XML 63 R46.htm IDEA: XBRL DOCUMENT v3.3.1.900
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Arrows and its subsidiary banks, Glens Falls National Bank and Trust Company (Glens Falls National) and Saratoga National Bank and Trust Company (Saratoga National), actual capital amounts and ratios are presented in the table below as of December 31, 2015 and 2014:

 
Actual
 
Minimum Amounts For Capital Adequacy Purposes
 
Minimum Amounts To Be Well-Capitalized
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Arrow
$
239,988

 
15.1
%
 
$
127,146

 
8.0
%
 
$
158,932

 
10.0
%
Glens Falls National
193,302

 
15.0
%
 
103,094

 
8.0
%
 
128,868

 
10.0
%
Saratoga National
37,658

 
12.6
%
 
23,910

 
8.0
%
 
29,887

 
10.0
%
Tier I Capital
 (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Arrow
223,899

 
14.1
%
 
95,276

 
6.0
%
 
127,035

 
8.0
%
Glens Falls National
180,280

 
14.0
%
 
77,263

 
6.0
%
 
103,017

 
8.0
%
Saratoga National
34,642

 
11.6
%
 
17,918

 
6.0
%
 
23,891

 
8.0
%
Tier I Capital
 (to Average Assets):
 
 
 
 
 
 
 
 
 
 
 
Arrow
223,899

 
9.3
%
 
96,301

 
4.0
%
 
120,376

 
5.0
%
Glens Falls National
180,280

 
8.9
%
 
81,025

 
4.0
%
 
101,281

 
5.0
%
Saratoga National
34,642

 
8.9
%
 
15,569

 
4.0
%
 
19,462

 
5.0
%
Common Equity Tier 1 Capital
 (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Arrow
203,848

 
12.8
%
 
71,665

 
4.5
%
 
103,517

 
6.5
%
Glens Falls National
180,229

 
14.0
%
 
57,931

 
4.5
%
 
83,678

 
6.5
%
Saratoga National
34,642

 
11.6
%
 
13,439

 
4.5
%
 
19,411

 
6.5
%


 
Actual
 
Minimum Amounts For Capital
Adequacy Purposes
 
Minimum Amounts To Be Well-Capitalized
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2014:
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Arrow
$
225,766

 
15.5
%
 
$
116,524

 
8.0
%
 
$
145,655

 
10.0
%
Glens Falls National
183,446

 
15.5
%
 
94,682

 
8.0
%
 
118,352

 
10.0
%
Saratoga National
35,217

 
13.3
%
 
21,183

 
8.0
%
 
26,479

 
10.0
%
Tier I Capital
 (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Arrow
210,136

 
14.5
%
 
57,969

 
4.0
%
 
86,953

 
6.0
%
Glens Falls National
170,497

 
14.4
%
 
47,360

 
4.0
%
 
71,040

 
6.0
%
Saratoga National
32,596

 
12.3
%
 
10,600

 
4.0
%
 
15,900

 
6.0
%
Tier I Capital
 (to Average Assets):
 
 
 
 
 
 
 
 
 
 
 
Arrow
210,136

 
9.4
%
 
89,420

 
4.0
%
 
89,420

 
4.0
%
Glens Falls National
170,497

 
9.1
%
 
74,944

 
4.0
%
 
93,680

 
5.0
%
Saratoga National
32,596

 
9.4
%
 
13,871

 
4.0
%
 
17,338

 
5.0
%