570

Charge-offs
(46
)
 

 
(483
)
 
(306
)
 

 
(835
)
Recoveries
23

 

 
134

 

 

 
157

Provision
(256
)
 
(96
)
 
668

 
732

 
(166
)
 
882

September 30, 2015
$
1,821

 
$
4,032

 
$
5,529

 
$
3,795

 
$
597

 
$
15,774

 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2016
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$
240

 
$

 
$

 
$

 
$
240

Allowance for loan losses - Loans Collectively Evaluated for Impairment
1,023

 
5,501

 
6,071

 
4,102

 
38

 
16,735

Ending Loan Balance - Individually Evaluated for Impairment

 
3,538

 
90

 
317

 

 
3,945

Ending Loan Balance - Collectively Evaluated for Impairment
$
103,054

 
$
425,473

 
$
523,613

 
$
651,131

 
$

 
$
1,703,271

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 

 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$

 
$

 
$

Allowance for loan losses - Loans Collectively Evaluated for Impairment
1,827

 
4,520

 
5,554

 
3,790

 
347

 
16,038

Ending Loan Balance - Individually Evaluated for Impairment
155

 
2,372

 
114

 
645

 

 
3,286

Ending Loan Balance - Collectively Evaluated for Impairment
$
102,432

 
$
382,567

 
$
464,409

 
$
621,258

 
$

 
$
1,570,666

 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$
135

 
$

 
$
135

Allowance for loan losses - Loans Collectively Evaluated for Impairment
1,821

 
4,032

 
5,529

 
3,660

 
597

 
15,639

Ending Loan Balance - Individually Evaluated for Impairment
164

 
2,371

 
130

 
1,511

 

 
4,176

Ending Loan Balance - Collectively Evaluated for Impairment
$
102,725

 
$
371,301

 
$
458,790

 
$
599,933

 
$

 
$
1,532,749

    
Financing Receivable Credit Quality Indicators [Table Text Block]
The following table presents the credit quality indicators by loan category at September 30, 2016, December 31, 2015 and September 30, 2015:
Loan Credit Quality Indicators
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2016
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
93,903

 
$
392,697

 
 
 
 
 
$
486,600

Special Mention
1,274

 
10,472

 
 
 
 
 
11,746

Substandard
7,877

 
25,842

 
 
 
 
 
33,719

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
523,171

 
$
649,093

 
$
1,172,264

Nonperforming
 
 
 
 
532

 
2,355

 
2,887

 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
93,607

 
$
360,654

 
 
 
 
 
$
454,261

Special Mention
1,070

 
4,901

 
 
 
 
 
5,971

Substandard
7,910

 
19,384

 
 
 
 
 
27,294

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
464,074

 
$
618,521

 
$
1,082,595

Nonperforming
 
 
 
 
449

 
3,382

 
3,831

 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
92,896

 
$
350,070

 
 
 
 
 
$
442,966

Special Mention
1,157

 
5,170

 
 
 
 
 
6,327

Substandard
8,836

 
18,432

 
 
 
 
 
27,268

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
458,479

 
$
596,348

 
$
1,054,827

Nonperforming
 
 
 
 
441

 
5,096

 
5,537

 
Impaired Financing Receivables [Table Text Block]
The following table presents information on impaired loans based on whether the impaired loan has a recorded related allowance or has no recorded related allowance:
Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2016
 
 

 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$
898

 
$
90

 
$
317

 
$
1,305

With a Related Allowance

 
2,640

 

 

 
2,640

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 
898

 
90

 
317

 
1,305

With a Related Allowance

 
2,640

 

 

 
2,640

 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 

 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
155

 
$
2,372

 
$
114

 
$
645

 
$
3,286

With a Related Allowance

 

 

 

 

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
155

 
2,372

 
144

 
645

 
3,316

With a Related Allowance

 

 

 

 

 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
164

 
$
2,371

 
$
130

 
$
926

 
$
3,591

With a Related Allowance

 

 

 
585

 
585

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
164

 
2,371

 
130

 
926

 
$
3,591

With a Related Allowance

 

 

 
585

 
585

 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
September 30, 2016
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$
1,374

 
$
92

 
$
479

 
$
1,945

With a Related Allowance

 
2,166

 

 

 
2,166

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 
3

 
2

 

 
5

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
313

 
$
1,931

 
$
112

 
$
1,312

 
$
3,668

With a Related Allowance

 

 

 
590

 
590

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 

 
2

 
1

 
5

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
September 30, 2016
 
 
 
 
 
 
 
 
 
Average Recorded Balance:

 
 
 
 
 
 
 
 
With No Related Allowance
$
78

 
$
1,635

 
$
102

 
$
481

 
$
2,296

With a Related Allowance

 
1,320

 

 

 
1,320

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 
14

 
4

 

 
18

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
329

 
$
1,932

 
$
124

 
$
1,302

 
$
3,687

With a Related Allowance

 

 

 
572

 
572

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
6

 

 
4

 
2

 
12

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table presents information on loans modified in trouble debt restructurings during the periods indicated. All loans were modified under Arrow's own programs. The principal modification, for all the modifications in the table below, involved payment deferrals.
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
September 30, 2016
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
1

 

 
1

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
15

 
$

 
$
15

Post-Modification Outstanding Recorded Investment

 

 
15

 

 
15

Subsequent Default, Number of Contracts

 

 

 

 

Subsequent Default, Recorded Investment

 

 

 

 

 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Number of Loans

 
1

 
3

 

 
4

Pre-Modification Outstanding Recorded Investment
$

 
$
883

 
$
49

 
$

 
$
932

Post-Modification Outstanding Recorded Investment

 
883

 
49

 

 
932

Subsequent Default, Number of Contracts

 

 

 

 

Subsequent Default, Recorded Investment

 

 

 

 

 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
September 30, 2016
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
2

 

 
2

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
23

 
$

 
$
23

Post-Modification Outstanding Recorded Investment

 

 
23

 

 
23

Subsequent Default, Number of Contracts

 

 

 

 

Subsequent Default, Recorded Investment

 

 

 

 

 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Number of Loans

 
1

 
4

 

 
5

Pre-Modification Outstanding Recorded Investment
$

 
$
883

 
$
51

 
$

 
$
934

Post-Modification Outstanding Recorded Investment

 
883

 
51

 

 
934

Subsequent Default, Number of Contracts

 

 

 

 

Subsequent Default, Recorded Investment