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Loans (Tables)
9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Loans and Leases Receivable Disclosure [Abstract]    
Past Due Financing Receivables [Table Text Block]
The following table presents loan balances outstanding as of September 30, 2015, December 31, 2014 and September 30, 2014 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers a loan past due 30 or more days if the borrower is two or more payments past due.   Loans held-for-sale of $1,004, $398 and $1,149 as of September 30, 2015, December 31, 2014 and September 30, 2014, respectively, are included in the residential real estate balances for current loans.
 
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2015
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
47

 
$

 
$
4,258

 
$
427

 
$
4,732

Loans Past Due 60-89 Days
68

 

 
1,234

 
658

 
1,960

Loans Past Due 90 or more Days
371

 
1,817

 
350

 
2,909

 
5,447

Total Loans Past Due
486

 
1,817

 
5,842

 
3,994

 
12,139

Current Loans
102,403

 
371,855

 
453,078

 
597,450

 
1,524,786

Total Loans
$
102,889

 
$
373,672

 
$
458,920

 
$
601,444

 
$
1,536,925

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$
1

 
$
962

 
$
963

Nonaccrual Loans
$
466

 
$
2,752

 
$
439

 
$
4,134

 
$
7,791

 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
124

 
$
432

 
$
4,167

 
$
482

 
$
5,205

Loans Past Due 60-89 Days
154

 
7

 
1,225

 
1,495

 
2,881

Loans Past Due 90 or more Days
345

 
1,832

 
206

 
2,999

 
5,382

Total Loans Past Due
623

 
2,271

 
5,598

 
4,976

 
13,468

Current Loans
98,888

 
337,841

 
431,443

 
531,628

 
1,399,800

Total Loans
$
99,511

 
$
340,112

 
$
437,041

 
$
536,604

 
$
1,413,268

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$

 
$
537

 
$
537

Nonaccrual Loans
$
473

 
$
2,071

 
$
415

 
$
3,940

 
$
6,899

 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
109

 
$

 
$
2,962

 
$
389

 
$
3,460

Loans Past Due 60-89 Days
210

 
232

 
1,066

 
1,379

 
2,887

Loans Past Due 90 or more Days
485

 
1,832

 
266

 
3,064

 
5,647

Total Loans Past Due
804

 
2,064

 
4,294

 
4,832

 
11,994

Current Loans
96,042

 
338,544

 
422,672

 
512,188

 
1,369,446

Total Loans
$
96,846

 
$
340,608

 
$
426,966

 
$
517,020

 
$
1,381,440

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
328

 
$

 
$

 
$
243

 
$
571

Nonaccrual Loans
$
241

 
$
2,073

 
$
438

 
$
4,296

 
$
7,048

 
Allowance for Credit Losses on Financing Receivables [Table Text Block]  
The following table presents a roll-forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
 
 
June 30, 2015
$
1,815

 
$
3,932

 
$
5,416

 
$
3,699

 
$
712

 
$
15,574

Charge-offs
(15
)
 

 
(150
)
 
(215
)
 

 
(380
)
Recoveries
5

 

 
38

 

 

 
43

Provision
16

 
100

 
225

 
311

 
(115
)
 
537

September 30, 2015
$
1,821

 
$
4,032

 
$
5,529

 
$
3,795

 
$
597

 
$
15,774

 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2014
$
2,055

 
$
4,215

 
$
4,680

 
$
3,133

 
$
953

 
$
15,036

Charge-offs
(26
)
 

 
(193
)
 
(46
)
 

 
(265
)
Recoveries
24

 

 
54

 

 

 
78

Provision
90

 
(64
)
 
249

 
187

 
(18
)
 
444

September 30, 2014
$
2,143

 
$
4,151

 
$
4,790

 
$
3,274

 
$
935

 
$
15,293

 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
$
2,100

 
$
4,128

 
$
5,210

 
$
3,369

 
$
763

 
$
15,570

Charge-offs
(46
)
 

 
(483
)
 
(306
)
 

 
(835
)
Recoveries
23

 

 
134

 

 

 
157

Provision
(256
)
 
(96
)
 
668

 
732

 
(166
)
 
882

September 30, 2015
$
1,821

 
$
4,032

 
$
5,529

 
$
3,795

 
$
597

 
$
15,774

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2013
$
1,886

 
$
3,962

 
$
4,478

 
$
3,026

 
$
1,082

 
$
14,434

Charge-offs
(192
)
 

 
(486
)
 
(91
)
 

 
(769
)
Recoveries
49

 

 
172

 

 

 
221

Provision
400

 
189

 
626

 
339

 
(147
)
 
1,407

September 30, 2014
$
2,143

 
$
4,151

 
$
4,790

 
$
3,274

 
$
935

 
$
15,293

 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$
135

 
$

 
$
135

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,821

 
$
4,032

 
$
5,529

 
$
3,660

 
$
597

 
$
15,639

Ending Loan Balance - Individually Evaluated for Impairment
$
164

 
$
2,371

 
$
130

 
$
1,511

 
$

 
$
4,176

Ending Loan Balance - Collectively Evaluated for Impairment
$
102,725

 
$
371,301

 
$
458,790

 
$
599,933

 
$

 
$
1,532,749

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$
109

 
$

 
$
109

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
2,100

 
$
4,128

 
$
5,210

 
$
3,260

 
$
763

 
$
15,461

Ending Loan Balance - Individually Evaluated for Impairment
$
494

 
$
1,492

 
$
118

 
$
2,237

 
$

 
$
4,341

Ending Loan Balance - Collectively Evaluated for Impairment
$
99,017

 
$
338,620

 
$
436,923

 
$
534,367

 
$

 
$
1,408,927

 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$
82

 
$

 
$
82

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
2,143

 
$
4,151

 
$
4,790

 
$
3,192

 
$
935

 
$
15,211

Ending Loan Balance - Individually Evaluated for Impairment
$
201

 
$
1,493

 
$
123

 
$
2,200

 
$

 
$
4,017

Ending Loan Balance - Collectively Evaluated for Impairment
$
96,645

 
$
339,115

 
$
426,843

 
$
514,820

 
$

 
$
1,377,423

    
Financing Receivable Credit Quality Indicators [Table Text Block]
The following table presents the credit quality indicators by loan category at September 30, 2015, December 31, 2014 and September 30, 2014:
Loan Credit Quality Indicators
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2015
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
92,896

 
$
350,070

 
 
 
 
 
$
442,966

Special Mention
1,157

 
5,170

 
 
 
 
 
6,327

Substandard
8,836

 
18,432

 
 
 
 
 
27,268

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
458,479

 
$
596,348

 
1,054,827

Nonperforming
 
 
 
 
441

 
5,096

 
5,537

 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
85,949

 
317,747

 
 
 
 
 
403,696

Special Mention
2,442

 
3,718

 
 
 
 
 
6,160

Substandard
11,120

 
18,647

 
 
 
 
 
29,767

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
436,626

 
532,127

 
968,753

Nonperforming
 
 
 
 
415

 
4,477

 
4,892

 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
82,232

 
316,395

 
 
 
 
 
398,627

Special Mention
4,969

 
7,032

 
 
 
 
 
12,001

Substandard
9,645

 
17,181

 
 
 
 
 
26,826

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
426,528

 
512,481

 
939,009

Nonperforming
 
 
 
 
438

 
4,539

 
4,977

 
Impaired Financing Receivables [Table Text Block]
The following table presents information on impaired loans based on whether the impaired loan has a recorded related allowance or has no recorded related allowance:
Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
September 30, 2015
 
 

 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
164

 
$
2,371

 
$
130

 
$
926

 
$
3,591

With a Related Allowance

 

 

 
585

 
585

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
164

 
2,371

 
130

 
926

 
3,591

With a Related Allowance

 

 

 
585

 
585

 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 

 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
494

 
$
1,492

 
$
118

 
$
1,678

 
$
3,782

With a Related Allowance

 

 

 
559

 
559

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
494

 
1,492

 
118

 
1,678

 
3,782

With a Related Allowance

 

 

 
559

 
559

 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
201

 
$
1,493

 
$
123

 
$
1,667

 
$
3,484

With a Related Allowance

 

 

 
533

 
533

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
201

 
1,493

 
123

 
1,667

 
$
3,484

With a Related Allowance

 

 

 
533

 
533

 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
313

 
$
1,931

 
$
112

 
$
1,312

 
$
3,668

With a Related Allowance

 

 

 
590

 
590

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 

 
2

 
1

 
5

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
205

 
$
1,493

 
$
124

 
$
1,394

 
$
3,216

With a Related Allowance

 

 

 
554

 
554

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 

 
2

 

 
4

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Average Recorded Balance:

 
 
 
 
 
 
 
 
With No Related Allowance
$
329

 
$
1,932

 
$
124

 
$
1,302

 
$
3,687

With a Related Allowance

 

 

 
572

 
572

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
6

 

 
4

 
2

 
12

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
211

 
$
1,639

 
$
149

 
$
1,988

 
$
3,987

With a Related Allowance

 

 

 
267

 
267

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
7

 

 
6

 
1

 
14

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table presents information on loans modified in trouble debt restructurings during the periods indicated. All loans were modified under Arrow's own programs. The principal modification, for all the modifications in the table below, involved payment deferrals.
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Number of Loans

 
1

 
3

 

 
4

Pre-Modification Outstanding Recorded Investment
$

 
$
883

 
$
49

 
$

 
$
932

Post-Modification Outstanding Recorded Investment
$

 
$
883

 
$
49

 
$

 
$
932

 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
1

 

 
1

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
12

 
$

 
$
12

Post-Modification Outstanding Recorded Investment
$

 
$

 
$
12

 
$

 
$
12

 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
Number of Loans

 
1

 
4

 

 
5

Pre-Modification Outstanding Recorded Investment
$

 
$
883

 
$
51

 
$

 
$
934

Post-Modification Outstanding Recorded Investment
$

 
$
883

 
$
51

 
$

 
$
934

 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
2

 
1

 
3

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
14

 
$
574

 
$
588

Post-Modification Outstanding Recorded Investment
$

 
$

 
$
14

 
$
574

 
$
588